EXHIBIT B

Multi-Class Funds Covered under Combined Rule 18f-3 Multi-Class Plan

(as of November 17, 2021)

JPMorgan Equity Funds

	Class A	Class C	Class I	Class L	Class R2	Class R3	Class R4	Class R5	Class R6
JPMorgan Access Balanced Fund	X	X	X
JPMorgan Access Growth Fund	X	X	X
JPMorgan Diversified Fund	X	X	X	X					X
JPMorgan Emerging Markets Equity Fund	X	X	X	X	X	X	X	X	X
JPMorgan Emerging Markets Research Enhanced Equity Fund			X						X
JPMorgan Equity Focus Fund	X	X	X						X
JPMorgan Equity Income Fund	X	X	X		X	X	X	X	X
JPMorgan Equity Index Fund	X	X	X						X
JPMorgan Equity Premium Income Fund	X	X	X					X	X
JPMorgan Europe Dynamic Fund	X	X	X	X					X
JPMorgan Global Allocation Fund	X	X	X		X	X	X	X	X
JPMorgan Growth Advantage Fund	X	X	X		X	X	X	X	X
JPMorgan Hedged Equity Fund	X	X	X					X	X
JPMorgan Hedged Equity 2 Fund	X	X	X					X	X
JPMorgan Hedged Equity 3 Fund	X	X	X					X	X
JPMorgan Income Builder Fund	X	X	X						X
JPMorgan International Equity Fund	X	X	X		X			X	X
JPMorgan International Hedged Equity Fund	X	X	X					X	X
JPMorgan International Research Enhanced Equity Fund	X		X						X
JPMorgan International Focus Fund	X	X	X		X			X	X
JPMorgan International Value Fund	X	X	X	X	X			X	X
JPMorgan Investor Balanced Fund	X	X	X		X	X	X	X	X
JPMorgan Investor Conservative Growth Fund	X	X	X		X	X	X	X	X
JPMorgan Investor Growth & Income Fund	X	X	X		X	X	X	X	X
JPMorgan Investor Growth Fund	X	X	X		X	X	X	X	X
JPMorgan Large Cap Growth Fund	X	X	X		X	X	X	X	X
JPMorgan Large Cap Value Fund	X	X	X		X	X	X	X	X
JPMorgan Macro Opportunities Fund	X	X	X						X
JPMorgan Market Expansion Enhanced Index Fund	X	X	X		X				X
JPMorgan Mid Cap Equity Fund	X	X	X		X			X	X
JPMorgan Mid Cap Growth Fund	X	X	X		X	X	X	X	X
JPMorgan Mid Cap Value Fund	X	X	X	X	X	X	X	X	X
JPMorgan Opportunistic Equity Long/Short Fund	X	X	X						X
JPMorgan Preferred and Income Securities Fund	X		X						X
JPMorgan Realty Income Fund	X	X	X	X				X	X
JPMorgan Research Market Neutral Fund	X	X	X
JPMorgan Small Cap Blend Fund	X	X	X						X
JPMorgan Small Cap Equity Fund	X	X	X		X	X	X	X	X
JPMorgan Small Cap Growth Fund	X	X	X	X	X	X	X	X	X
JPMorgan Small Cap Sustainable Leaders Fund (formerly JPMorgan Small Cap Core Fund)	X	X	X		X	X	X	X	X

1

	Class A	Class C	Class I	Class L	Class R2	Class R3	Class R4	Class R5	Class R6
JPMorgan Small Cap Value Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement Income Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2020 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2025 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2030 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2035 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2040 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2045 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2050 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2055 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement 2060 Fund	X	X	X		X	X	X	X	X
JPMorgan SmartRetirement Blend Income Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2020 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2025 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2030 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2035 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2040 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2045 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2050 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2055 Fund			X		X	X	X	X	X
JPMorgan SmartRetirement Blend 2060 Fund			X		X	X	X	X	X
JPMorgan SmartSpending 2015 Fund1			X		X	X	X	X	X
JPMorgan SmartSpending 2020 Fund2			X		X	X	X	X	X
JPMorgan SMID Cap Equity Fund	X	X	X			X	X		X
JPMorgan Tax Aware Equity Fund	X	X	X						X
JPMorgan U.S. Applied Data Science Value Fund (formerly JPMorgan Intrepid Value Fund)	X	X	X		X			X	X
JPMorgan U.S. Equity Fund	X	X	X	X	X	X	X	X	X
JPMorgan U.S. GARP Equity Fund (formerly JPMorgan Intrepid Growth Fund)	X	X	X		X			X	X
JPMorgan U.S. Large Cap Core Plus Fund	X	X	X		X			X	X
JPMorgan U.S. Research Enhanced Equity Fund	X		X						X
JPMorgan U.S. Small Company Fund	X	X	X	X	X	X	X	X	X
JPMorgan U.S. Sustainable Leaders Fund	X	X	X						X
JPMorgan U.S. Value Fund	X	X	X		X	X	X	X	X
JPMorgan Value Advantage Fund	X	X	X	X	X	X	X	X	X
Undiscovered Managers Behavioral Value Fund	X	X	X	X	X	X	X	X	X

¹  To be renamed JPMorgan SmartRetirement 2015 Fund on or about March 18, 2022.

²  To be liquidated on or about April 25, 2022.

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JPMorgan Fixed Income Funds

	Class A	Class C	Class I	Class L	Class R2	Class R3	Class R4	Class R5	Class R6
JPMorgan California Tax Free Bond Fund	X	X	X						X
JPMorgan Core Bond Fund	X	X	X		X	X	X	X	X
JPMorgan Core Plus Bond Fund	X	X	X		X	X	X	X	X
JPMorgan Corporate Bond Fund	X	X	X						X
JPMorgan Emerging Markets Debt Fund	X	X	X					X	X
JPMorgan Emerging Markets Strategic Debt Fund	X	X	X		X				X
JPMorgan Global Bond Opportunities Fund	X	X	X						X
JPMorgan Government Bond Fund	X	X	X		X	X	X		X
JPMorgan High Yield Fund	X	X	X		X	X	X	X	X
JPMorgan High Yield Municipal Fund	X	X	X						X
JPMorgan Income Fund	X	X	X						X
JPMorgan Inflation Managed Bond Fund	X	X	X					X	X
JPMorgan Intermediate Tax Free Bond Fund	X	X	X						X
JPMorgan Mortgage-Backed Securities Fund	X	X	X						X
JPMorgan New York Tax Free Bond Fund	X	X	X						X
JPMorgan Strategic Income Opportunities Fund	X	X	X					X	X
JPMorgan Sustainable Municipal Income Fund	X	X	X						X
JPMorgan Tax Aware Real Return Fund	X	X	X						X
JPMorgan Tax Free Bond Fund	X	X	X						X
JPMorgan Total Return Fund	X	X	X		X			X	X
JPMorgan Unconstrained Debt Fund	X	X	X		X			X	X

JPMorgan Short-Term Funds

	Class A	Class C	Class I	Class L	Class R6	Class R5
JPMorgan Floating Rate Income Fund*	X	X	X		X
JPMorgan Limited Duration Bond Fund	X	X	X		X
JPMorgan Managed Income Fund			X	X
JPMorgan Short Duration Bond Fund	X	X	X		X
JPMorgan Short Duration Core Plus Fund	X	X	X		X
JPMorgan Short-Intermediate Municipal Bond Fund	X	X	X		X
JPMorgan Ultra-Short Municipal Fund	X		X

* This Fund is considered a Short-Term Fund for purchases on or after January 2, 2014.

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Money Market Funds

Academy Class

Agency

Agency SL

Capital

Class C

Empower

E*TRADE

IM

Institutional

Investor

Morgan

Premier

Reserve

Service

JPMorgan 100% U.S. Treasury Securities Money Market Fund

X

X

X

X

X

X

X

X

X

JPMorgan California Municipal Money Market Fund

X

X

X

X

X

X

JPMorgan Federal Money Market Fund

X

X

X

X

X

JPMorgan Liquid Assets Money Market Fund

X

X

X

X

X

X

X

X

X

JPMorgan Municipal Money Market Fund

X

X

X

X

X

X

JPMorgan New York Municipal Money Market Fund

X

X

X

X

X

X

X

JPMorgan Prime Money Market Fund

X

X

X

X

X

X

X

X

X

X

JPMorgan Securities Lending Money Market Fund

X

JPMorgan Tax Free Money Market Fund

X

X

X

X

X

JPMorgan U.S. Government Money Market Fund

X

X

X

X

X

X

X

X

X

X

X

X

JPMorgan U.S. Treasury Plus Money Market Fund

X

X

X

X

X

X

X

X

X

X

X

JPMorgan Institutional Tax Free Money Market Fund

X

X

X

X

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