JPMORGAN TRUST I
277 PARK AVENUE
NEW YORK, NEW YORK 10172

November 4, 2022

VIA EDGAR

Securities and Exchange Commission
100 F Street, N.E.
Washington, DC 20549
Attention: Filing Desk

RE: JPMorgan Trust I (the “Trust”), on behalf of
the Funds listed in Appendix A (the “Funds”)
File No. 333-103022

Ladies and Gentlemen:

Pursuant to the requirements of the Rule 497(j) under the Securities Act of 1933, as amended, please accept this letter as certification that the prospectuses and Statements of Additional Information of the Funds listed in Appendix A do not differ from the prospectuses and Statements of Additional Information contained in the Post-Effective Amendment No. 662 (Amendment No. 663 under the Investment Company Act of 1940, as amended) filed electronically on October 25, 2022.

Please contact Carmine Lekstutis at (212) 648-0919 if you have any questions.

Very truly yours,

/s/ Zachary E. Vonnegut-Gabovitch                    

Zachary E. Vonnegut-Gabovitch
Assistant Secretary

APPENDIX A

JPMorgan SmartRetirement Funds

JPMorgan SmartRetirement Income Fund
JPMorgan SmartRetirement 2020 Fund
JPMorgan SmartRetirement 2025 Fund
JPMorgan SmartRetirement 2030 Fund
JPMorgan SmartRetirement 2035 Fund
JPMorgan SmartRetirement 2040 Fund
JPMorgan SmartRetirement 2045 Fund
JPMorgan SmartRetirement 2050 Fund
JPMorgan SmartRetirement 2055 Fund
JPMorgan SmartRetirement 2060 Fund

JPMorgan Access Funds

JPMorgan Access Balanced Fund
JPMorgan Access Growth Fund