X0101 4 2003-05-02 0 0001023860 STEWARDSHIP FINANCIAL CORP SSFN.OB 0001220113 VANDER EEMS WILLIAM J 1 0 0 0 Stewardship Financial Corporation Common Stock 2003-05-02 4 J 0 283 18.61 A 53085 D N/A 2003-05-02 4 J 0 98 18.61 A 18424 I No spouse N/A 2004-05-02 4 J 0 30 18.61 A 5683 I William Custodian for children J-purchase through Dividend Reivestment Plan William J. Vander Eems Ellie King, Power of Attorney 2003-05-05