-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, L7oKmUdE9W1+7f/V0cD9JgbM05Fe/5TaAIHHdIGWt6h737iCt9+7dlRj5lS3udCJ 5DI2EZe45VJndNX/P/9UwQ== 0001056404-04-003158.txt : 20040929 0001056404-04-003158.hdr.sgml : 20040929 20040929094918 ACCESSION NUMBER: 0001056404-04-003158 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040925 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20040929 DATE AS OF CHANGE: 20040929 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF AMERICA MORTGAGE SEC INC MRT PAS THR CERT SER 2003-A CENTRAL INDEX KEY: 0001216149 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-101500-02 FILM NUMBER: 041051313 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 MAIL ADDRESS: STREET 1: 9062 OLD ANNAPOLIS RD CITY: COLUMBIA STATE: MD ZIP: 21045 8-K 1 bam0300a_sep.txt SEPTEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2004 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-02 54-2090857 Pooling and Servicing Agreement) (Commission 54-2090858 (State or other File Number) 54-2090859 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On September 27, 2004 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-A Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-A Trust, relating to the September 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-A Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 9/28/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-A Trust, relating to the September 27, 2004 distribution. EX-99.1
Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 8/31/2004 Distribution Date: 9/27/2004 BAM Series: 2003-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948LAA5 SEN 3.23400% 28,414,251.69 76,576.41 1,512,961.30 1-AR 05948LAB3 SEN 3.23400% 0.00 0.00 0.00 1-AMR 05948LAC1 SEN 3.23400% 0.00 0.00 0.00 1-ALR 05948LAD9 SEN 3.23400% 0.00 0.63 0.00 2-A1 05948LAE7 SEN 3.98300% 50,742,318.79 168,422.22 2,362,165.22 2-A2 05948LAF4 SEN 4.57200% 16,746,639.87 63,804.70 779,592.48 2-A3 05948LAG2 SEN 1.71600% 0.00 0.00 0.00 2-A4 05948LAJ6 SEN 2.99400% 0.00 0.00 0.00 2-A5 05948LAK3 SEN 3.81700% 0.00 0.00 0.00 2-A6 05948LAL1 SEN 4.33400% 32,709,925.43 118,137.35 4,457,436.95 2-A7 05948LAM9 SEN 4.21200% 63,041,500.00 221,275.67 0.00 2-A8 05948LAN7 SEN 4.57200% 25,119,959.80 95,707.05 1,169,388.72 2-A9 05948LAP2 SEN 4.57200% 690,798.89 2,631.94 32,158.19 2-AIO 05948LAQ0 SEN 0.12200% 0.00 6,409.22 0.00 3-A1 05948LAR8 SEN 4.47700% 77,141,083.64 287,800.52 331,792.06 4-A1 05948LAS6 SEN 4.97400% 24,028,552.73 99,598.37 33,232.03 A-PO 05948LAT4 PO 0.00000% 1,183,624.71 0.00 2,034.70 B-1 05948LAU1 SUB 4.23248% 10,061,956.33 35,489.19 190,697.93 B-2 05948LAV9 SUB 4.23248% 4,828,608.68 17,030.83 91,513.58 B-3 05948LAW7 SUB 4.23248% 2,816,764.36 9,934.92 53,384.36 B-4 05948LAZ0 SUB 4.23248% 1,608,928.51 5,674.80 30,493.01 B-5 05948LBA4 SUB 4.23248% 1,206,924.28 4,256.90 22,874.08 B-6 05948LBB2 SUB 4.23248% 1,612,657.33 5,687.95 30,563.68 W-IO 05948LBD8 SEN 0.79183% 0.00 215,181.30 0.00 SES 05948LBC0 SEN 0.00000% 0.00 63,768.50 0.00 Totals 341,954,495.04 1,497,388.47 11,100,288.29
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 26,901,290.39 1,589,537.71 0.00 1-AR 0.00 0.00 0.00 0.00 1-AMR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.63 0.00 2-A1 0.00 48,380,153.58 2,530,587.44 0.00 2-A2 0.00 15,967,047.38 843,397.18 0.00 2-A3 0.00 0.00 0.00 0.00 2-A4 0.00 0.00 0.00 0.00 2-A5 0.00 0.00 0.00 0.00 2-A6 0.00 28,252,488.48 4,575,574.30 0.00 2-A7 0.00 63,041,500.00 221,275.67 0.00 2-A8 0.00 23,950,571.08 1,265,095.77 0.00 2-A9 0.00 658,640.70 34,790.13 0.00 2-AIO 0.00 0.00 6,409.22 0.00 3-A1 0.00 76,809,291.58 619,592.58 0.00 4-A1 0.00 23,995,320.69 132,830.40 0.00 A-PO 0.00 1,181,590.01 2,034.70 0.00 B-1 0.00 9,871,258.39 226,187.12 0.00 B-2 0.00 4,737,095.10 108,544.41 0.00 B-3 0.00 2,763,380.00 63,319.28 0.00 B-4 0.00 1,578,435.50 36,167.81 0.00 B-5 0.00 1,184,050.20 27,130.98 0.00 B-6 0.00 1,582,093.65 36,251.63 0.00 W-IO 0.00 0.00 215,181.30 0.00 SES 0.00 0.00 63,768.50 0.00 Totals 0.00 330,854,206.73 12,597,676.76 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 112,965,000.00 28,414,251.69 45,456.24 1,467,505.06 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-AMR 25.00 0.00 0.00 0.00 0.00 0.00 1-ALR 25.00 0.00 0.00 0.00 0.00 0.00 2-A1 151,500,000.00 50,742,318.79 70,385.18 2,291,780.04 0.00 0.00 2-A2 50,000,000.00 16,746,639.87 23,229.43 756,363.05 0.00 0.00 2-A3 75,178,000.00 0.00 0.00 0.00 0.00 0.00 2-A4 58,377,000.00 0.00 0.00 0.00 0.00 0.00 2-A5 47,923,000.00 0.00 0.00 0.00 0.00 0.00 2-A6 41,363,000.00 32,709,925.43 132,817.76 4,324,619.19 0.00 0.00 2-A7 63,041,500.00 63,041,500.00 0.00 0.00 0.00 0.00 2-A8 75,000,000.00 25,119,959.80 34,844.15 1,134,544.57 0.00 0.00 2-A9 2,062,500.00 690,798.89 958.21 31,199.98 0.00 0.00 2-AIO 0.00 0.00 0.00 0.00 0.00 0.00 3-A1 117,264,000.00 77,141,083.64 4,749.54 327,042.52 0.00 0.00 4-A1 62,615,000.00 24,028,552.73 30,034.42 3,197.62 0.00 0.00 A-PO 1,374,196.00 1,183,624.71 1,845.42 189.28 0.00 0.00 B-1 11,038,000.00 10,061,956.33 12,225.35 178,472.58 0.00 0.00 B-2 5,297,000.00 4,828,608.68 5,866.79 85,646.79 0.00 0.00 B-3 3,090,000.00 2,816,764.36 3,422.39 49,961.97 0.00 0.00 B-4 1,765,000.00 1,608,928.51 1,954.86 28,538.15 0.00 0.00 B-5 1,324,000.00 1,206,924.28 1,466.42 21,407.66 0.00 0.00 B-6 1,769,089.00 1,612,657.33 1,959.39 28,604.29 0.00 0.00 W-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 882,946,385.00 341,954,495.04 371,215.55 10,729,072.75 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 1,512,961.30 26,901,290.39 0.23813828 1,512,961.30 1-AR 0.00 0.00 0.00000000 0.00 1-AMR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A1 2,362,165.22 48,380,153.58 0.31934095 2,362,165.22 2-A2 779,592.48 15,967,047.38 0.31934095 779,592.48 2-A3 0.00 0.00 0.00000000 0.00 2-A4 0.00 0.00 0.00000000 0.00 2-A5 0.00 0.00 0.00000000 0.00 2-A6 4,457,436.95 28,252,488.48 0.68303770 4,457,436.95 2-A7 0.00 63,041,500.00 1.00000000 0.00 2-A8 1,169,388.72 23,950,571.08 0.31934095 1,169,388.72 2-A9 32,158.19 658,640.70 0.31934095 32,158.19 2-AIO 0.00 0.00 0.00000000 0.00 3-A1 331,792.06 76,809,291.58 0.65501170 331,792.06 4-A1 33,232.03 23,995,320.69 0.38322001 33,232.03 A-PO 2,034.70 1,181,590.01 0.85984096 2,034.70 B-1 190,697.93 9,871,258.39 0.89429773 190,697.93 B-2 91,513.58 4,737,095.10 0.89429773 91,513.58 B-3 53,384.36 2,763,380.00 0.89429773 53,384.36 B-4 30,493.01 1,578,435.50 0.89429773 30,493.01 B-5 22,874.08 1,184,050.20 0.89429773 22,874.08 B-6 30,563.68 1,582,093.65 0.89429851 30,563.68 W-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 11,100,288.29 330,854,206.73 0.37471608 11,100,288.29
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 112,965,000.00 251.53146275 0.40239225 12.99079414 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 151,500,000.00 334.93279729 0.46458865 15.12726099 0.00000000 2-A2 50,000,000.00 334.93279740 0.46458860 15.12726100 0.00000000 2-A3 75,178,000.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 58,377,000.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A5 47,923,000.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A6 41,363,000.00 790.80157218 3.21102821 104.55284167 0.00000000 2-A7 63,041,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A8 75,000,000.00 334.93279733 0.46458867 15.12726093 0.00000000 2-A9 2,062,500.00 334.93279515 0.46458667 15.12726303 0.00000000 2-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 117,264,000.00 657.84114170 0.04050297 2.78894222 0.00000000 4-A1 62,615,000.00 383.75074231 0.47966813 0.05106795 0.00000000 A-PO 1,374,196.00 861.32160914 1.34290887 0.13773872 0.00000000 B-1 11,038,000.00 911.57422812 1.10756931 16.16892372 0.00000000 B-2 5,297,000.00 911.57422692 1.10756843 16.16892392 0.00000000 B-3 3,090,000.00 911.57422654 1.10756958 16.16892233 0.00000000 B-4 1,765,000.00 911.57422663 1.10756941 16.16892351 0.00000000 B-5 1,324,000.00 911.57422961 1.10756798 16.16892749 0.00000000 B-6 1,769,089.00 911.57501403 1.10757005 16.16893780 0.00000000 W-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 13.39318639 238.13827637 0.23813828 13.39318639 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 15.59184964 319.34094772 0.31934095 15.59184964 2-A2 0.00000000 15.59184960 319.34094760 0.31934095 15.59184960 2-A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A6 0.00000000 107.76386988 683.03770229 0.68303770 107.76386988 2-A7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A8 0.00000000 15.59184960 319.34094773 0.31934095 15.59184960 2-A9 0.00000000 15.59184970 319.34094545 0.31934095 15.59184970 2-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 0.00000000 2.82944518 655.01169651 0.65501170 2.82944518 4-A1 0.00000000 0.53073593 383.22000623 0.38322001 0.53073593 A-PO 0.00000000 1.48064759 859.84096155 0.85984096 1.48064759 B-1 0.00000000 17.27649302 894.29773419 0.89429773 17.27649302 B-2 0.00000000 17.27649235 894.29773457 0.89429773 17.27649235 B-3 0.00000000 17.27649191 894.29773463 0.89429773 17.27649191 B-4 0.00000000 17.27649292 894.29773371 0.89429773 17.27649292 B-5 0.00000000 17.27649547 894.29773414 0.89429773 17.27649547 B-6 0.00000000 17.27650785 894.29850618 0.89429851 17.27650785 W-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 112,965,000.00 3.23400% 28,414,251.69 76,576.41 0.00 0.00 1-AR 50.00 3.23400% 0.00 0.00 0.00 0.00 1-AMR 25.00 3.23400% 0.00 0.00 0.00 0.00 1-ALR 25.00 3.23400% 0.00 0.00 0.00 0.00 2-A1 151,500,000.00 3.98300% 50,742,318.79 168,422.21 0.00 0.00 2-A2 50,000,000.00 4.57200% 16,746,639.87 63,804.70 0.00 0.00 2-A3 75,178,000.00 1.71600% 0.00 0.00 0.00 0.00 2-A4 58,377,000.00 2.99400% 0.00 0.00 0.00 0.00 2-A5 47,923,000.00 3.81700% 0.00 0.00 0.00 0.00 2-A6 41,363,000.00 4.33400% 32,709,925.43 118,137.35 0.00 0.00 2-A7 63,041,500.00 4.21200% 63,041,500.00 221,275.66 0.00 0.00 2-A8 75,000,000.00 4.57200% 25,119,959.80 95,707.05 0.00 0.00 2-A9 2,062,500.00 4.57200% 690,798.89 2,631.94 0.00 0.00 2-AIO 0.00 0.12200% 63,041,500.00 6,409.22 0.00 0.00 3-A1 117,264,000.00 4.47700% 77,141,083.64 287,800.53 0.00 0.00 4-A1 62,615,000.00 4.97400% 24,028,552.73 99,598.35 0.00 0.00 A-PO 1,374,196.00 0.00000% 1,183,624.71 0.00 0.00 0.00 B-1 11,038,000.00 4.23248% 10,061,956.33 35,489.19 0.00 0.00 B-2 5,297,000.00 4.23248% 4,828,608.68 17,030.83 0.00 0.00 B-3 3,090,000.00 4.23248% 2,816,764.36 9,934.92 0.00 0.00 B-4 1,765,000.00 4.23248% 1,608,928.51 5,674.80 0.00 0.00 B-5 1,324,000.00 4.23248% 1,206,924.28 4,256.90 0.00 0.00 B-6 1,769,089.00 4.23248% 1,612,657.33 5,687.95 0.00 0.00 W-IO 0.00 0.79183% 326,104,500.35 215,181.30 0.00 0.00 SES 0.00 0.00000% 341,954,495.04 0.00 0.00 0.00 Totals 882,946,385.00 1,433,619.31 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 76,576.41 0.00 26,901,290.39 1-AR 0.00 0.00 0.00 0.00 0.00 1-AMR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.63 0.00 0.00 2-A1 0.00 0.00 168,422.22 0.00 48,380,153.58 2-A2 0.00 0.00 63,804.70 0.00 15,967,047.38 2-A3 0.00 0.00 0.00 0.00 0.00 2-A4 0.00 0.00 0.00 0.00 0.00 2-A5 0.00 0.00 0.00 0.00 0.00 2-A6 0.00 0.00 118,137.35 0.00 28,252,488.48 2-A7 (0.01) 0.00 221,275.67 0.00 63,041,500.00 2-A8 0.00 0.00 95,707.05 0.00 23,950,571.08 2-A9 0.00 0.00 2,631.94 0.00 658,640.70 2-AIO 0.00 0.00 6,409.22 0.00 63,041,500.00 3-A1 0.01 0.00 287,800.52 0.00 76,809,291.58 4-A1 (0.02) 0.00 99,598.37 0.00 23,995,320.69 A-PO 0.00 0.00 0.00 0.00 1,181,590.01 B-1 0.00 0.00 35,489.19 0.00 9,871,258.39 B-2 0.00 0.00 17,030.83 0.00 4,737,095.10 B-3 0.00 0.00 9,934.92 0.00 2,763,380.00 B-4 0.00 0.00 5,674.80 0.00 1,578,435.50 B-5 0.00 0.00 4,256.90 0.00 1,184,050.20 B-6 0.00 0.00 5,687.95 0.00 1,582,093.65 W-IO 0.00 0.00 215,181.30 0.00 315,032,594.67 SES 0.00 0.00 63,768.50 0.00 330,854,206.74 Totals (0.02) 0.00 1,497,388.47 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 112,965,000.00 3.23400% 251.53146275 0.67787731 0.00000000 0.00000000 1-AR 50.00 3.23400% 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 25.00 3.23400% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 25.00 3.23400% 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 151,500,000.00 3.98300% 334.93279729 1.11169776 0.00000000 0.00000000 2-A2 50,000,000.00 4.57200% 334.93279740 1.27609400 0.00000000 0.00000000 2-A3 75,178,000.00 1.71600% 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 58,377,000.00 2.99400% 0.00000000 0.00000000 0.00000000 0.00000000 2-A5 47,923,000.00 3.81700% 0.00000000 0.00000000 0.00000000 0.00000000 2-A6 41,363,000.00 4.33400% 790.80157218 2.85611174 0.00000000 0.00000000 2-A7 63,041,500.00 4.21200% 1000.00000000 3.50999992 0.00000000 0.00000000 2-A8 75,000,000.00 4.57200% 334.93279733 1.27609400 0.00000000 0.00000000 2-A9 2,062,500.00 4.57200% 334.93279515 1.27609212 0.00000000 0.00000000 2-AIO 0.00 0.12200% 257.81788365 0.02621149 0.00000000 0.00000000 3-A1 117,264,000.00 4.47700% 657.84114170 2.45429569 0.00000000 0.00000000 4-A1 62,615,000.00 4.97400% 383.75074231 1.59064681 0.00000000 0.00000000 A-PO 1,374,196.00 0.00000% 861.32160914 0.00000000 0.00000000 0.00000000 B-1 11,038,000.00 4.23248% 911.57422812 3.21518300 0.00000000 0.00000000 B-2 5,297,000.00 4.23248% 911.57422692 3.21518407 0.00000000 0.00000000 B-3 3,090,000.00 4.23248% 911.57422654 3.21518447 0.00000000 0.00000000 B-4 1,765,000.00 4.23248% 911.57422663 3.21518414 0.00000000 0.00000000 B-5 1,324,000.00 4.23248% 911.57422961 3.21518127 0.00000000 0.00000000 B-6 1,769,089.00 4.23248% 911.57501403 3.21518590 0.00000000 0.00000000 W-IO 0.00 0.79183% 377.54768970 0.24912628 0.00000000 0.00000000 SES 0.00 0.00000% 387.28795002 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 0.67787731 0.00000000 238.13827637 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 25.20000000 0.00000000 0.00000000 2-A1 0.00000000 0.00000000 1.11169782 0.00000000 319.34094772 2-A2 0.00000000 0.00000000 1.27609400 0.00000000 319.34094760 2-A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A6 0.00000000 0.00000000 2.85611174 0.00000000 683.03770229 2-A7 (0.00000016) 0.00000000 3.51000008 0.00000000 1000.00000000 2-A8 0.00000000 0.00000000 1.27609400 0.00000000 319.34094773 2-A9 0.00000000 0.00000000 1.27609212 0.00000000 319.34094545 2-AIO 0.00000000 0.00000000 0.02621149 0.00000000 257.81788365 3-A1 0.00000009 0.00000000 2.45429561 0.00000000 655.01169651 4-A1 (0.00000032) 0.00000000 1.59064713 0.00000000 383.22000623 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 859.84096155 B-1 0.00000000 0.00000000 3.21518300 0.00000000 894.29773419 B-2 0.00000000 0.00000000 3.21518407 0.00000000 894.29773457 B-3 0.00000000 0.00000000 3.21518447 0.00000000 894.29773463 B-4 0.00000000 0.00000000 3.21518414 0.00000000 894.29773371 B-5 0.00000000 0.00000000 3.21518127 0.00000000 894.29773414 B-6 0.00000000 0.00000000 3.21518590 0.00000000 894.29850618 W-IO 0.00000000 0.00000000 0.24912628 0.00000000 364.72918396 SES 0.00000000 0.00000000 0.07222239 0.00000000 374.71607873 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-PO 2 0.00000% 0.00 0.00 843,840.26 842,289.39 84.59285747% A-PO 4 0.00000% 0.00 0.00 339,784.45 339,300.62 89.64396641% W-IO 1 1.30394% 31,260,074.61 29,672,576.46 0.00 0.00 25.54458857% W-IO 2 0.75926% 192,603,626.96 183,487,918.10 0.00 0.00 32.36038765% W-IO 3 0.74777% 80,306,621.65 79,968,059.39 0.00 0.00 66.31917577% W-IO 4 0.50922% 21,934,177.13 21,904,040.72 0.00 0.00 36.51320589% SES 1 0.00000% 31,260,074.61 29,672,576.46 0.00 0.00 25.54458857% SES 2 0.00000% 204,424,402.51 195,285,986.95 0.00 0.00 33.58717866% SES 3 0.00000% 80,306,621.65 79,968,059.39 0.00 0.00 66.31917577% SES 4 0.00000% 25,963,396.27 25,927,583.94 0.00 0.00 40.02671795%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 12,612,779.79 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 12,612,779.79 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 15,103.03 Payment of Interest and Principal 12,597,676.76 Total Withdrawals (Pool Distribution Amount) 12,612,779.79 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 14,248.10 Trustee Fee - Wells Fargo Bank, N.A. 854.93 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 15,103.03
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 1,894,347.12 0.00 0.00 0.00 1,894,347.12 60 Days 2 0 0 0 2 1,277,596.98 0.00 0.00 0.00 1,277,596.98 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 0 0 0 6 3,171,944.10 0.00 0.00 0.00 3,171,944.10 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.586510% 0.000000% 0.000000% 0.000000% 0.586510% 0.572022% 0.000000% 0.000000% 0.000000% 0.572022% 60 Days 0.293255% 0.000000% 0.000000% 0.000000% 0.293255% 0.385786% 0.000000% 0.000000% 0.000000% 0.385786% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.879765% 0.000000% 0.000000% 0.000000% 0.879765% 0.957808% 0.000000% 0.000000% 0.000000% 0.957808%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,419,347.12 0.00 0.00 0.00 1,419,347.12 60 Days 1 0 0 0 1 407,596.98 0.00 0.00 0.00 407,596.98 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 1,826,944.10 0.00 0.00 0.00 1,826,944.10 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.707547% 0.000000% 0.000000% 0.000000% 0.707547% 0.725920% 0.000000% 0.000000% 0.000000% 0.725920% 60 Days 0.235849% 0.000000% 0.000000% 0.000000% 0.235849% 0.208464% 0.000000% 0.000000% 0.000000% 0.208464% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.943396% 0.000000% 0.000000% 0.000000% 0.943396% 0.934384% 0.000000% 0.000000% 0.000000% 0.934384% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 475,000.00 0.00 0.00 0.00 475,000.00 60 Days 1 0 0 0 1 870,000.00 0.00 0.00 0.00 870,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1,345,000.00 0.00 0.00 0.00 1,345,000.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.719424% 0.000000% 0.000000% 0.000000% 0.719424% 0.593968% 0.000000% 0.000000% 0.000000% 0.593968% 60 Days 0.719424% 0.000000% 0.000000% 0.000000% 0.719424% 1.087899% 0.000000% 0.000000% 0.000000% 1.087899% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.438849% 0.000000% 0.000000% 0.000000% 1.438849% 1.681867% 0.000000% 0.000000% 0.000000% 1.681867% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 16,309.37
COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.295342% Weighted Average Pass-Through Rate 5.030915% Weighted Average Maturity(Stepdown Calculation) 338 Beginning Scheduled Collateral Loan Count 705 Number Of Loans Paid In Full 23 Ending Scheduled Collateral Loan Count 682 Beginning Scheduled Collateral Balance 341,954,495.04 Ending Scheduled Collateral Balance 330,854,206.74 Ending Actual Collateral Balance at 31-Aug-2004 331,167,080.08 Monthly P &I Constant 1,880,187.15 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 12,032,236.98 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 330,854,206.74 Scheduled Principal 371,215.56 Unscheduled Principal 10,729,072.74
Miscellaneous Reporting Total Senior Percentage 93.504186% Aggregate Subordinate Percentage 6.495813%
Group Level Collateral Statement Group 1 2 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 5 Year LIBOR Arm Weighted Average Coupon Rate 4.915943 5.244003 5.477768 Weighted Average Net Rate 4.665943 4.994003 5.227768 Weighted Average Maturity 339 336 336 Beginning Loan Count 63 443 140 Loans Paid In Full 3 19 1 Ending Loan Count 60 424 139 Beginning Scheduled Balance 31,260,074.61 204,424,402.51 80,306,621.65 Ending scheduled Balance 29,672,576.46 195,285,986.95 79,968,059.39 Record Date 08/31/2004 08/31/2004 08/31/2004 Principal And Interest Constant 178,069.52 1,177,087.54 371,528.64 Scheduled Principal 50,008.90 283,752.33 4,944.44 Unscheduled Principal 1,537,489.25 8,854,663.23 333,617.82 Scheduled Interest 128,060.62 893,335.21 366,584.20 Servicing Fees 6,512.51 42,588.40 16,730.54 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 78.17 511.08 200.76 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 3,256.26 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 118,213.68 850,235.73 349,652.90 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.537943 4.991003 5.224768
Group Level Collateral Statement Group 4 Total Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 5.592099 5.295342 Weighted Average Net Rate 5.342098 5.045342 Weighted Average Maturity 338 338 Beginning Loan Count 59 705 Loans Paid In Full 0 23 Ending Loan Count 59 682 Beginning Scheduled Balance 25,963,396.27 341,954,495.04 Ending scheduled Balance 25,927,583.94 330,854,206.74 Record Date 08/31/2004 08/31/2004 Principal And Interest Constant 153,501.45 1,880,187.15 Scheduled Principal 32,509.89 371,215.56 Unscheduled Principal 3,302.44 10,729,072.74 Scheduled Interest 120,991.56 1,508,971.59 Servicing Fees 5,409.05 71,240.50 Master Servicing Fees 0.00 0.00 Trustee Fee 64.92 854.93 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 3,256.26 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 115,517.59 1,433,619.90 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.339099 5.030915
Miscellaneous Reporting Group 1 CPR 45.458523% Subordinate Percentage 9.103698% Subordinate Prepayment Percentage 4.551849% Senior Prepayment Percentage 95.448151% Senior Percentage 90.896302% Group 2 CPR 41.264719% Subordinate Percentage 7.136938% Subordinate Prepayment Percentage 3.568469% Senior Prepayment Percentage 96.431531% Senior Percentage 92.863062% Group 3 CPR 4.873112% Subordinate Percentage 3.941814% Subordinate Prepayment Percentage 1.970907% Senior Prepayment Percentage 98.029093% Senior Percentage 96.058186%
Miscellaneous Reporting Group 4 CPR 0.152720% Subordinate Percentage 6.224966% Subordinate Prepayment Percentage 3.112483% Senior Prepayment Percentage 96.887517% Senior Percentage 93.775034%
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