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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2017
Sep. 30, 2016
ASSETS    
Cash and cash equivalents $ 7,235 $ 11,318
Gross finance receivables 242,684 280,947
Less:    
Advanced finance receivable payments (2,068) (2,397)
Unearned fees, debt protection claims and policy reserves (7,450) (10,258)
Allowance for credit losses (33,725) (30,374)
Finance receivables, net 199,441 237,918
Furniture and equipment, net 4,114 3,530
Deferred tax asset, net 12,982 14,185
Prepaid and other assets 3,069 5,511
Total assets 226,841 272,462
Liabilities:    
Revolving credit line - banks, net 114,447 157,005
Subordinated debt, net 29,518 32,903
Accounts payable and other liabilities 5,639 3,819
Total liabilities 149,604 193,727
Stockholder’s equity:    
Common stock, no par value; 1 share authorized, issued and outstanding 95,416 95,416
Retained deficit (18,179) (16,681)
Total stockholder’s equity 77,237 78,735
Total liabilities and stockholder’s equity $ 226,841 $ 272,462