DISCLOSURE ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)

12 Months Ended

Sep. 30, 2017

Fair Value Disclosures [Abstract]

Schedule of carrying amount and fair value of financial assets and liabilities

The carrying amounts and estimated fair values of our financial instruments as of September 30, 2017 and 2016 are as follows:

`	As of September 30, 2017				As of September 30, 2016
	Carrying				Carrying
	Amount		Fair Value		Amount		Fair Value
	(dollars in thousands)
Financial assets:
Cash and cash equivalents	$	7,235	$	7,235	$	11,318	$	11,318
Finance receivables, net	199,441		196,456		237,918		237,974
Financial liabilities:
Revolving credit line - banks, net	114,447		114,447		157,005		157,005
Subordinated debt, net	29,518		31,527		32,903		35,921