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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
12 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2009
Interest income and fees $ 114,121,026 $ 105,460,224 $ 99,689,511
Interest expense 19,202,745 18,019,188 17,854,730
Net interest income before provision for credit losses 94,918,281 87,441,036 81,834,781
Provision for credit losses 25,565,703 22,432,831 23,454,336
Net interest income 69,352,578 65,008,205 58,380,445
Non-interest income, net      
Debt Protection, Insurance premiums earned and other income 7,366,584 6,296,353 4,387,710
Total non-interest income, net 7,366,584 6,296,353 4,387,710
Non-interest expense      
Management and record keeping services fee 39,532,624 37,070,755 34,285,932
Professional and regulatory fees 1,416,654 1,165,394 1,408,458
Amortization of intangibles 2,973,600 3,691,200 4,234,800
Other operating expenses 4,168,082 3,593,563 2,084,847
Total non-interest expense 48,090,960 45,520,912 42,014,037
Income before income taxes 28,628,202 25,783,646 20,754,118
Provision for income taxes 11,524,389 9,221,419 7,417,566
Net income $ 17,103,813 $ 16,562,227 $ 13,336,552
Net income per share, basic and diluted (in dollars per share) $ 17,103,813 [1] $ 16,562,227 [1] $ 13,336,552 [1]
[1] Number of shares outstanding is one.