-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VovGfEXUaiyCqcO1kHES+hhshvJwDK6CcW4w25pIyW4nEx4yYbv1Trr5wi1x0Anv iXkHZAX5JHvcsBKmyGZDDw== 0001056404-04-003042.txt : 20040909 0001056404-04-003042.hdr.sgml : 20040909 20040909113119 ACCESSION NUMBER: 0001056404-04-003042 CONFORMED SUBMISSION TYPE: 8-K/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20031226 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20040909 DATE AS OF CHANGE: 20040909 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANC OF AMERICA MORTGAGE SEC INC MRT PAS THR CERT SER 2003-A CENTRAL INDEX KEY: 0001216149 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 333-101500-02 FILM NUMBER: 041022003 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 MAIL ADDRESS: STREET 1: 9062 OLD ANNAPOLIS RD CITY: COLUMBIA STATE: MD ZIP: 21045 8-K/A 1 bam0300a_dec.txt DEC 8KA UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K/A Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2003 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-A Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-02 54-2090857 Pooling and Servicing Agreement) (Commission 54-2090858 (State or other File Number) 54-2090859 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events Subsequent to filing the 8-K relating to the payment date on December 26, 2003, a revision was made to the BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2003-A which was not included in the original 8-K filed. The 8-K is being amended because delinquency information was revised. This revision was not previously disclosed in a 1934 Act filing. The revised data has been and will continue to be available on the Wells Fargo Bank, N.A. as Trustee, website at www.ctslink.com. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-A Trust, relating to the December 26, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2003-A Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/9/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Amended monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-A Trust, relating to the December 26, 2003 distribution. EX-99.1
Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 11/30/03 Distribution Date: 12/26/03 BAM Series: 2003-A Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948LAA5 SEN 3.23400% 56,111,394.61 151,220.20 2,051,149.81 1-AR 05948LAB3 SEN 3.23400% 0.00 0.00 0.00 1-AMR 05948LAC1 SEN 3.23400% 0.00 0.00 0.00 1-ALR 05948LAD9 SEN 3.23400% 0.00 1.13 0.00 2-A1 05948LAE7 SEN 3.98300% 89,879,695.66 298,325.68 3,659,077.53 2-A2 05948LAF4 SEN 4.57200% 29,663,265.89 113,017.04 1,207,616.34 2-A3 05948LAG2 SEN 1.71600% 0.00 0.00 0.00 2-A4 05948LAJ6 SEN 2.99400% 17,276,672.24 43,105.30 6,904,727.59 2-A5 05948LAK3 SEN 3.81700% 47,923,000.00 152,435.07 0.00 2-A6 05948LAL1 SEN 4.33400% 41,363,000.00 149,389.36 0.00 2-A7 05948LAM9 SEN 4.21200% 63,041,500.00 221,275.66 0.00 2-A8 05948LAN7 SEN 4.57200% 44,494,898.84 169,525.56 1,811,424.52 2-A9 05948LAP2 SEN 4.57200% 1,223,609.72 4,661.95 49,814.17 2-AIO 05948LAQ0 SEN 0.43370% 0.00 46,348.33 0.00 3-A1 05948LAR8 SEN 4.47700% 98,423,343.30 367,201.08 1,633,641.94 4-A1 05948LAS6 SEN 4.97400% 42,579,983.73 176,494.03 1,133,531.79 A-PO 05948LAT4 PO 0.00000% 1,291,956.95 0.00 2,129.42 B-1 05948LAU1 SUB 4.22436% 10,924,173.13 38,456.39 12,430.66 B-2 05948LAV9 SUB 4.22436% 5,242,375.89 18,454.74 5,965.32 B-3 05948LAW7 SUB 4.22436% 3,058,135.08 10,765.56 3,479.86 B-4 05948LAZ0 SUB 4.22436% 1,746,798.84 6,149.26 1,987.69 B-5 05948LBA4 SUB 4.22436% 1,310,346.55 4,612.81 1,491.05 B-6 05948LBB2 SUB 4.22436% 1,750,845.67 6,163.51 1,992.29 W-IO 05948LBD8 SEN 0.82392% 0.00 370,368.87 0.00 SES 05948LBC0 SEN 0.00000% 0.00 123,684.03 0.00 Totals 557,304,996.10 2,471,655.56 18,480,459.98
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 54,060,244.80 2,202,370.01 0.00 1-AR 0.00 0.00 0.00 0.00 1-AMR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 1.13 0.00 2-A1 0.00 86,220,618.14 3,957,403.21 0.00 2-A2 0.00 28,455,649.55 1,320,633.38 0.00 2-A3 0.00 0.00 0.00 0.00 2-A4 0.00 10,371,944.65 6,947,832.89 0.00 2-A5 0.00 47,923,000.00 152,435.07 0.00 2-A6 0.00 41,363,000.00 149,389.36 0.00 2-A7 0.00 63,041,500.00 221,275.66 0.00 2-A8 0.00 42,683,474.32 1,980,950.08 0.00 2-A9 0.00 1,173,795.54 54,476.12 0.00 2-AIO 0.00 0.00 46,348.33 0.00 3-A1 0.00 96,789,701.37 2,000,843.02 0.00 4-A1 0.00 41,446,451.94 1,310,025.82 0.00 A-PO 0.00 1,289,827.53 2,129.42 0.00 B-1 0.00 10,911,742.47 50,887.05 0.00 B-2 0.00 5,236,410.57 24,420.06 0.00 B-3 0.00 3,054,655.21 14,245.42 0.00 B-4 0.00 1,744,811.15 8,136.95 0.00 B-5 0.00 1,308,855.50 6,103.86 0.00 B-6 0.00 1,748,853.38 8,155.80 0.00 W-IO 0.00 0.00 370,368.87 0.00 SES 0.00 0.00 123,684.03 0.00 Totals 0.00 538,824,536.12 20,952,115.54 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 112,965,000.00 56,111,394.61 85,739.59 1,965,410.22 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-AMR 25.00 0.00 0.00 0.00 0.00 0.00 1-ALR 25.00 0.00 0.00 0.00 0.00 0.00 2-A1 151,500,000.00 89,879,695.66 115,781.78 3,543,295.74 0.00 0.00 2-A2 50,000,000.00 29,663,265.89 38,211.81 1,169,404.54 0.00 0.00 2-A3 75,178,000.00 0.00 0.00 0.00 0.00 0.00 2-A4 58,377,000.00 17,276,672.24 218,481.75 6,686,245.84 0.00 0.00 2-A5 47,923,000.00 47,923,000.00 0.00 0.00 0.00 0.00 2-A6 41,363,000.00 41,363,000.00 0.00 0.00 0.00 0.00 2-A7 63,041,500.00 63,041,500.00 0.00 0.00 0.00 0.00 2-A8 75,000,000.00 44,494,898.84 57,317.71 1,754,106.80 0.00 0.00 2-A9 2,062,500.00 1,223,609.72 1,576.24 48,237.94 0.00 0.00 2-AIO 0.00 0.00 0.00 0.00 0.00 0.00 3-A1 117,264,000.00 98,423,343.30 2,685.91 1,630,956.03 0.00 0.00 4-A1 62,615,000.00 42,579,983.73 50,335.50 1,083,196.29 0.00 0.00 A-PO 1,374,196.00 1,291,956.95 1,906.60 222.82 0.00 0.00 B-1 11,038,000.00 10,924,173.13 12,430.66 0.00 0.00 0.00 B-2 5,297,000.00 5,242,375.89 5,965.32 0.00 0.00 0.00 B-3 3,090,000.00 3,058,135.08 3,479.86 0.00 0.00 0.00 B-4 1,765,000.00 1,746,798.84 1,987.69 0.00 0.00 0.00 B-5 1,324,000.00 1,310,346.55 1,491.05 0.00 0.00 0.00 B-6 1,769,089.00 1,750,845.67 1,992.29 0.00 0.00 0.00 W-IO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 882,946,385.00 557,304,996.10 599,383.76 17,881,076.22 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 2,051,149.81 54,060,244.80 0.47855747 2,051,149.81 1-AR 0.00 0.00 0.00000000 0.00 1-AMR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 2-A1 3,659,077.53 86,220,618.14 0.56911299 3,659,077.53 2-A2 1,207,616.34 28,455,649.55 0.56911299 1,207,616.34 2-A3 0.00 0.00 0.00000000 0.00 2-A4 6,904,727.59 10,371,944.65 0.17767177 6,904,727.59 2-A5 0.00 47,923,000.00 1.00000000 0.00 2-A6 0.00 41,363,000.00 1.00000000 0.00 2-A7 0.00 63,041,500.00 1.00000000 0.00 2-A8 1,811,424.52 42,683,474.32 0.56911299 1,811,424.52 2-A9 49,814.17 1,173,795.54 0.56911299 49,814.17 2-AIO 0.00 0.00 0.00000000 0.00 3-A1 1,633,641.94 96,789,701.37 0.82539996 1,633,641.94 4-A1 1,133,531.79 41,446,451.94 0.66192529 1,133,531.79 A-PO 2,129.42 1,289,827.53 0.93860521 2,129.42 B-1 12,430.66 10,911,742.47 0.98856156 12,430.66 B-2 5,965.32 5,236,410.57 0.98856156 5,965.32 B-3 3,479.86 3,054,655.21 0.98856156 3,479.86 B-4 1,987.69 1,744,811.15 0.98856156 1,987.69 B-5 1,491.05 1,308,855.50 0.98856156 1,491.05 B-6 1,992.29 1,748,853.38 0.98856156 1,992.29 W-IO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 18,480,459.98 538,824,536.12 0.61025737 18,480,459.98
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 112,965,000.00 496.71486398 0.75899252 17.39839968 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 25.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 151,500,000.00 593.26531789 0.76423617 23.38809069 0.00000000 2-A2 50,000,000.00 593.26531780 0.76423620 23.38809080 0.00000000 2-A3 75,178,000.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 58,377,000.00 295.94998441 3.74259983 114.53561917 0.00000000 2-A5 47,923,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A6 41,363,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A7 63,041,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A8 75,000,000.00 593.26531787 0.76423613 23.38809067 0.00000000 2-A9 2,062,500.00 593.26531879 0.76423758 23.38809212 0.00000000 2-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 117,264,000.00 839.33128070 0.02290481 13.90841204 0.00000000 4-A1 62,615,000.00 680.02848726 0.80388884 17.29930991 0.00000000 A-PO 1,374,196.00 940.15478869 1.38742945 0.16214572 0.00000000 B-1 11,038,000.00 989.68772694 1.12616960 0.00000000 0.00000000 B-2 5,297,000.00 989.68772702 1.12616953 0.00000000 0.00000000 B-3 3,090,000.00 989.68772816 1.12616828 0.00000000 0.00000000 B-4 1,765,000.00 989.68772805 1.12616997 0.00000000 0.00000000 B-5 1,324,000.00 989.68772659 1.12617069 0.00000000 0.00000000 B-6 1,769,089.00 989.68772628 1.12616720 0.00000000 0.00000000 W-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 18.15739220 478.55747178 0.47855747 18.15739220 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 24.15232693 569.11299102 0.56911299 24.15232693 2-A2 0.00000000 24.15232680 569.11299100 0.56911299 24.15232680 2-A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 0.00000000 118.27821899 177.67176542 0.17767177 118.27821899 2-A5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A8 0.00000000 24.15232693 569.11299093 0.56911299 24.15232693 2-A9 0.00000000 24.15232485 569.11298909 0.56911299 24.15232485 2-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A1 0.00000000 13.93131686 825.39996393 0.82539996 13.93131686 4-A1 0.00000000 18.10319875 661.92528851 0.66192529 18.10319875 A-PO 0.00000000 1.54957517 938.60521352 0.93860521 1.54957517 B-1 0.00000000 1.12616960 988.56155735 0.98856156 1.12616960 B-2 0.00000000 1.12616953 988.56155749 0.98856156 1.12616953 B-3 0.00000000 1.12616828 988.56155663 0.98856156 1.12616828 B-4 0.00000000 1.12616997 988.56155807 0.98856156 1.12616997 B-5 0.00000000 1.12617069 988.56155589 0.98856156 1.12617069 B-6 0.00000000 1.12616720 988.56155908 0.98856156 1.12616720 W-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 112,965,000.00 3.23400% 56,111,394.61 151,220.21 0.00 0.00 1-AR 50.00 3.23400% 0.00 0.00 0.00 0.00 1-AMR 25.00 3.23400% 0.00 0.00 0.00 0.00 1-ALR 25.00 3.23400% 0.00 0.00 0.00 0.00 2-A1 151,500,000.00 3.98300% 89,879,695.66 298,325.69 0.00 0.00 2-A2 50,000,000.00 4.57200% 29,663,265.89 113,017.04 0.00 0.00 2-A3 75,178,000.00 1.71600% 0.00 0.00 0.00 0.00 2-A4 58,377,000.00 2.99400% 17,276,672.24 43,105.30 0.00 0.00 2-A5 47,923,000.00 3.81700% 47,923,000.00 152,435.08 0.00 0.00 2-A6 41,363,000.00 4.33400% 41,363,000.00 149,389.37 0.00 0.00 2-A7 63,041,500.00 4.21200% 63,041,500.00 221,275.66 0.00 0.00 2-A8 75,000,000.00 4.57200% 44,494,898.84 169,525.56 0.00 0.00 2-A9 2,062,500.00 4.57200% 1,223,609.72 4,661.95 0.00 0.00 2-AIO 0.00 0.43370% 128,241,172.24 46,348.33 0.00 0.00 3-A1 117,264,000.00 4.47700% 98,423,343.30 367,201.09 0.00 0.00 4-A1 62,615,000.00 4.97400% 42,579,983.73 176,494.03 0.00 0.00 A-PO 1,374,196.00 0.00000% 1,291,956.95 0.00 0.00 0.00 B-1 11,038,000.00 4.22436% 10,924,173.13 38,456.39 0.00 0.00 B-2 5,297,000.00 4.22436% 5,242,375.89 18,454.74 0.00 0.00 B-3 3,090,000.00 4.22436% 3,058,135.08 10,765.56 0.00 0.00 B-4 1,765,000.00 4.22436% 1,746,798.84 6,149.26 0.00 0.00 B-5 1,324,000.00 4.22436% 1,310,346.55 4,612.81 0.00 0.00 B-6 1,769,089.00 4.22436% 1,750,845.67 6,163.51 0.00 0.00 W-IO 0.00 0.82392% 539,426,673.36 370,368.87 0.00 0.00 SES 0.00 0.00000% 557,304,997.61 0.00 0.00 0.00 Totals 882,946,385.00 2,347,970.45 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.01 0.00 151,220.20 0.00 54,060,244.80 1-AR 0.00 0.00 0.00 0.00 0.00 1-AMR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 1.13 0.00 0.00 2-A1 0.01 0.00 298,325.68 0.00 86,220,618.14 2-A2 0.00 0.00 113,017.04 0.00 28,455,649.55 2-A3 0.00 0.00 0.00 0.00 0.00 2-A4 0.00 0.00 43,105.30 0.00 10,371,944.65 2-A5 0.00 0.00 152,435.07 0.00 47,923,000.00 2-A6 0.00 0.00 149,389.36 0.00 41,363,000.00 2-A7 0.01 0.00 221,275.66 0.00 63,041,500.00 2-A8 0.00 0.00 169,525.56 0.00 42,683,474.32 2-A9 0.00 0.00 4,661.95 0.00 1,173,795.54 2-AIO 0.00 0.00 46,348.33 0.00 121,336,444.65 3-A1 0.01 0.00 367,201.08 0.00 96,789,701.37 4-A1 0.00 0.00 176,494.03 0.00 41,446,451.94 A-PO 0.00 0.00 0.00 0.00 1,289,827.53 B-1 0.00 0.00 38,456.39 0.00 10,911,742.47 B-2 0.00 0.00 18,454.74 0.00 5,236,410.57 B-3 0.00 0.00 10,765.56 0.00 3,054,655.21 B-4 0.00 0.00 6,149.26 0.00 1,744,811.15 B-5 0.00 0.00 4,612.81 0.00 1,308,855.50 B-6 0.00 0.00 6,163.51 0.00 1,748,853.38 W-IO 0.00 0.00 370,368.87 0.00 520,976,971.72 SES 0.00 0.00 123,684.03 0.00 538,824,537.62 Totals 0.04 0.00 2,471,655.56 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 112,965,000.00 3.23400% 496.71486398 1.33864657 0.00000000 0.00000000 1-AR 50.00 3.23400% 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 25.00 3.23400% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 25.00 3.23400% 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 151,500,000.00 3.98300% 593.26531789 1.96914647 0.00000000 0.00000000 2-A2 50,000,000.00 4.57200% 593.26531780 2.26034080 0.00000000 0.00000000 2-A3 75,178,000.00 1.71600% 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 58,377,000.00 2.99400% 295.94998441 0.73839526 0.00000000 0.00000000 2-A5 47,923,000.00 3.81700% 1000.00000000 3.18083342 0.00000000 0.00000000 2-A6 41,363,000.00 4.33400% 1000.00000000 3.61166671 0.00000000 0.00000000 2-A7 63,041,500.00 4.21200% 1000.00000000 3.50999992 0.00000000 0.00000000 2-A8 75,000,000.00 4.57200% 593.26531787 2.26034080 0.00000000 0.00000000 2-A9 2,062,500.00 4.57200% 593.26531879 2.26033939 0.00000000 0.00000000 2-AIO 0.00 0.43370% 524.46194369 0.18954860 0.00000000 0.00000000 3-A1 117,264,000.00 4.47700% 839.33128070 3.13140512 0.00000000 0.00000000 4-A1 62,615,000.00 4.97400% 680.02848726 2.81871804 0.00000000 0.00000000 A-PO 1,374,196.00 0.00000% 940.15478869 0.00000000 0.00000000 0.00000000 B-1 11,038,000.00 4.22436% 989.68772694 3.48399982 0.00000000 0.00000000 B-2 5,297,000.00 4.22436% 989.68772702 3.48399849 0.00000000 0.00000000 B-3 3,090,000.00 4.22436% 989.68772816 3.48400000 0.00000000 0.00000000 B-4 1,765,000.00 4.22436% 989.68772805 3.48400000 0.00000000 0.00000000 B-5 1,324,000.00 4.22436% 989.68772659 3.48399547 0.00000000 0.00000000 B-6 1,769,089.00 4.22436% 989.68772628 3.48400222 0.00000000 0.00000000 W-IO 0.00 0.82392% 624.52156923 0.42879479 0.00000000 0.00000000 SES 0.00 0.00000% 631.18781356 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000009 0.00000000 1.33864648 0.00000000 478.55747178 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-AMR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 45.20000000 0.00000000 0.00000000 2-A1 0.00000007 0.00000000 1.96914640 0.00000000 569.11299102 2-A2 0.00000000 0.00000000 2.26034080 0.00000000 569.11299100 2-A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A4 0.00000000 0.00000000 0.73839526 0.00000000 177.67176542 2-A5 0.00000000 0.00000000 3.18083321 0.00000000 1000.00000000 2-A6 0.00000000 0.00000000 3.61166647 0.00000000 1000.00000000 2-A7 0.00000016 0.00000000 3.50999992 0.00000000 1000.00000000 2-A8 0.00000000 0.00000000 2.26034080 0.00000000 569.11299093 2-A9 0.00000000 0.00000000 2.26033939 0.00000000 569.11298909 2-AIO 0.00000000 0.00000000 0.18954860 0.00000000 496.22400115 3-A1 0.00000009 0.00000000 3.13140503 0.00000000 825.39996393 4-A1 0.00000000 0.00000000 2.81871804 0.00000000 661.92528851 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 938.60521352 B-1 0.00000000 0.00000000 3.48399982 0.00000000 988.56155735 B-2 0.00000000 0.00000000 3.48399849 0.00000000 988.56155749 B-3 0.00000000 0.00000000 3.48400000 0.00000000 988.56155663 B-4 0.00000000 0.00000000 3.48400000 0.00000000 988.56155807 B-5 0.00000000 0.00000000 3.48399547 0.00000000 988.56155589 B-6 0.00000000 0.00000000 3.48400222 0.00000000 988.56155908 W-IO 0.00000000 0.00000000 0.42879479 0.00000000 603.16141559 SES 0.00000000 0.00000000 0.14008102 0.00000000 610.25736940 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-PO 2 0.00000% 0.00 0.00 918,383.69 916,759.30 92.07202385% A-PO 4 0.00000% 0.00 0.00 373,573.26 373,068.23 98.56544288% W-IO 1 1.32763% 59,265,379.38 57,209,410.20 0.00 0.00 49.25055457% W-IO 2 0.78461% 338,431,291.59 324,801,107.38 0.00 0.00 57.28273477% W-IO 3 0.77806% 101,739,407.55 100,105,675.12 0.00 0.00 83.01971955% W-IO 4 0.52676% 39,990,594.84 38,860,779.02 0.00 0.00 64.77944611% SES 1 0.00000% 59,265,379.38 57,209,410.20 0.00 0.00 49.25055457% SES 2 0.00000% 351,583,985.14 337,929,347.30 0.00 0.00 58.12036767% SES 3 0.00000% 101,739,407.55 100,105,675.12 0.00 0.00 83.01971955% SES 4 0.00000% 44,716,225.54 43,580,105.00 0.00 0.00 67.27848516%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 20,976,730.18 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 20,976,730.18 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 24,614.64 Payment of Interest and Principal 20,952,115.54 Total Withdrawals (Pool Distribution Amount) 20,976,730.18 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 23,220.94 Trustee Fee - Wells Fargo Bank, N.A. 1,393.70 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 24,614.64
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 386,955.70 0.00 0.00 386,955.70 30 Days 12 0 0 0 12 6,229,661.56 0.00 0.00 0.00 6,229,661.56 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 1 0 0 0 1 791,000.00 0.00 0.00 0.00 791,000.00 180+ Days 0 0 1 0 1 0.00 0.00 343,317.70 0.00 343,317.70 Totals 13 1 1 0 15 7,020,661.56 386,955.70 343,317.70 0.00 7,750,934.96 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.091827% 0.000000% 0.000000% 0.091827% 0.071748% 0.000000% 0.000000% 0.071748% 30 Days 1.101928% 0.000000% 0.000000% 0.000000% 1.101928% 1.155076% 0.000000% 0.000000% 0.000000% 1.155076% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.091827% 0.000000% 0.000000% 0.000000% 0.091827% 0.146664% 0.000000% 0.000000% 0.000000% 0.146664% 180+ Days 0.000000% 0.000000% 0.091827% 0.000000% 0.091827% 0.000000% 0.000000% 0.063656% 0.000000% 0.063656% Totals 1.193756% 0.091827% 0.091827% 0.000000% 1.377410% 1.301740% 0.071748% 0.063656% 0.000000% 1.437144%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 988,752.14 0.00 0.00 0.00 988,752.14 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 988,752.14 0.00 0.00 0.00 988,752.14 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.877193% 0.000000% 0.000000% 0.000000% 0.877193% 1.726063% 0.000000% 0.000000% 0.000000% 1.726063% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.877193% 0.000000% 0.000000% 0.000000% 0.877193% 1.726063% 0.000000% 0.000000% 0.000000% 1.726063% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 386,955.70 0.00 0.00 386,955.70 30 Days 9 0 0 0 9 4,358,829.57 0.00 0.00 0.00 4,358,829.57 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 1 0 1 0.00 0.00 343,317.70 0.00 343,317.70 Totals 9 1 1 0 11 4,358,829.57 386,955.70 343,317.70 0.00 5,089,102.97 0-29 Days 0.141044% 0.000000% 0.000000% 0.141044% 0.114379% 0.000000% 0.000000% 0.114379% 30 Days 1.269394% 0.000000% 0.000000% 0.000000% 1.269394% 1.288413% 0.000000% 0.000000% 0.000000% 1.288413% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.141044% 0.000000% 0.141044% 0.000000% 0.000000% 0.101480% 0.000000% 0.101480% Totals 1.269394% 0.141044% 0.141044% 0.000000% 1.551481% 1.288413% 0.114379% 0.101480% 0.000000% 1.504272% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 446,197.25 0.00 0.00 0.00 446,197.25 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 1 0 0 0 1 791,000.00 0.00 0.00 0.00 791,000.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1,237,197.25 0.00 0.00 0.00 1,237,197.25 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.581395% 0.000000% 0.000000% 0.000000% 0.581395% 0.445719% 0.000000% 0.000000% 0.000000% 0.445719% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.581395% 0.000000% 0.000000% 0.000000% 0.581395% 0.790152% 0.000000% 0.000000% 0.000000% 0.790152% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.162791% 0.000000% 0.000000% 0.000000% 1.162791% 1.235872% 0.000000% 0.000000% 0.000000% 1.235872% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 435,882.60 0.00 0.00 0.00 435,882.60 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 435,882.60 0.00 0.00 0.00 435,882.60 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.063830% 0.000000% 0.000000% 0.000000% 1.063830% 0.999089% 0.000000% 0.000000% 0.000000% 0.999089% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.063830% 0.000000% 0.000000% 0.000000% 1.063830% 0.999089% 0.000000% 0.000000% 0.000000% 0.999089%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 38,120.63
COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 5.322217% Weighted Average Pass-Through Rate 5.055923% Weighted Average Maturity(Stepdown Calculation ) 347 Beginning Scheduled Collateral Loan Count 1,126 Number Of Loans Paid In Full 37 Ending Scheduled Collateral Loan Count 1,089 Beginning Scheduled Collateral Balance 557,304,997.61 Ending Scheduled Collateral Balance 538,824,537.62 Ending Actual Collateral Balance at 30-Nov-2003 539,328,934.44 Monthly P &I Constant 3,071,132.20 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 20,712,222.46 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 538,824,537.62 Scheduled Principal 599,383.78 Unscheduled Principal 17,881,076.21
Miscellaneous Reporting Total Senior Percentage 95.677676% Aggregate Subordinate Percentage 4.322322%
Group Level Collateral Statement Group 1 2 3 Collateral Description 3 Year LIBOR Arm 5 Year LIBOR Arm 5 Year LIBOR Arm Weighted Average Coupon Rate 4.939633 5.290409 5.508061 Weighted Average Net Rate 4.689633 5.040409 5.258062 Weighted Average Maturity 348 345 345 Beginning Loan Count 119 735 175 Loans Paid In Full 5 26 3 Ending Loan Count 114 709 172 Beginning Scheduled Balance 59,265,379.38 351,583,985.14 101,739,407.55 Ending scheduled Balance 57,209,410.20 337,929,347.30 100,105,675.12 Record Date 11/30/2003 11/30/2003 11/30/2003 Principal And Interest Constant 334,516.63 2,003,145.64 469,765.49 Scheduled Principal 90,558.96 453,126.32 2,776.40 Unscheduled Principal 1,965,410.22 13,201,511.52 1,630,956.03 Scheduled Interest 243,957.67 1,550,019.32 466,989.09 Servicing Fees 12,346.96 73,246.69 21,195.69 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 148.19 878.98 254.34 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 6,173.50 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 225,289.02 1,475,893.65 445,539.06 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.561633 5.037409 5.255061
Group Level Collateral Statement Group 4 Total Collateral Description 7 Year LIBOR Arm Mixed ARM Weighted Average Coupon Rate 5.656533 5.322217 Weighted Average Net Rate 5.406534 5.058924 Weighted Average Maturity 347 347 Beginning Loan Count 97 1,126 Loans Paid In Full 3 37 Ending Loan Count 94 1,089 Beginning Scheduled Balance 44,716,225.54 557,304,997.61 Ending scheduled Balance 43,580,105.00 538,824,537.62 Record Date 11/30/2003 11/30/2003 Principal And Interest Constant 263,704.44 3,071,132.20 Scheduled Principal 52,922.10 599,383.78 Unscheduled Principal 1,083,198.44 17,881,076.21 Scheduled Interest 210,782.34 2,471,748.42 Servicing Fees 9,315.86 116,105.20 Master Servicing Fees 0.00 0.00 Trustee Fee 111.82 1,393.33 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 6,173.50 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 201,354.66 2,348,076.39 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.403533 5.055923
Miscellaneous Reporting Group 1 CPR 33.324503% Subordinate Percentage 5.321800% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 94.678200% Group 2 CPR 36.863147% Subordinate Percentage 4.505708% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 95.494292% Group 3 CPR 17.628655% Subordinate Percentage 3.259371% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.740629%
Miscellaneous Reporting Group 4 CPR 25.518371% Subordinate Percentage 3.975109% Subordinate Prepayment Percentage 0.000000% Senior Prepayment Percentage 100.000000% Senior Percentage 96.024891%
-----END PRIVACY-ENHANCED MESSAGE-----