The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 401 2,693 SH   SOLE   2,693 0 0
3M COM 88579Y101 17 112 SH   DFND 1 0 112 0
3M COM 88579Y101 112 750 SH   DFND 5 0 750 0
ABBOTT LABS COM 002824100 14,466 122,219 SH   SOLE   122,219 0 0
ABBOTT LABS COM 002824100 573 4,840 SH   DFND 13 0 4,840 0
ABBOTT LABS COM 002824100 1,688 14,259 SH   DFND 1 0 14,259 0
ABBOTT LABS COM 002824100 1,581 13,360 SH   DFND 7 0 13,360 0
ABBOTT LABS COM 002824100 2,524 21,325 SH   DFND 5 0 21,325 0
ABBVIE COM 00287Y109 511 3,150 SH   SOLE   3,150 0 0
ABBVIE COM 00287Y109 803 4,956 SH   DFND 1 0 4,956 0
ABBVIE COM 00287Y109 91 562 SH   DFND 13 0 562 0
ABBVIE COM 00287Y109 41 250 SH   DFND 7 0 250 0
ABBVIE COM 00287Y109 1,508 9,300 SH   DFND 5 0 9,300 0
ADOBE SYS COM 00724F101 721 1,583 SH   SOLE   1,583 0 0
ADVANCED MICRO DEVICES INC COM 007903107 14,187 129,750 SH   SOLE   129,750 0 0
ADVANCED MICRO DEVICES INC COM 007903107 491 4,492 SH   DFND 13 0 4,492 0
ADVANCED MICRO DEVICES INC COM 007903107 1,654 15,130 SH   DFND 1 0 15,130 0
ADVANCED MICRO DEVICES INC COM 007903107 1,379 12,609 SH   DFND 7 0 12,609 0
ADVANCED MICRO DEVICES INC COM 007903107 1,177 10,768 SH   DFND 5 0 10,768 0
ALBEMARLE COM 012653101 399 1,805 SH   DFND 1 0 1,805 0
ALPHABET INC CL A COM 02079K305 19,013 6,836 SH   SOLE   6,836 0 0
ALPHABET INC CL A COM 02079K305 706 254 SH   DFND 13 0 254 0
ALPHABET INC CL A COM 02079K305 2,498 898 SH   DFND 1 0 898 0
ALPHABET INC CL A COM 02079K305 1,978 711 SH   DFND 7 0 711 0
ALPHABET INC CL A COM 02079K305 2,907 1,045 SH   DFND 5 0 1,045 0
ALPHABET INC CL C COM 02079K107 302 108 SH   SOLE   108 0 0
ALPHABET INC CL C COM 02079K107 28 10 SH   DFND 1 0 10 0
AMAZON.COM COM 023135106 10,464 3,210 SH   SOLE   3,210 0 0
AMAZON.COM COM 023135106 336 103 SH   DFND 13 0 103 0
AMAZON.COM COM 023135106 1,209 371 SH   DFND 1 0 371 0
AMAZON.COM COM 023135106 1,079 331 SH   DFND 7 0 331 0
AMAZON.COM COM 023135106 1,245 382 SH   DFND 5 0 382 0
AMERICAN EXPRESS COM 025816109 561 3,000 SH   SOLE   3,000 0 0
AMERICAN EXPRESS COM 025816109 192 1,025 SH   DFND 1 0 1,025 0
AMERICAN TOWER COM 03027X100 203 808 SH   SOLE   808 0 0
AMEX TECHNOLOGY SELECT COM 81369Y803 370 2,331 SH   SOLE   2,331 0 0
AMGEN INC COM 031162100 380 1,571 SH   SOLE   1,571 0 0
AMGEN INC COM 031162100 242 1,000 SH   DFND 7 0 1,000 0
ANALOG DEVICES COM 032654105 13,740 83,184 SH   SOLE   83,184 0 0
ANALOG DEVICES COM 032654105 550 3,332 SH   DFND 13 0 3,332 0
ANALOG DEVICES COM 032654105 1,425 8,628 SH   DFND 1 0 8,628 0
ANALOG DEVICES COM 032654105 1,644 9,950 SH   DFND 7 0 9,950 0
ANALOG DEVICES COM 032654105 1,862 11,275 SH   DFND 5 0 11,275 0
APPLE INC COM 037833100 23,576 135,020 SH   SOLE   135,020 0 0
APPLE INC COM 037833100 825 4,725 SH   DFND 13 0 4,725 0
APPLE INC COM 037833100 3,234 18,523 SH   DFND 1 0 18,523 0
APPLE INC COM 037833100 2,261 12,950 SH   DFND 7 0 12,950 0
APPLE INC COM 037833100 3,645 20,875 SH   DFND 5 0 20,875 0
APTARGROUP COM 038336103 10,601 90,225 SH   SOLE   90,225 0 0
APTARGROUP COM 038336103 445 3,785 SH   DFND 13 0 3,785 0
APTARGROUP COM 038336103 1,522 12,955 SH   DFND 1 0 12,955 0
APTARGROUP COM 038336103 1,196 10,175 SH   DFND 7 0 10,175 0
APTARGROUP COM 038336103 1,733 14,750 SH   DFND 5 0 14,750 0
APTIV PLC COM G6095L109 1,833 15,310 SH   SOLE   15,310 0 0
APTIV PLC COM G6095L109 142 1,185 SH   DFND 7 0 1,185 0
APTIV PLC COM G6095L109 7 60 SH   DFND 13 0 60 0
APTIV PLC COM G6095L109 45 380 SH   DFND 5 0 380 0
AUTOMATIC DATA PROCESSING COM 053015103 17,299 76,024 SH   SOLE   76,024 0 0
AUTOMATIC DATA PROCESSING COM 053015103 688 3,022 SH   DFND 13 0 3,022 0
AUTOMATIC DATA PROCESSING COM 053015103 2,236 9,826 SH   DFND 1 0 9,826 0
AUTOMATIC DATA PROCESSING COM 053015103 1,808 7,945 SH   DFND 7 0 7,945 0
AUTOMATIC DATA PROCESSING COM 053015103 2,819 12,390 SH   DFND 5 0 12,390 0
BARRY CALLEBAUT AG REG COM 547692905 294 125 SH   SOLE   125 0 0
BECTON DICKINSON COM 075887109 7,054 26,520 SH   SOLE   26,520 0 0
BECTON DICKINSON COM 075887109 500 1,878 SH   DFND 7 0 1,878 0
BECTON DICKINSON COM 075887109 180 675 SH   DFND 1 0 675 0
BECTON DICKINSON COM 075887109 794 2,985 SH   DFND 5 0 2,985 0
BECTON DICKINSON COM 075887109 266 1,000 SH   DFND 13 0 1,000 0
BERKSHIRE HATHAWAY CL B COM 084670702 1,644 4,659 SH   SOLE   4,659 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 56 160 SH   DFND 13 0 160 0
BRISTOL-MYERS SQUIBB COM 110122108 607 8,307 SH   SOLE   8,307 0 0
BRISTOL-MYERS SQUIBB COM 110122108 152 2,075 SH   DFND 1 0 2,075 0
CAMBRIDGE BANCORP COM 132152109 244 2,875 SH   SOLE   2,875 0 0
CANADIAN NATL RAILWAY COM 136375102 16,441 122,569 SH   SOLE   122,569 0 0
CANADIAN NATL RAILWAY COM 136375102 690 5,145 SH   DFND 13 0 5,145 0
CANADIAN NATL RAILWAY COM 136375102 2,455 18,302 SH   DFND 1 0 18,302 0
CANADIAN NATL RAILWAY COM 136375102 1,831 13,650 SH   DFND 7 0 13,650 0
CANADIAN NATL RAILWAY COM 136375102 2,808 20,930 SH   DFND 5 0 20,930 0
CARLISLE COS INC COM 142339100 227 925 SH   DFND 1 0 925 0
CATERPILLAR COM 149123101 705 3,165 SH   SOLE   3,165 0 0
CHEVRON COM 166764100 4,119 25,296 SH   SOLE   25,296 0 0
CHEVRON COM 166764100 295 1,809 SH   DFND 13 0 1,809 0
CHEVRON COM 166764100 936 5,750 SH   DFND 7 0 5,750 0
CHEVRON COM 166764100 1,181 7,250 SH   DFND 5 0 7,250 0
CHEVRON COM 166764100 673 4,135 SH   DFND 1 0 4,135 0
CHUBB LIMITED COM H1467J104 631 2,950 SH   SOLE   2,950 0 0
CHUBB LIMITED COM H1467J104 21 100 SH   DFND 1 0 100 0
CHUBB LIMITED COM H1467J104 214 1,000 SH   DFND 5 0 1,000 0
CHURCH & DWIGHT COM 171340102 616 6,200 SH   SOLE   6,200 0 0
CHURCH & DWIGHT COM 171340102 62 625 SH   DFND 1 0 625 0
CIGNA CORP NEW COM 125523100 84 350 SH   SOLE   350 0 0
CIGNA CORP NEW COM 125523100 280 1,170 SH   DFND 1 0 1,170 0
CISCO SYS INC COM 17275R102 563 10,095 SH   SOLE   10,095 0 0
CISCO SYS INC COM 17275R102 183 3,290 SH   DFND 1 0 3,290 0
COCA COLA COM 191216100 694 11,197 SH   SOLE   11,197 0 0
COCA COLA COM 191216100 595 9,600 SH   DFND 1 0 9,600 0
COCA COLA COM 191216100 36 580 SH   DFND 5 0 580 0
COLGATE-PALMOLIVE COM 194162103 650 8,572 SH   SOLE   8,572 0 0
COLGATE-PALMOLIVE COM 194162103 384 5,070 SH   DFND 1 0 5,070 0
COLGATE-PALMOLIVE COM 194162103 227 3,000 SH   DFND 7 0 3,000 0
COLGATE-PALMOLIVE COM 194162103 15 200 SH   DFND 13 0 200 0
CONOCOPHILLIPS COM 20825C104 70 700 SH   DFND 1 0 700 0
CONOCOPHILLIPS COM 20825C104 47 470 SH   DFND 13 0 470 0
CONOCOPHILLIPS COM 20825C104 900 9,000 SH   DFND 5 0 9,000 0
CVS HEALTH COM 126650100 10,769 106,400 SH   SOLE   106,400 0 0
CVS HEALTH COM 126650100 506 4,996 SH   DFND 13 0 4,996 0
CVS HEALTH COM 126650100 1,422 14,048 SH   DFND 1 0 14,048 0
CVS HEALTH COM 126650100 1,169 11,550 SH   DFND 7 0 11,550 0
CVS HEALTH COM 126650100 1,910 18,875 SH   DFND 5 0 18,875 0
DANAHER CORP COM 235851102 17,089 58,257 SH   SOLE   58,257 0 0
DANAHER CORP COM 235851102 655 2,233 SH   DFND 13 0 2,233 0
DANAHER CORP COM 235851102 1,745 5,949 SH   DFND 1 0 5,949 0
DANAHER CORP COM 235851102 1,827 6,230 SH   DFND 7 0 6,230 0
DANAHER CORP COM 235851102 2,509 8,555 SH   DFND 5 0 8,555 0
DISNEY COM 254687106 8,258 60,206 SH   SOLE   60,206 0 0
DISNEY COM 254687106 331 2,410 SH   DFND 13 0 2,410 0
DISNEY COM 254687106 767 5,592 SH   DFND 1 0 5,592 0
DISNEY COM 254687106 775 5,650 SH   DFND 7 0 5,650 0
DISNEY COM 254687106 967 7,050 SH   DFND 5 0 7,050 0
DONALDSON INC COM 257651109 296 5,700 SH   DFND 1 0 5,700 0
DOVER CORP COM 260003108 267 1,700 SH   SOLE   1,700 0 0
EDWARDS LIFESCIENCES COM 28176E108 1,546 13,132 SH   SOLE   13,132 0 0
EDWARDS LIFESCIENCES COM 28176E108 290 2,460 SH   DFND 7 0 2,460 0
EDWARDS LIFESCIENCES COM 28176E108 20 170 SH   DFND 5 0 170 0
EDWARDS LIFESCIENCES COM 28176E108 44 375 SH   DFND 1 0 375 0
EDWARDS LIFESCIENCES COM 28176E108 7 60 SH   DFND 13 0 60 0
ELI LILLY & CO COM 532457108 722 2,521 SH   SOLE   2,521 0 0
ELI LILLY & CO COM 532457108 909 3,174 SH   DFND 1 0 3,174 0
EMERSON ELECTRIC COM 291011104 865 8,823 SH   SOLE   8,823 0 0
EMERSON ELECTRIC COM 291011104 59 600 SH   DFND 13 0 600 0
EOG RESOURCES COM 26875P101 1,415 11,870 SH   SOLE   11,870 0 0
EOG RESOURCES COM 26875P101 30 250 SH   DFND 7 0 250 0
EOG RESOURCES COM 26875P101 95 800 SH   DFND 13 0 800 0
EXXON MOBIL COM 30231G102 1,966 23,810 SH   SOLE   23,810 0 0
EXXON MOBIL COM 30231G102 994 12,030 SH   DFND 1 0 12,030 0
EXXON MOBIL COM 30231G102 119 1,435 SH   DFND 13 0 1,435 0
EXXON MOBIL COM 30231G102 1,099 13,310 SH   DFND 5 0 13,310 0
FISERV COM 337738108 10,965 108,139 SH   SOLE   108,139 0 0
FISERV COM 337738108 498 4,911 SH   DFND 13 0 4,911 0
FISERV COM 337738108 1,233 12,159 SH   DFND 1 0 12,159 0
FISERV COM 337738108 1,167 11,510 SH   DFND 7 0 11,510 0
FISERV COM 337738108 1,959 19,315 SH   DFND 5 0 19,315 0
GENERAL MILLS COM 370334104 494 7,300 SH   SOLE   7,300 0 0
GENERAL MILLS COM 370334104 422 6,225 SH   DFND 1 0 6,225 0
GENERAL MILLS COM 370334104 152 2,250 SH   DFND 5 0 2,250 0
GILEAD SCIENCES COM 375558103 226 3,800 SH   DFND 1 0 3,800 0
GIVAUDAN SA COM 598061901 249 60 SH   SOLE   60 0 0
HEALTH CARE SELECT SECTOR SPDR COM 81369Y209 830 6,059 SH   SOLE   6,059 0 0
HERSHEY COMPANY COM 427866108 780 3,600 SH   SOLE   3,600 0 0
HOME DEPOT COM 437076102 10,397 34,734 SH   SOLE   34,734 0 0
HOME DEPOT COM 437076102 444 1,483 SH   DFND 13 0 1,483 0
HOME DEPOT COM 437076102 1,351 4,515 SH   DFND 7 0 4,515 0
HOME DEPOT COM 437076102 990 3,306 SH   DFND 1 0 3,306 0
HOME DEPOT COM 437076102 1,856 6,200 SH   DFND 5 0 6,200 0
HONEYWELL INTL COM 438516106 6,179 31,755 SH   SOLE   31,755 0 0
HONEYWELL INTL COM 438516106 321 1,650 SH   DFND 7 0 1,650 0
HONEYWELL INTL COM 438516106 468 2,403 SH   DFND 1 0 2,403 0
HONEYWELL INTL COM 438516106 7 35 SH   DFND 13 0 35 0
HONEYWELL INTL COM 438516106 996 5,120 SH   DFND 5 0 5,120 0
ILLINOIS TOOL WORKS COM 452308109 262 1,250 SH   SOLE   1,250 0 0
ILLINOIS TOOL WORKS COM 452308109 452 2,160 SH   DFND 1 0 2,160 0
ILLUMINA COM 452327109 6,767 19,368 SH   SOLE   19,368 0 0
ILLUMINA COM 452327109 294 842 SH   DFND 13 0 842 0
ILLUMINA COM 452327109 566 1,620 SH   DFND 7 0 1,620 0
ILLUMINA COM 452327109 206 590 SH   DFND 1 0 590 0
ILLUMINA COM 452327109 175 500 SH   DFND 5 0 500 0
INTEL CORP COM 458140100 3,624 73,121 SH   SOLE   73,121 0 0
INTEL CORP COM 458140100 231 4,661 SH   DFND 13 0 4,661 0
INTEL CORP COM 458140100 595 12,000 SH   DFND 7 0 12,000 0
INTEL CORP COM 458140100 758 15,300 SH   DFND 5 0 15,300 0
INTEL CORP COM 458140100 394 7,945 SH   DFND 1 0 7,945 0
INTL BUSINESS MACH COM 459200101 173 1,331 SH   SOLE   1,331 0 0
INTL BUSINESS MACH COM 459200101 267 2,057 SH   DFND 1 0 2,057 0
INTUIT COM 461202103 303 630 SH   DFND 1 0 630 0
ISHARES S&P 500 COM 464287200 3,475 7,660 SH   SOLE   7,660 0 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606 898 11,620 SH   SOLE   11,620 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 608 4,410 SH   DFND 1 0 4,410 0
JOHNSON & JOHNSON COM 478160104 13,932 78,612 SH   SOLE   78,612 0 0
JOHNSON & JOHNSON COM 478160104 594 3,354 SH   DFND 13 0 3,354 0
JOHNSON & JOHNSON COM 478160104 2,204 12,436 SH   DFND 1 0 12,436 0
JOHNSON & JOHNSON COM 478160104 1,492 8,420 SH   DFND 7 0 8,420 0
JOHNSON & JOHNSON COM 478160104 2,483 14,010 SH   DFND 5 0 14,010 0
JPMORGAN CHASE COM 46625H100 234 1,716 SH   SOLE   1,716 0 0
KIMBERLY CLARK COM 494368103 259 2,100 SH   SOLE   2,100 0 0
KONINKLIJKE DSM NV COM 780249108 6,758 150,758 SH   SOLE   150,758 0 0
KONINKLIJKE DSM NV COM 780249108 255 5,698 SH   DFND 13 0 5,698 0
KONINKLIJKE DSM NV COM 780249108 662 14,765 SH   DFND 1 0 14,765 0
KONINKLIJKE DSM NV COM 780249108 680 15,175 SH   DFND 7 0 15,175 0
KONINKLIJKE DSM NV COM 780249108 475 10,600 SH   DFND 5 0 10,600 0
LABORATORY CORP AMER COM 50540R409 585 2,220 SH   SOLE   2,220 0 0
MASTERCARD COM 57636Q104 14,738 41,238 SH   SOLE   41,238 0 0
MASTERCARD COM 57636Q104 618 1,730 SH   DFND 13 0 1,730 0
MASTERCARD COM 57636Q104 1,656 4,634 SH   DFND 1 0 4,634 0
MASTERCARD COM 57636Q104 1,606 4,495 SH   DFND 7 0 4,495 0
MASTERCARD COM 57636Q104 2,627 7,350 SH   DFND 5 0 7,350 0
MCCORMICK AND CO COM 579780107 200 2,000 SH   SOLE   2,000 0 0
MEDTRONIC COM G5960L103 2,304 20,762 SH   SOLE   20,762 0 0
MEDTRONIC COM G5960L103 70 635 SH   DFND 13 0 635 0
MEDTRONIC COM G5960L103 59 533 SH   DFND 1 0 533 0
MEDTRONIC COM G5960L103 150 1,350 SH   DFND 7 0 1,350 0
MEDTRONIC COM G5960L103 97 875 SH   DFND 5 0 875 0
MERCK COM 58933Y105 1,263 15,399 SH   SOLE   15,399 0 0
MERCK COM 58933Y105 679 8,276 SH   DFND 1 0 8,276 0
META PLATFORMS INC COM 30303M102 389 1,749 SH   SOLE   1,749 0 0
META PLATFORMS INC COM 30303M102 40 180 SH   DFND 5 0 180 0
MICROSOFT CORP COM 594918104 17,193 55,766 SH   SOLE   55,766 0 0
MICROSOFT CORP COM 594918104 587 1,905 SH   DFND 13 0 1,905 0
MICROSOFT CORP COM 594918104 1,917 6,219 SH   DFND 1 0 6,219 0
MICROSOFT CORP COM 594918104 1,887 6,120 SH   DFND 7 0 6,120 0
MICROSOFT CORP COM 594918104 4,528 14,685 SH   DFND 5 0 14,685 0
MORGAN STANLEY COM 617446448 594 6,800 SH   SOLE   6,800 0 0
MORGAN STANLEY COM 617446448 25 287 SH   DFND 1 0 287 0
NESTLE SA ADR COM 641069406 14,164 108,868 SH   SOLE   108,868 0 0
NESTLE SA ADR COM 641069406 620 4,766 SH   DFND 13 0 4,766 0
NESTLE SA ADR COM 641069406 1,510 11,610 SH   DFND 1 0 11,610 0
NESTLE SA ADR COM 641069406 1,093 8,405 SH   DFND 7 0 8,405 0
NESTLE SA ADR COM 641069406 2,144 16,476 SH   DFND 5 0 16,476 0
NEXTERA ENERGY COM 65339F101 296 3,500 SH   SOLE   3,500 0 0
NEXTERA ENERGY COM 65339F101 258 3,050 SH   DFND 7 0 3,050 0
NIKE INC CLASS B COM 654106103 6,666 49,540 SH   SOLE   49,540 0 0
NIKE INC CLASS B COM 654106103 228 1,698 SH   DFND 13 0 1,698 0
NIKE INC CLASS B COM 654106103 596 4,431 SH   DFND 1 0 4,431 0
NIKE INC CLASS B COM 654106103 664 4,935 SH   DFND 7 0 4,935 0
NIKE INC CLASS B COM 654106103 799 5,940 SH   DFND 5 0 5,940 0
NORFOLK SOUTHERN COM 655844108 150 525 SH   SOLE   525 0 0
NORFOLK SOUTHERN COM 655844108 123 430 SH   DFND 13 0 430 0
NORFOLK SOUTHERN COM 655844108 1,569 5,500 SH   DFND 5 0 5,500 0
NOVARTIS AG ADR COM 66987V109 10,352 117,972 SH   SOLE   117,972 0 0
NOVARTIS AG ADR COM 66987V109 424 4,837 SH   DFND 13 0 4,837 0
NOVARTIS AG ADR COM 66987V109 963 10,978 SH   DFND 1 0 10,978 0
NOVARTIS AG ADR COM 66987V109 901 10,265 SH   DFND 7 0 10,265 0
NOVARTIS AG ADR COM 66987V109 1,532 17,460 SH   DFND 5 0 17,460 0
NOVO NORDISK A S ADR COM 670100205 581 5,232 SH   SOLE   5,232 0 0
NOVO NORDISK A S ADR COM 670100205 2 20 SH   DFND 1 0 20 0
NOVO NORDISK A S ADR COM 670100205 1,110 10,000 SH   DFND 5 0 10,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 3,981 57,940 SH   SOLE   57,940 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 234 3,400 SH   DFND 7 0 3,400 0
NOVOZYMES A S DKK 2.0 COM B798FW902 230 3,350 SH   DFND 1 0 3,350 0
NOVOZYMES A S DKK 2.0 COM B798FW902 229 3,335 SH   DFND 13 0 3,335 0
NOVOZYMES A S DKK 2.0 COM B798FW902 827 12,035 SH   DFND 5 0 12,035 0
NVIDIA CORP COM 67066G104 4,981 18,254 SH   SOLE   18,254 0 0
NVIDIA CORP COM 67066G104 572 2,097 SH   DFND 1 0 2,097 0
NVIDIA CORP COM 67066G104 180 660 SH   DFND 5 0 660 0
ORMAT TECHNOLOGIES COM 686688102 618 7,550 SH   SOLE   7,550 0 0
ORSTED A S COM BYT16L900 4,917 39,020 SH   SOLE   39,020 0 0
ORSTED A S COM BYT16L900 23 185 SH   DFND 13 0 185 0
PAYPAL HOLDINGS COM 70450Y103 5,260 45,481 SH   SOLE   45,481 0 0
PAYPAL HOLDINGS COM 70450Y103 145 1,250 SH   DFND 13 0 1,250 0
PAYPAL HOLDINGS COM 70450Y103 628 5,427 SH   DFND 1 0 5,427 0
PAYPAL HOLDINGS COM 70450Y103 740 6,400 SH   DFND 7 0 6,400 0
PAYPAL HOLDINGS COM 70450Y103 509 4,405 SH   DFND 5 0 4,405 0
PEPSICO COM 713448108 4,166 24,887 SH   SOLE   24,887 0 0
PEPSICO COM 713448108 450 2,691 SH   DFND 1 0 2,691 0
PEPSICO COM 713448108 368 2,200 SH   DFND 7 0 2,200 0
PEPSICO COM 713448108 1,096 6,550 SH   DFND 5 0 6,550 0
PFIZER COM 717081103 599 11,575 SH   SOLE   11,575 0 0
PFIZER COM 717081103 299 5,775 SH   DFND 1 0 5,775 0
PINTEREST INC COM 72352L106 260 10,585 SH   SOLE   10,585 0 0
PORTLAND GENL COM 736508847 80 1,450 SH   SOLE   1,450 0 0
PORTLAND GENL COM 736508847 179 3,250 SH   DFND 1 0 3,250 0
PRICE T ROWE GROUP COM 74144T108 333 2,200 SH   SOLE   2,200 0 0
PROCTER & GAMBLE COM 742718109 14,343 93,871 SH   SOLE   93,871 0 0
PROCTER & GAMBLE COM 742718109 656 4,290 SH   DFND 13 0 4,290 0
PROCTER & GAMBLE COM 742718109 2,243 14,680 SH   DFND 1 0 14,680 0
PROCTER & GAMBLE COM 742718109 1,486 9,725 SH   DFND 7 0 9,725 0
PROCTER & GAMBLE COM 742718109 2,493 16,315 SH   DFND 5 0 16,315 0
RAYTHEON TECHNOLOGIES COM 75513E101 5,453 55,043 SH   SOLE   55,043 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 367 3,700 SH   DFND 13 0 3,700 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,141 11,517 SH   DFND 1 0 11,517 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,241 12,525 SH   DFND 7 0 12,525 0
RAYTHEON TECHNOLOGIES COM 75513E101 653 6,590 SH   DFND 5 0 6,590 0
ROCHE HLDG LTD ADR COM 771195104 2,265 45,835 SH   SOLE   45,835 0 0
ROCHE HLDG LTD ADR COM 771195104 132 2,675 SH   DFND 1 0 2,675 0
ROCHE HLDG LTD ADR COM 771195104 623 12,600 SH   DFND 5 0 12,600 0
ROCHE HOLDING AG COM 711038901 397 1,000 SH   SOLE   1,000 0 0
ROCKWELL AUTOMATION COM 773903109 12,360 44,138 SH   SOLE   44,138 0 0
ROCKWELL AUTOMATION COM 773903109 578 2,063 SH   DFND 13 0 2,063 0
ROCKWELL AUTOMATION COM 773903109 1,607 5,740 SH   DFND 7 0 5,740 0
ROCKWELL AUTOMATION COM 773903109 1,266 4,522 SH   DFND 1 0 4,522 0
ROCKWELL AUTOMATION COM 773903109 1,537 5,490 SH   DFND 5 0 5,490 0
SCHLUMBERGER COM 806857108 211 5,100 SH   SOLE   5,100 0 0
SMUCKER J M COM 832696405 112 825 SH   SOLE   825 0 0
SMUCKER J M COM 832696405 105 775 SH   DFND 1 0 775 0
SPDR FINANCIAL SELECT SECTOR F COM 81369Y605 318 8,290 SH   SOLE   8,290 0 0
SPDR S&P 500 ETF COM 78462F103 230 510 SH   SOLE   510 0 0
SPDR S&P 500 ETF COM 78462F103 14 30 SH   DFND 7 0 30 0
STATE STREET COM 857477103 264 3,025 SH   SOLE   3,025 0 0
STATE STREET COM 857477103 20 225 SH   DFND 1 0 225 0
STATE STREET COM 857477103 26 300 SH   DFND 5 0 300 0
TEXAS INSTRUMENTS COM 882508104 367 2,000 SH   SOLE   2,000 0 0
TEXAS PACIFIC LAND COM 88262P102 473 350 SH   SOLE   350 0 0
THERMO FISHER SCIENTIFIC COM 883556102 591 1,000 SH   SOLE   1,000 0 0
TJX COS COM 872540109 6,483 107,013 SH   SOLE   107,013 0 0
TJX COS COM 872540109 232 3,824 SH   DFND 13 0 3,824 0
TJX COS COM 872540109 664 10,961 SH   DFND 1 0 10,961 0
TJX COS COM 872540109 615 10,150 SH   DFND 7 0 10,150 0
TJX COS COM 872540109 775 12,790 SH   DFND 5 0 12,790 0
TOTAL ENERGIES ADR COM 89151E109 268 5,300 SH   SOLE   5,300 0 0
TRANE TECHNOLOGIES PLC COM G8994E103 107 700 SH   SOLE   700 0 0
TRANE TECHNOLOGIES PLC COM G8994E103 153 1,000 SH   DFND 1 0 1,000 0
TRAVELERS COM 89417E109 288 1,575 SH   SOLE   1,575 0 0
UNILEVER PLC NEW ADR COM 904767704 7,434 163,142 SH   SOLE   163,142 0 0
UNILEVER PLC NEW ADR COM 904767704 278 6,099 SH   DFND 13 0 6,099 0
UNILEVER PLC NEW ADR COM 904767704 518 11,375 SH   DFND 7 0 11,375 0
UNILEVER PLC NEW ADR COM 904767704 182 4,000 SH   DFND 1 0 4,000 0
UNILEVER PLC NEW ADR COM 904767704 854 18,735 SH   DFND 5 0 18,735 0
UNION PACIFIC COM 907818108 1,443 5,283 SH   SOLE   5,283 0 0
UNITED HEALTH GROUP COM 91324P102 8,440 16,550 SH   SOLE   16,550 0 0
UNITED HEALTH GROUP COM 91324P102 252 495 SH   DFND 13 0 495 0
UNITED HEALTH GROUP COM 91324P102 1,015 1,990 SH   DFND 7 0 1,990 0
UNITED HEALTH GROUP COM 91324P102 89 175 SH   DFND 1 0 175 0
UNITED HEALTH GROUP COM 91324P102 1,086 2,130 SH   DFND 5 0 2,130 0
VERTEX PHARMACEUTICALS COM 92532F100 391 1,500 SH   DFND 1 0 1,500 0
VESTAS WIND SYTS AS ADR COM 925458101 191 19,375 SH   DFND 7 0 19,375 0
VISA COM 92826C839 1,558 7,026 SH   SOLE   7,026 0 0
WAL-MART STORES COM 931142103 452 3,035 SH   SOLE   3,035 0 0
WAL-MART STORES COM 931142103 521 3,500 SH   DFND 1 0 3,500 0
WASTE MANAGEMENT INC COM 94106L109 338 2,130 SH   SOLE   2,130 0 0
WASTE MANAGEMENT INC COM 94106L109 48 300 SH   DFND 7 0 300 0
WELLTOWER COM 95040Q104 336 3,500 SH   SOLE   3,500 0 0
XYLEM INC COM 98419M100 7,550 88,551 SH   SOLE   88,551 0 0
XYLEM INC COM 98419M100 280 3,288 SH   DFND 13 0 3,288 0
XYLEM INC COM 98419M100 588 6,900 SH   DFND 7 0 6,900 0
XYLEM INC COM 98419M100 784 9,190 SH   DFND 1 0 9,190 0
XYLEM INC COM 98419M100 116 1,355 SH   DFND 5 0 1,355 0
ARTISAN INTERNATIONAL FD INSTI Equity Mutual Fu 04314H402 382 14,037 SH   SOLE   14,037 0 0
GOLDMAN SACHS COMMODITY STRATE Equity Mutual Fu 38143H381 703 61,267 SH   SOLE   61,267 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 203 12,564 SH   SOLE   12,564 0 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 85 5,242 SH   DFND 7 0 5,242 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 39 2,400 SH   DFND 5 0 2,400 0
MATTHEWS PACIFIC TIGER INSTL Equity Mutual Fu 577130834 217 8,768 SH   SOLE   8,768 0 0
NEUBERGER BERMAN ABSOLUTE RETU Equity Mutual Fu 64128R855 337 29,728 SH   SOLE   29,728 0 0
OPPENHEIMER DEVELOPING MKTS Equity Mutual Fu 00143W859 560 14,140 SH   SOLE   14,140 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 335 20,332 SH   SOLE   20,332 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 108 6,559 SH   DFND 7 0 6,559 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 535 43,058 SH   SOLE   43,058 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 123 9,886 SH   DFND 7 0 9,886 0