The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 502 3,252 SH   OTR   2,752 0 500
3M CO COM 88579Y101 214 1,385 SH   SOLE   1,385 0 0
ABBOTT LABS COM 002824100 271 5,518 SH   OTR   4,518 0 1,000
ABBOTT LABS COM 002824100 8,140 165,846 SH   SOLE   165,651 0 195
ABBVIE INC COM 00287Y109 196 2,917 SH   OTR   1,917 0 1,000
ABBVIE INC COM 00287Y109 248 3,695 SH   SOLE   3,500 0 195
ADVENT CLAYMORE ENH GRW & IN COM 00765E104 141 15,570 SH   OTR   15,570 0 0
ALTRIA GROUP INC COM 02209S103 130 2,663 SH   OTR   2,663 0 0
ALTRIA GROUP INC COM 02209S103 278 5,691 SH   SOLE   5,691 0 0
AMERICAN EXPRESS CO COM 025816109 71 910 SH   OTR   785 0 125
AMERICAN EXPRESS CO COM 025816109 3,527 45,375 SH   SOLE   45,375 0 0
ANNALY CAP MGMT INC COM 035710409 270 29,415 SH   OTR   28,140 0 1,275
ANNALY CAP MGMT INC COM 035710409 7,915 861,220 SH   SOLE   861,220 0 0
APPLE INC COM 037833100 227 1,810 SH   OTR   1,710 0 100
APPLE INC COM 037833100 8,922 71,133 SH   SOLE   71,133 0 0
AQUA AMERICA INC COM 03836W103 128 5,208 SH   OTR   5,208 0 0
AQUA AMERICA INC COM 03836W103 78 3,187 SH   SOLE   3,187 0 0
AT&T INC COM 00206R102 559 15,726 SH   OTR   15,376 0 350
AT&T INC COM 00206R102 8,512 239,638 SH   SOLE   239,638 0 0
BANK AMER CORP COM 060505104 162 9,504 SH   OTR   8,604 0 900
BANK AMER CORP COM 060505104 9,709 570,429 SH   SOLE   570,429 0 0
BED BATH & BEYOND INC COM 075896100 69 1,000 SH   OTR   875 0 125
BED BATH & BEYOND INC COM 075896100 4,082 59,175 SH   SOLE   59,175 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 137 1,005 SH   OTR   955 0 50
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,856 35,678 SH   SOLE   35,678 0 0
BOEING CO COM 097023105 286 2,060 SH   OTR   1,985 0 75
BOEING CO COM 097023105 7,645 55,110 SH   SOLE   55,110 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 625 9,396 SH   OTR   7,396 0 2,000
BRISTOL MYERS SQUIBB CO COM 110122108 486 7,297 SH   SOLE   7,297 0 0
CAMPBELL SOUP CO COM 134429109 35 730 SH   OTR   730 0 0
CAMPBELL SOUP CO COM 134429109 266 5,591 SH   SOLE   5,591 0 0
CENTRAL FD CDA LTD CL A 153501101 70 5,962 SH   OTR   5,962 0 0
CENTRAL FD CDA LTD CL A 153501101 779 66,801 SH   SOLE   66,801 0 0
CHEVRON CORP NEW COM 166764100 339 3,512 SH   OTR   2,312 0 1,200
CHEVRON CORP NEW COM 166764100 232 2,403 SH   SOLE   2,403 0 0
CISCO SYS INC COM 17275R102 445 16,206 SH   OTR   13,756 0 2,450
CISCO SYS INC COM 17275R102 9,239 336,444 SH   SOLE   336,024 0 420
CME GROUP INC COM 12572Q105 54 575 SH   OTR   475 0 100
CME GROUP INC COM 12572Q105 4,197 45,105 SH   SOLE   45,105 0 0
COCA COLA CO COM 191216100 221 5,623 SH   OTR   5,623 0 0
COCA COLA CO COM 191216100 859 21,891 SH   SOLE   21,566 0 325
COLGATE PALMOLIVE CO COM 194162103 116 1,772 SH   OTR   1,772 0 0
COLGATE PALMOLIVE CO COM 194162103 144 2,195 SH   SOLE   2,195 0 0
COMCAST CORP NEW CL A 20030N101 99 1,650 SH   OTR   1,475 0 175
COMCAST CORP NEW CL A 20030N101 6,649 110,561 SH   SOLE   110,561 0 0
CONOCOPHILLIPS COM 20825C104 279 4,536 SH   OTR   2,711 0 1,825
CONOCOPHILLIPS COM 20825C104 8,529 138,880 SH   SOLE   138,880 0 0
CORNING INC COM 219350105 84 4,275 SH   OTR   3,925 0 350
CORNING INC COM 219350105 4,154 210,555 SH   SOLE   210,555 0 0
CSX CORP COM 126408103 158 4,849 SH   OTR   4,424 0 425
CSX CORP COM 126408103 8,942 273,876 SH   SOLE   273,876 0 0
CUMMINS INC COM 231021106 5,022 38,277 SH   SOLE   38,277 0 0
CUMMINS INC COM 231021106 81 615 SH   OTR   540 0 75
DEERE & CO COM 244199105 158 1,625 SH   OTR   1,625 0 0
DEERE & CO COM 244199105 106 1,095 SH   SOLE   1,095 0 0
DISNEY WALT CO COM DISNEY 254687106 216 1,891 SH   OTR   1,891 0 0
DISNEY WALT CO COM DISNEY 254687106 298 2,610 SH   SOLE   2,610 0 0
DOMINION RES INC VA NEW COM 25746U109 134 2,008 SH   OTR   800 0 1,208
DOMINION RES INC VA NEW COM 25746U109 174 2,600 SH   SOLE   2,600 0 0
DOW CHEM CO COM 260543103 76 1,485 SH   OTR   1,310 0 175
DOW CHEM CO COM 260543103 2,958 57,805 SH   SOLE   57,805 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 660 10,324 SH   OTR   9,199 0 1,125
DU PONT E I DE NEMOURS & CO COM 263534109 8,335 130,333 SH   SOLE   130,333 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 109 1,549 SH   OTR   949 0 600
DUKE ENERGY CORP NEW COM NEW 26441C204 131 1,853 SH   SOLE   1,758 0 95
E M C CORP MASS COM 268648102 128 4,865 SH   OTR   4,390 0 475
E M C CORP MASS COM 268648102 8,205 310,902 SH   SOLE   310,902 0 0
EASTMAN CHEM CO COM 277432100 990 12,095 SH   SOLE   12,095 0 0
EATON CORP PLC SHS G29183103 8 125 SH   OTR   125 0 0
EATON CORP PLC SHS G29183103 532 7,885 SH   SOLE   7,885 0 0
EATON VANCE TX MGD DIV EQ IN COM 27828N102 145 12,760 SH   OTR   12,760 0 0
EBAY INC COM 278642103 148 2,450 SH   OTR   2,225 0 225
EBAY INC COM 278642103 9,275 153,960 SH   SOLE   153,960 0 0
EMERSON ELEC CO COM 291011104 237 4,274 SH   OTR   4,149 0 125
EMERSON ELEC CO COM 291011104 5,960 107,522 SH   SOLE   107,322 0 200
EXELON CORP COM 30161N101 70 2,237 SH   OTR   1,487 0 750
EXELON CORP COM 30161N101 132 4,193 SH   SOLE   4,193 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 205 2,300 SH   OTR   1,700 0 600
EXPRESS SCRIPTS HLDG CO COM 30219G108 6,715 75,501 SH   SOLE   75,501 0 0
EXXON MOBIL CORP COM 30231G102 1,799 21,623 SH   OTR   20,097 0 1,526
EXXON MOBIL CORP COM 30231G102 8,566 102,955 SH   SOLE   102,820 0 135
FASTENAL CO COM 311900104 278 6,600 SH   SOLE   6,600 0 0
FIFTH THIRD BANCORP COM 316773100 55 2,650 SH   OTR   2,150 0 500
FIFTH THIRD BANCORP COM 316773100 3,100 148,880 SH   SOLE   148,880 0 0
FLUOR CORP NEW COM 343412102 60 1,125 SH   OTR   925 0 200
FLUOR CORP NEW COM 343412102 3,198 60,335 SH   SOLE   60,335 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 115 7,675 SH   OTR   7,225 0 450
FORD MTR CO DEL COM PAR $0.01 345370860 5,293 352,600 SH   SOLE   352,600 0 0
FULTON FINL CORP PA COM 360271100 260 19,917 SH   OTR   19,917 0 0
FULTON FINL CORP PA COM 360271100 67 5,096 SH   SOLE   5,096 0 0
GENERAL ELECTRIC CO COM 369604103 796 29,970 SH   OTR   27,916 0 2,054
GENERAL ELECTRIC CO COM 369604103 10,449 393,259 SH   SOLE   393,139 0 120
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 141 3,393 SH   OTR   3,393 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 347 8,335 SH   SOLE   8,335 0 0
GOOGLE INC CL C 38259P706 120 230 SH   OTR   205 0 25
GOOGLE INC CL C 38259P706 8,480 16,291 SH   SOLE   16,291 0 0
HEALTHWAREHOUSE.COM COM NEW 42227G202 3 20,132 SH   SOLE   20,132 0 0
INTEL CORP COM 458140100 472 15,503 SH   OTR   13,646 0 1,857
INTEL CORP COM 458140100 11,478 377,369 SH   SOLE   377,139 0 230
INTERNATIONAL BUSINESS MACHS COM 459200101 162 997 SH   OTR   797 0 200
INTERNATIONAL BUSINESS MACHS COM 459200101 292 1,796 SH   SOLE   1,796 0 0
INTL PAPER CO COM 460146103 122 2,565 SH   OTR   2,340 0 225
INTL PAPER CO COM 460146103 7,885 165,688 SH   SOLE   165,688 0 0
ISHARES MSCI JAPAN ETF 464286848 136 10,600 SH   OTR   6,996 0 3,604
ISHARES MSCI JAPAN ETF 464286848 4,545 354,827 SH   SOLE   354,827 0 0
ISHARES TR MSCI EAFE ETF 464287465 142 2,233 SH   OTR   2,143 0 90
ISHARES TR MSCI EAFE ETF 464287465 616 9,706 SH   SOLE   9,706 0 0
JOHNSON & JOHNSON COM 478160104 971 9,968 SH   OTR   8,793 0 1,175
JOHNSON & JOHNSON COM 478160104 12,068 123,830 SH   SOLE   123,575 0 255
JPMORGAN CHASE & CO COM 46625H100 86 1,265 SH   OTR   1,265 0 0
JPMORGAN CHASE & CO COM 46625H100 236 3,482 SH   SOLE   3,287 0 195
KEYCORP NEW COM 493267108 50 3,300 SH   OTR   2,625 0 675
KEYCORP NEW COM 493267108 3,394 225,980 SH   SOLE   225,980 0 0
KIMBERLY CLARK CORP COM 494368103 5,374 50,711 SH   SOLE   50,711 0 0
KIMBERLY CLARK CORP COM 494368103 334 3,156 SH   OTR   1,831 0 1,325
LINCOLN NATL CORP IND COM 534187109 80 1,350 SH   OTR   1,225 0 125
LINCOLN NATL CORP IND COM 534187109 4,583 77,390 SH   SOLE   77,390 0 0
M & T BK CORP COM 55261F104 62 500 SH   OTR   0 0 500
M & T BK CORP COM 55261F104 198 1,584 SH   SOLE   1,584 0 0
MCDONALDS CORP COM 580135101 100 1,050 SH   OTR   50 0 1,000
MCDONALDS CORP COM 580135101 105 1,100 SH   SOLE   1,100 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 157 1,738 SH   OTR   1,738 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 84 935 SH   SOLE   935 0 0
MERCERSBURG FINL CORP CDT-COM 58817A108 138 10,020 SH   SOLE   10,020 0 0
MERCK & CO INC NEW COM 58933Y105 796 13,980 SH   OTR   12,255 0 1,725
MERCK & CO INC NEW COM 58933Y105 9,698 170,347 SH   SOLE   170,347 0 0
MICROSOFT CORP COM 594918104 542 12,271 SH   OTR   9,971 0 2,300
MICROSOFT CORP COM 594918104 9,742 220,648 SH   SOLE   220,428 0 220
MIFFLINBURG BANK & TR CO PA COM 598580108 1,283 21,750 SH   OTR   0 0 21,750
MORGAN STANLEY COM NEW 617446448 143 3,695 SH   OTR   3,320 0 375
MORGAN STANLEY COM NEW 617446448 8,211 211,676 SH   SOLE   211,676 0 0
NEXTERA ENERGY INC COM 65339F101 167 1,700 SH   OTR   0 0 1,700
NEXTERA ENERGY INC COM 65339F101 39 400 SH   SOLE   400 0 0
ORACLE CORP COM 68389X105 223 5,525 SH   OTR   5,200 0 325
ORACLE CORP COM 68389X105 9,164 227,398 SH   SOLE   227,398 0 0
PAYCHEX INC COM 704326107 302 6,446 SH   OTR   5,696 0 750
PAYCHEX INC COM 704326107 5,617 119,809 SH   SOLE   119,809 0 0
PEPSICO INC COM 713448108 351 3,756 SH   OTR   2,756 0 1,000
PEPSICO INC COM 713448108 5,251 56,260 SH   SOLE   56,260 0 0
PFIZER INC COM 717081103 676 20,172 SH   OTR   16,647 0 3,525
PFIZER INC COM 717081103 11,899 354,888 SH   SOLE   354,368 0 520
PHILIP MORRIS INTL INC COM 718172109 348 4,338 SH   OTR   4,338 0 0
PHILIP MORRIS INTL INC COM 718172109 283 3,533 SH   SOLE   3,433 0 100
PHILLIPS 66 COM 718546104 48 593 SH   OTR   593 0 0
PHILLIPS 66 COM 718546104 2,560 31,782 SH   SOLE   31,782 0 0
PNC FINL SVCS GROUP INC COM 693475105 191 2,000 SH   OTR   2,000 0 0
PNC FINL SVCS GROUP INC COM 693475105 105 1,100 SH   SOLE   1,100 0 0
POTASH CORP SASK INC COM 73755L107 131 4,225 SH   OTR   3,825 0 400
POTASH CORP SASK INC COM 73755L107 6,845 221,035 SH   SOLE   221,035 0 0
PPL CORP COM 69351T106 444 15,082 SH   OTR   13,682 0 1,400
PPL CORP COM 69351T106 393 13,321 SH   SOLE   13,321 0 0
PROCTER & GAMBLE CO COM 742718109 432 5,520 SH   OTR   5,520 0 0
PROCTER & GAMBLE CO COM 742718109 805 10,285 SH   SOLE   10,285 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 90 1,576 SH   OTR   576 0 1,000
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 1,308 22,816 SH   SOLE   22,816 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 103 1,285 SH   OTR   1,285 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 597 7,478 SH   SOLE   7,478 0 0
SCHLUMBERGER LTD COM 806857108 60 700 SH   OTR   200 0 500
SCHLUMBERGER LTD COM 806857108 261 3,025 SH   SOLE   2,875 0 150
SOUTHWESTERN ENERGY CO COM 845467109 136 6,000 SH   OTR   3,875 0 2,125
SOUTHWESTERN ENERGY CO COM 845467109 5,524 243,045 SH   SOLE   243,045 0 0
SPARK NEW ZEALAND LTD SPONSORED ADR 84652A102 131 13,875 SH   OTR   13,875 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 285 1,620 SH   SOLE   1,620 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,112 5,402 SH   OTR   5,312 0 90
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,103 24,790 SH   SOLE   24,790 0 0
SPECTRA ENERGY CORP COM 847560109 79 2,412 SH   OTR   2,212 0 200
SPECTRA ENERGY CORP COM 847560109 3,360 103,055 SH   SOLE   103,055 0 0
STRYKER CORP COM 863667101 102 1,070 SH   OTR   970 0 100
STRYKER CORP COM 863667101 6,464 67,639 SH   SOLE   67,639 0 0
SUSQUEHANNA BANCSHARES INC P COM 869099101 175 12,379 SH   OTR   1,000 0 11,379
SUSQUEHANNA BANCSHARES INC P COM 869099101 1,433 101,461 SH   SOLE   3,146 0 98,315
SYSCO CORP COM 871829107 382 10,568 SH   OTR   8,243 0 2,325
SYSCO CORP COM 871829107 8,672 240,213 SH   SOLE   240,213 0 0
TEMPLETON EMERGING MKTS FD I COM 880191101 11 730 SH   OTR   380 0 350
TEMPLETON EMERGING MKTS FD I COM 880191101 623 42,779 SH   SOLE   42,779 0 0
THOMSON REUTERS CORP COM 884903105 203 5,321 SH   OTR   5,046 0 275
THOMSON REUTERS CORP COM 884903105 6,799 178,600 SH   SOLE   178,600 0 0
TRANSCANADA CORP COM 89353D107 95 2,336 SH   OTR   1,336 0 1,000
TRANSCANADA CORP COM 89353D107 279 6,860 SH   SOLE   6,860 0 0
TRAVELERS COMPANIES INC COM 89417E109 278 2,880 SH   OTR   2,555 0 325
TRAVELERS COMPANIES INC COM 89417E109 4,530 46,870 SH   SOLE   46,870 0 0
UNION PAC CORP COM 907818108 298 3,120 SH   SOLE   3,120 0 0
UNITED PARCEL SERVICE INC CL B 911312106 110 1,137 SH   OTR   1,012 0 125
UNITED PARCEL SERVICE INC CL B 911312106 7,862 81,131 SH   SOLE   81,131 0 0
UNITED TECHNOLOGIES CORP COM 913017109 86 775 SH   OTR   775 0 0
UNITED TECHNOLOGIES CORP COM 913017109 619 5,580 SH   SOLE   5,445 0 135
US BANCORP DEL COM NEW 902973304 16 375 SH   OTR   375 0 0
US BANCORP DEL COM NEW 902973304 295 6,800 SH   SOLE   6,800 0 0
V F CORP COM 918204108 68 975 SH   OTR   875 0 100
V F CORP COM 918204108 3,862 55,375 SH   SOLE   55,375 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 128 680 SH   OTR   680 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,008 9,415 SH   OTR   9,415 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 104 550 SH   SOLE   550 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 48 450 SH   SOLE   450 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 173 3,570 SH   OTR   3,570 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 209 5,120 SH   OTR   4,820 0 300
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 210 4,333 SH   SOLE   4,333 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,915 193,627 SH   SOLE   193,627 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 730 15,660 SH   OTR   13,982 0 1,678
VERIZON COMMUNICATIONS INC COM 92343V104 8,163 175,137 SH   SOLE   174,737 0 400
VIACOM INC NEW CL B 92553P201 68 1,050 SH   OTR   950 0 100
VIACOM INC NEW CL B 92553P201 3,417 52,865 SH   SOLE   52,865 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 306 8,384 SH   OTR   7,637 0 747
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 7,819 214,510 SH   SOLE   214,510 0 0
WAL-MART STORES INC COM 931142103 398 5,616 SH   OTR   3,416 0 2,200
WAL-MART STORES INC COM 931142103 9,431 132,963 SH   SOLE   132,963 0 0
WASTE MGMT INC DEL COM 94106L109 488 10,531 SH   OTR   8,925 0 1,606
WASTE MGMT INC DEL COM 94106L109 7,188 155,072 SH   SOLE   155,072 0 0
WELLS FARGO & CO NEW COM 949746101 274 4,871 SH   OTR   4,221 0 650
WELLS FARGO & CO NEW COM 949746101 8,616 153,192 SH   SOLE   152,942 0 250