X0202 4 2004-07-28 0 0000086312 ST PAUL TRAVELERS COMPANIES INC STA 0001220006 LAWRENCE JAMES A 385 WASHINGTON STREET ST. PAUL MN 55102 1 0 0 0 Common Stock 2004-07-28 4 A 0 1336.9 37.4 A 2936.9 D Stock Options (right to buy) 37.4 2004-07-28 4 A 0 3889 0 A 2005-07-28 2014-07-28 Common Stock 3889 3889 D These are deferred common stock units acquired pursuant to the Company's 2004 Stock Incentive Plan that vest one year after the date of grant and are converted into shares of Company common stock on a one-for-one basis upon distribution. Distribution of shares of common stock occurs six months after the Reporting Person's service on the Board terminates, or upon a later date or dates designated by the Reporting Person if he or she has elected to further defer receipt of shares pursuant to the Company's Deferred Compensation Plan for Non-Employee Directors. Includes 1336.90 shares of deferred common stock units being reported. Bruce A. Backberg, by power of attorney 2004-07-30