The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   9,466,628 83,289 SH   SOLE   83,289 0 0
ABBOTT LABS COM 002824100   1,884,483 16,580 SH   DFND 1 0 16,580 0
ABBOTT LABS COM 002824100   5,231,315 46,026 SH   DFND 14 0 46,026 0
ABBOTT LABS COM 002824100   1,062,153 9,345 SH   DFND 7 0 9,345 0
ABBOTT LABS COM 002824100   638,201 5,615 SH   DFND 5 0 5,615 0
ABBOTT LABS COM 002824100   567,845 4,996 SH   DFND 13 0 4,996 0
ABBVIE COM 00287Y109   459,802 2,525 SH   SOLE   2,525 0 0
ABBVIE COM 00287Y109   682,147 3,746 SH   DFND 1 0 3,746 0
ABBVIE COM 00287Y109   188,656 1,036 SH   DFND 13 0 1,036 0
ABBVIE COM 00287Y109   30,957 170 SH   DFND 7 0 170 0
ADOBE SYS COM 00724F101   756,900 1,500 SH   SOLE   1,500 0 0
ADOBE SYS COM 00724F101   755,891 1,498 SH   DFND 14 0 1,498 0
ADVANCED MICRO DEVICES COM 007903107   13,164,219 72,936 SH   SOLE   72,936 0 0
ADVANCED MICRO DEVICES COM 007903107   2,607,539 14,447 SH   DFND 1 0 14,447 0
ADVANCED MICRO DEVICES COM 007903107   7,747,533 42,925 SH   DFND 14 0 42,925 0
ADVANCED MICRO DEVICES COM 007903107   1,395,188 7,730 SH   DFND 7 0 7,730 0
ADVANCED MICRO DEVICES COM 007903107   1,340,860 7,429 SH   DFND 5 0 7,429 0
ADVANCED MICRO DEVICES COM 007903107   682,252 3,780 SH   DFND 13 0 3,780 0
ALPHABET INC CL A COM 02079K305   12,824,522 84,970 SH   SOLE   84,970 0 0
ALPHABET INC CL A COM 02079K305   2,714,476 17,985 SH   DFND 1 0 17,985 0
ALPHABET INC CL A COM 02079K305   6,982,324 46,262 SH   DFND 14 0 46,262 0
ALPHABET INC CL A COM 02079K305   1,413,158 9,363 SH   DFND 7 0 9,363 0
ALPHABET INC CL A COM 02079K305   1,234,607 8,180 SH   DFND 5 0 8,180 0
ALPHABET INC CL A COM 02079K305   792,382 5,250 SH   DFND 13 0 5,250 0
ALPHABET INC CL C COM 02079K107   24,360 160 SH   SOLE   160 0 0
ALPHABET INC CL C COM 02079K107   322,790 2,120 SH   DFND 14 0 2,120 0
ALPHABET INC CL C COM 02079K107   92,574 608 SH   DFND 1 0 608 0
AMAZON.COM COM 023135106   9,738,355 53,988 SH   SOLE   53,988 0 0
AMAZON.COM COM 023135106   1,596,724 8,852 SH   DFND 1 0 8,852 0
AMAZON.COM COM 023135106   5,046,130 27,975 SH   DFND 14 0 27,975 0
AMAZON.COM COM 023135106   1,068,751 5,925 SH   DFND 7 0 5,925 0
AMAZON.COM COM 023135106   959,622 5,320 SH   DFND 5 0 5,320 0
AMAZON.COM COM 023135106   503,260 2,790 SH   DFND 13 0 2,790 0
AMERICAN EXPRESS COM 025816109   546,456 2,400 SH   DFND 5 0 2,400 0
AMERICAN EXPRESS COM 025816109   201,506 885 SH   DFND 1 0 885 0
AMGEN INC COM 031162100   100,081 352 SH   SOLE   352 0 0
AMGEN INC COM 031162100   241,672 850 SH   DFND 7 0 850 0
ANALOG DEVICES COM 032654105   10,218,227 51,662 SH   SOLE   51,662 0 0
ANALOG DEVICES COM 032654105   1,946,649 9,842 SH   DFND 1 0 9,842 0
ANALOG DEVICES COM 032654105   5,193,965 26,260 SH   DFND 14 0 26,260 0
ANALOG DEVICES COM 032654105   1,174,477 5,938 SH   DFND 7 0 5,938 0
ANALOG DEVICES COM 032654105   839,619 4,245 SH   DFND 5 0 4,245 0
ANALOG DEVICES COM 032654105   617,896 3,124 SH   DFND 13 0 3,124 0
APPLE COM 037833100   12,379,313 72,191 SH   SOLE   72,191 0 0
APPLE COM 037833100   2,855,313 16,651 SH   DFND 1 0 16,651 0
APPLE COM 037833100   6,489,318 37,843 SH   DFND 14 0 37,843 0
APPLE COM 037833100   1,260,892 7,353 SH   DFND 7 0 7,353 0
APPLE COM 037833100   1,161,777 6,775 SH   DFND 5 0 6,775 0
APPLE COM 037833100   883,122 5,150 SH   DFND 13 0 5,150 0
APTARGROUP COM 038336103   8,443,034 58,677 SH   SOLE   58,677 0 0
APTARGROUP COM 038336103   2,036,763 14,155 SH   DFND 1 0 14,155 0
APTARGROUP COM 038336103   4,702,469 32,681 SH   DFND 14 0 32,681 0
APTARGROUP COM 038336103   974,135 6,770 SH   DFND 7 0 6,770 0
APTARGROUP COM 038336103   729,522 5,070 SH   DFND 5 0 5,070 0
APTARGROUP COM 038336103   550,235 3,824 SH   DFND 13 0 3,824 0
APTIV PLC COM G6095L109   1,949,035 24,470 SH   SOLE   24,470 0 0
APTIV PLC COM G6095L109   1,230,194 15,445 SH   DFND 14 0 15,445 0
APTIV PLC COM G6095L109   306,652 3,850 SH   DFND 7 0 3,850 0
APTIV PLC COM G6095L109   113,899 1,430 SH   DFND 5 0 1,430 0
ASML HOLDING NV COM N07059210   2,324,276 2,395 SH   SOLE   2,395 0 0
ASML HOLDING NV COM N07059210   1,902,121 1,960 SH   DFND 14 0 1,960 0
ASML HOLDING NV COM N07059210   19,409 20 SH   DFND 13 0 20 0
ASML HOLDING NV COM N07059210   58,228 60 SH   DFND 5 0 60 0
AUTOMATIC DATA PROCESSING COM 053015103   10,568,997 42,320 SH   SOLE   42,320 0 0
AUTOMATIC DATA PROCESSING COM 053015103   2,418,982 9,686 SH   DFND 1 0 9,686 0
AUTOMATIC DATA PROCESSING COM 053015103   5,479,296 21,940 SH   DFND 14 0 21,940 0
AUTOMATIC DATA PROCESSING COM 053015103   1,154,548 4,623 SH   DFND 7 0 4,623 0
AUTOMATIC DATA PROCESSING COM 053015103   1,010,198 4,045 SH   DFND 5 0 4,045 0
AUTOMATIC DATA PROCESSING COM 053015103   713,008 2,855 SH   DFND 13 0 2,855 0
BALL CORP COM 058498106   1,555,006 23,085 SH   SOLE   23,085 0 0
BALL CORP COM 058498106   1,021,851 15,170 SH   DFND 14 0 15,170 0
BALL CORP COM 058498106   145,767 2,164 SH   DFND 1 0 2,164 0
BALL CORP COM 058498106   163,685 2,430 SH   DFND 7 0 2,430 0
BALL CORP COM 058498106   207,132 3,075 SH   DFND 5 0 3,075 0
BALL CORP COM 058498106   117,880 1,750 SH   DFND 13 0 1,750 0
BECTON DICKINSON COM 075887109   4,378,628 17,695 SH   SOLE   17,695 0 0
BECTON DICKINSON COM 075887109   2,635,342 10,650 SH   DFND 14 0 10,650 0
BECTON DICKINSON COM 075887109   457,782 1,850 SH   DFND 1 0 1,850 0
BECTON DICKINSON COM 075887109   383,547 1,550 SH   DFND 7 0 1,550 0
BECTON DICKINSON COM 075887109   256,111 1,035 SH   DFND 5 0 1,035 0
BECTON DICKINSON COM 075887109   244,975 990 SH   DFND 13 0 990 0
BERKSHIRE HATHAWAY CL B COM 084670702   1,225,395 2,914 SH   SOLE   2,914 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   346,929 825 SH   DFND 14 0 825 0
BERKSHIRE HATHAWAY CL B COM 084670702   67,283 160 SH   DFND 13 0 160 0
BRISTOL-MYERS SQUIBB COM 110122108   36,605 675 SH   SOLE   675 0 0
BRISTOL-MYERS SQUIBB COM 110122108   262,039 4,832 SH   DFND 5 0 4,832 0
BRISTOL-MYERS SQUIBB COM 110122108   27,115 500 SH   DFND 1 0 500 0
CANADIAN NATL RAILWAY COM 136375102   9,858,362 74,849 SH   SOLE   74,849 0 0
CANADIAN NATL RAILWAY COM 136375102   2,388,034 18,131 SH   DFND 1 0 18,131 0
CANADIAN NATL RAILWAY COM 136375102   5,033,298 38,215 SH   DFND 14 0 38,215 0
CANADIAN NATL RAILWAY COM 136375102   1,050,651 7,977 SH   DFND 7 0 7,977 0
CANADIAN NATL RAILWAY COM 136375102   533,425 4,050 SH   DFND 5 0 4,050 0
CANADIAN NATL RAILWAY COM 136375102   644,062 4,890 SH   DFND 13 0 4,890 0
CARRIER GLOBAL COM 14448C104   1,410,815 24,270 SH   SOLE   24,270 0 0
CARRIER GLOBAL COM 14448C104   882,413 15,180 SH   DFND 14 0 15,180 0
CARRIER GLOBAL COM 14448C104   127,595 2,195 SH   DFND 1 0 2,195 0
CARRIER GLOBAL COM 14448C104   147,069 2,530 SH   DFND 7 0 2,530 0
CARRIER GLOBAL COM 14448C104   196,770 3,385 SH   DFND 5 0 3,385 0
CARRIER GLOBAL COM 14448C104   117,423 2,020 SH   DFND 13 0 2,020 0
CATERPILLAR COM 149123101   388,416 1,060 SH   SOLE   1,060 0 0
CATERPILLAR COM 149123101   659,574 1,800 SH   DFND 5 0 1,800 0
CHEVRON COM 166764100   3,326,894 21,091 SH   SOLE   21,091 0 0
CHEVRON COM 166764100   846,275 5,365 SH   DFND 1 0 5,365 0
CHEVRON COM 166764100   1,194,092 7,570 SH   DFND 14 0 7,570 0
CHEVRON COM 166764100   640,424 4,060 SH   DFND 7 0 4,060 0
CHEVRON COM 166764100   359,647 2,280 SH   DFND 5 0 2,280 0
CHEVRON COM 166764100   284,405 1,803 SH   DFND 13 0 1,803 0
CHUBB LIMITED COM H1467J104   544,173 2,100 SH   DFND 5 0 2,100 0
CHUBB LIMITED COM H1467J104   77,739 300 SH   DFND 1 0 300 0
CIGNA CORP NEW COM 125523100   98,061 270 SH   SOLE   270 0 0
CIGNA CORP NEW COM 125523100   424,932 1,170 SH   DFND 1 0 1,170 0
CISCO SYS INC COM 17275R102   176,182 3,530 SH   SOLE   3,530 0 0
CISCO SYS INC COM 17275R102   217,857 4,365 SH   DFND 14 0 4,365 0
CISCO SYS INC COM 17275R102   149,480 2,995 SH   DFND 1 0 2,995 0
COCA COLA COM 191216100   157,233 2,570 SH   SOLE   2,570 0 0
COCA COLA COM 191216100   789,834 12,910 SH   DFND 1 0 12,910 0
COCA COLA COM 191216100   409,906 6,700 SH   DFND 5 0 6,700 0
COLGATE-PALMOLIVE COM 194162103   490,682 5,449 SH   SOLE   5,449 0 0
COLGATE-PALMOLIVE COM 194162103   372,357 4,135 SH   DFND 1 0 4,135 0
COLGATE-PALMOLIVE COM 194162103   234,130 2,600 SH   DFND 7 0 2,600 0
CVS HEALTH COM 126650100   2,275,792 28,533 SH   SOLE   28,533 0 0
CVS HEALTH COM 126650100   294,314 3,690 SH   DFND 7 0 3,690 0
CVS HEALTH COM 126650100   2,019,922 25,325 SH   DFND 14 0 25,325 0
CVS HEALTH COM 126650100   575,867 7,220 SH   DFND 1 0 7,220 0
CVS HEALTH COM 126650100   169,091 2,120 SH   DFND 13 0 2,120 0
CVS HEALTH COM 126650100   171,484 2,150 SH   DFND 5 0 2,150 0
DANAHER CORP COM 235851102   9,544,548 38,221 SH   SOLE   38,221 0 0
DANAHER CORP COM 235851102   1,832,945 7,340 SH   DFND 1 0 7,340 0
DANAHER CORP COM 235851102   5,681,629 22,752 SH   DFND 14 0 22,752 0
DANAHER CORP COM 235851102   1,070,050 4,285 SH   DFND 7 0 4,285 0
DANAHER CORP COM 235851102   751,657 3,010 SH   DFND 5 0 3,010 0
DANAHER CORP COM 235851102   530,405 2,124 SH   DFND 13 0 2,124 0
DONALDSON INC COM 257651109   345,395 4,625 SH   DFND 1 0 4,625 0
DOVER CORP COM 260003108   230,347 1,300 SH   SOLE   1,300 0 0
ELI LILLY & CO COM 532457108   505,674 650 SH   SOLE   650 0 0
ELI LILLY & CO COM 532457108   1,851,545 2,380 SH   DFND 1 0 2,380 0
ELI LILLY & CO COM 532457108   38,898 50 SH   DFND 14 0 50 0
ELI LILLY & CO COM 532457108   917,993 1,180 SH   DFND 5 0 1,180 0
EMERSON ELECTRIC COM 291011104   844,979 7,450 SH   SOLE   7,450 0 0
EMERSON ELECTRIC COM 291011104   45,368 400 SH   DFND 13 0 400 0
EOG RESOURCES COM 26875P101   579,115 4,530 SH   SOLE   4,530 0 0
EOG RESOURCES COM 26875P101   843,744 6,600 SH   DFND 14 0 6,600 0
EOG RESOURCES COM 26875P101   31,960 250 SH   DFND 7 0 250 0
EOG RESOURCES COM 26875P101   57,528 450 SH   DFND 13 0 450 0
EXXON MOBIL COM 30231G102   1,081,032 9,300 SH   SOLE   9,300 0 0
EXXON MOBIL COM 30231G102   1,461,718 12,575 SH   DFND 1 0 12,575 0
EXXON MOBIL COM 30231G102   1,186,810 10,210 SH   DFND 5 0 10,210 0
EXXON MOBIL COM 30231G102   340,118 2,926 SH   DFND 13 0 2,926 0
FISERV COM 337738108   11,452,382 71,658 SH   SOLE   71,658 0 0
FISERV COM 337738108   2,023,960 12,664 SH   DFND 1 0 12,664 0
FISERV COM 337738108   6,155,467 38,515 SH   DFND 14 0 38,515 0
FISERV COM 337738108   1,221,824 7,645 SH   DFND 7 0 7,645 0
FISERV COM 337738108   853,439 5,340 SH   DFND 5 0 5,340 0
FISERV COM 337738108   787,593 4,928 SH   DFND 13 0 4,928 0
GENERAL MILLS COM 370334104   258,889 3,700 SH   SOLE   3,700 0 0
GENERAL MILLS COM 370334104   290,375 4,150 SH   DFND 1 0 4,150 0
GENERAL MILLS COM 370334104   50,238 718 SH   DFND 13 0 718 0
GILEAD SCIENCES COM 375558103   278,716 3,805 SH   DFND 1 0 3,805 0
HERSHEY COMPANY COM 427866108   525,150 2,700 SH   DFND 5 0 2,700 0
HOME DEPOT COM 437076102   9,038,383 23,562 SH   SOLE   23,562 0 0
HOME DEPOT COM 437076102   4,542,975 11,843 SH   DFND 14 0 11,843 0
HOME DEPOT COM 437076102   1,581,583 4,123 SH   DFND 1 0 4,123 0
HOME DEPOT COM 437076102   1,161,541 3,028 SH   DFND 7 0 3,028 0
HOME DEPOT COM 437076102   671,300 1,750 SH   DFND 5 0 1,750 0
HOME DEPOT COM 437076102   659,408 1,719 SH   DFND 13 0 1,719 0
HONEYWELL INTL COM 438516106   3,578,123 17,433 SH   SOLE   17,433 0 0
HONEYWELL INTL COM 438516106   101,599 495 SH   DFND 1 0 495 0
HONEYWELL INTL COM 438516106   1,476,774 7,195 SH   DFND 14 0 7,195 0
HONEYWELL INTL COM 438516106   2,052 10 SH   DFND 7 0 10 0
HONEYWELL INTL COM 438516106   24,630 120 SH   DFND 5 0 120 0
ILLINOIS TOOL WORKS COM 452308109   67,082 250 SH   SOLE   250 0 0
ILLINOIS TOOL WORKS COM 452308109   440,061 1,640 SH   DFND 1 0 1,640 0
ILLINOIS TOOL WORKS COM 452308109   268,330 1,000 SH   DFND 5 0 1,000 0
ILLUMINA COM 452327109   152,425 1,110 SH   SOLE   1,110 0 0
ILLUMINA COM 452327109   181,949 1,325 SH   DFND 14 0 1,325 0
INTEL COM 458140100   540,376 12,234 SH   SOLE   12,234 0 0
INTEL COM 458140100   845,502 19,142 SH   DFND 14 0 19,142 0
INTEL COM 458140100   183,305 4,150 SH   DFND 1 0 4,150 0
INTEL COM 458140100   88,340 2,000 SH   DFND 13 0 2,000 0
INTEL COM 458140100   167,846 3,800 SH   DFND 5 0 3,800 0
INTL BUSINESS MACH COM 459200101   137,682 721 SH   SOLE   721 0 0
INTL BUSINESS MACH COM 459200101   532,969 2,791 SH   DFND 1 0 2,791 0
INTUIT COM 461202103   409,500 630 SH   DFND 1 0 630 0
ISHARES S&P 500 COM 464287200   21,555 41 SH   SOLE   41 0 0
ISHARES S&P 500 COM 464287200   1,524,617 2,900 SH   DFND 14 0 2,900 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606   1,060,325 11,620 SH   DFND 14 0 11,620 0
JACOBS SOLUTIONS INC COM 46982L108   478,869 3,115 SH   DFND 1 0 3,115 0
JOHNSON & JOHNSON COM 478160104   8,403,053 53,120 SH   SOLE   53,120 0 0
JOHNSON & JOHNSON COM 478160104   2,101,554 13,285 SH   DFND 1 0 13,285 0
JOHNSON & JOHNSON COM 478160104   3,997,461 25,270 SH   DFND 14 0 25,270 0
JOHNSON & JOHNSON COM 478160104   917,502 5,800 SH   DFND 7 0 5,800 0
JOHNSON & JOHNSON COM 478160104   1,275,011 8,060 SH   DFND 5 0 8,060 0
JOHNSON & JOHNSON COM 478160104   544,806 3,444 SH   DFND 13 0 3,444 0
JPMORGAN CHASE COM 46625H100   287,430 1,435 SH   SOLE   1,435 0 0
JPMORGAN CHASE COM 46625H100   50,075 250 SH   DFND 13 0 250 0
JPMORGAN CHASE COM 46625H100   52,879 264 SH   DFND 1 0 264 0
KIMBERLY CLARK COM 494368103   213,427 1,650 SH   SOLE   1,650 0 0
MASTERCARD COM 57636Q104   12,865,624 26,716 SH   SOLE   26,716 0 0
MASTERCARD COM 57636Q104   2,098,200 4,357 SH   DFND 1 0 4,357 0
MASTERCARD COM 57636Q104   6,568,615 13,640 SH   DFND 14 0 13,640 0
MASTERCARD COM 57636Q104   1,345,025 2,793 SH   DFND 7 0 2,793 0
MASTERCARD COM 57636Q104   1,025,744 2,130 SH   DFND 5 0 2,130 0
MASTERCARD COM 57636Q104   815,298 1,693 SH   DFND 13 0 1,693 0
MEDTRONIC COM G5960L103   3,666,400 42,070 SH   SOLE   42,070 0 0
MEDTRONIC COM G5960L103   619,985 7,114 SH   DFND 1 0 7,114 0
MEDTRONIC COM G5960L103   2,138,225 24,535 SH   DFND 14 0 24,535 0
MEDTRONIC COM G5960L103   223,104 2,560 SH   DFND 7 0 2,560 0
MEDTRONIC COM G5960L103   356,008 4,085 SH   DFND 5 0 4,085 0
MEDTRONIC COM G5960L103   82,792 950 SH   DFND 13 0 950 0
MERCK COM 58933Y105   710,419 5,384 SH   SOLE   5,384 0 0
MERCK COM 58933Y105   1,024,064 7,761 SH   DFND 1 0 7,761 0
MERCK COM 58933Y105   31,140 236 SH   DFND 14 0 236 0
MERCK COM 58933Y105   923,650 7,000 SH   DFND 5 0 7,000 0
MERCK COM 58933Y105   65,975 500 SH   DFND 13 0 500 0
META PLATFORMS INC COM 30303M102   242,790 500 SH   SOLE   500 0 0
MICROSOFT COM 594918104   13,729,776 32,634 SH   SOLE   32,634 0 0
MICROSOFT COM 594918104   2,852,061 6,779 SH   DFND 1 0 6,779 0
MICROSOFT COM 594918104   7,604,514 18,075 SH   DFND 14 0 18,075 0
MICROSOFT COM 594918104   1,479,672 3,517 SH   DFND 7 0 3,517 0
MICROSOFT COM 594918104   1,584,011 3,765 SH   DFND 5 0 3,765 0
MICROSOFT COM 594918104   981,540 2,333 SH   DFND 13 0 2,333 0
MORGAN STANLEY COM 617446448   583,792 6,200 SH   DFND 5 0 6,200 0
MORGAN STANLEY COM 617446448   21,657 230 SH   DFND 1 0 230 0
NESTLE SA ADR COM 641069406   7,719,890 72,692 SH   SOLE   72,692 0 0
NESTLE SA ADR COM 641069406   1,367,537 12,877 SH   DFND 1 0 12,877 0
NESTLE SA ADR COM 641069406   3,658,059 34,445 SH   DFND 14 0 34,445 0
NESTLE SA ADR COM 641069406   628,173 5,915 SH   DFND 7 0 5,915 0
NESTLE SA ADR COM 641069406   1,256,452 11,831 SH   DFND 5 0 11,831 0
NESTLE SA ADR COM 641069406   528,133 4,973 SH   DFND 13 0 4,973 0
NEXTERA ENERGY COM 65339F101   2,124,049 33,235 SH   SOLE   33,235 0 0
NEXTERA ENERGY COM 65339F101   2,143,861 33,545 SH   DFND 14 0 33,545 0
NEXTERA ENERGY COM 65339F101   155,940 2,440 SH   DFND 7 0 2,440 0
NIKE INC CLASS B COM 654106103   3,792,093 40,350 SH   SOLE   40,350 0 0
NIKE INC CLASS B COM 654106103   555,704 5,913 SH   DFND 1 0 5,913 0
NIKE INC CLASS B COM 654106103   1,907,324 20,295 SH   DFND 14 0 20,295 0
NIKE INC CLASS B COM 654106103   417,741 4,445 SH   DFND 7 0 4,445 0
NIKE INC CLASS B COM 654106103   401,764 4,275 SH   DFND 5 0 4,275 0
NIKE INC CLASS B COM 654106103   136,271 1,450 SH   DFND 13 0 1,450 0
NOVARTIS AG ADR COM 66987V109   2,439,434 25,219 SH   SOLE   25,219 0 0
NOVARTIS AG ADR COM 66987V109   621,490 6,425 SH   DFND 1 0 6,425 0
NOVARTIS AG ADR COM 66987V109   80,286 830 SH   DFND 7 0 830 0
NOVARTIS AG ADR COM 66987V109   492,356 5,090 SH   DFND 5 0 5,090 0
NOVARTIS AG ADR COM 66987V109   1,315,528 13,600 SH   DFND 14 0 13,600 0
NOVARTIS AG ADR COM 66987V109   224,414 2,320 SH   DFND 13 0 2,320 0
NOVO NORDISK A S ADR COM 670100205   785,808 6,120 SH   SOLE   6,120 0 0
NOVO NORDISK A S ADR COM 670100205   256,800 2,000 SH   DFND 14 0 2,000 0
NOVO NORDISK A S ADR COM 670100205   2,568 20 SH   DFND 1 0 20 0
NOVO NORDISK A S ADR COM 670100205   205,440 1,600 SH   DFND 13 0 1,600 0
NOVOZYMES A S DKK 2.0 COM B798FW902   282,119 4,825 SH   SOLE   4,825 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   974,409 16,665 SH   DFND 14 0 16,665 0
NOVOZYMES A S DKK 2.0 COM B798FW902   73,088 1,250 SH   DFND 13 0 1,250 0
NOVOZYMES A S DKK 2.0 COM B798FW902   5,847 100 SH   DFND 1 0 100 0
NVIDIA CORP COM 67066G104   11,577,314 12,813 SH   SOLE   12,813 0 0
NVIDIA CORP COM 67066G104   2,759,472 3,054 SH   DFND 1 0 3,054 0
NVIDIA CORP COM 67066G104   7,744,413 8,571 SH   DFND 14 0 8,571 0
NVIDIA CORP COM 67066G104   1,443,889 1,598 SH   DFND 7 0 1,598 0
NVIDIA CORP COM 67066G104   2,105,295 2,330 SH   DFND 5 0 2,330 0
NVIDIA CORP COM 67066G104   686,706 760 SH   DFND 13 0 760 0
NXP SEMICONDUCTORS COM N6596X109   18,583 75 SH   SOLE   75 0 0
NXP SEMICONDUCTORS COM N6596X109   247,770 1,000 SH   DFND 14 0 1,000 0
O REILLY AUTOMOTIVE COM 67103H107   1,388,522 1,230 SH   SOLE   1,230 0 0
O REILLY AUTOMOTIVE COM 67103H107   135,466 120 SH   DFND 1 0 120 0
ORACLE COM 68389X105   34,543 275 SH   SOLE   275 0 0
ORACLE COM 68389X105   28,011 223 SH   DFND 14 0 223 0
ORACLE COM 68389X105   140,683 1,120 SH   DFND 1 0 1,120 0
ORACLE COM 68389X105   65,945 525 SH   DFND 13 0 525 0
PEPSICO COM 713448108   2,359,310 13,481 SH   SOLE   13,481 0 0
PEPSICO COM 713448108   1,330,601 7,603 SH   DFND 14 0 7,603 0
PEPSICO COM 713448108   227,513 1,300 SH   DFND 5 0 1,300 0
PEPSICO COM 713448108   434,025 2,480 SH   DFND 1 0 2,480 0
PEPSICO COM 713448108   136,508 780 SH   DFND 13 0 780 0
PEPSICO COM 713448108   26,251 150 SH   DFND 7 0 150 0
PFIZER COM 717081103   212,509 7,658 SH   SOLE   7,658 0 0
PFIZER COM 717081103   126,956 4,575 SH   DFND 1 0 4,575 0
PINTEREST INC COM 72352L106   198,312 5,720 SH   SOLE   5,720 0 0
PINTEREST INC COM 72352L106   74,540 2,150 SH   DFND 14 0 2,150 0
PRICE T ROWE GROUP COM 74144T108   219,456 1,800 SH   DFND 5 0 1,800 0
PROCTER & GAMBLE COM 742718109   10,380,106 63,976 SH   SOLE   63,976 0 0
PROCTER & GAMBLE COM 742718109   2,522,338 15,546 SH   DFND 1 0 15,546 0
PROCTER & GAMBLE COM 742718109   4,662,416 28,736 SH   DFND 14 0 28,736 0
PROCTER & GAMBLE COM 742718109   1,043,592 6,432 SH   DFND 7 0 6,432 0
PROCTER & GAMBLE COM 742718109   680,639 4,195 SH   DFND 5 0 4,195 0
PROCTER & GAMBLE COM 742718109   687,940 4,240 SH   DFND 13 0 4,240 0
ROCHE HLDG LTD ADR COM 771195104   41,815 1,310 SH   SOLE   1,310 0 0
ROCHE HLDG LTD ADR COM 771195104   373,783 11,710 SH   DFND 14 0 11,710 0
ROCHE HLDG LTD ADR COM 771195104   154,812 4,850 SH   DFND 1 0 4,850 0
ROCHE HLDG LTD ADR COM 771195104   79,800 2,500 SH   DFND 5 0 2,500 0
ROCKWELL AUTOMATION COM 773903109   7,759,575 26,635 SH   SOLE   26,635 0 0
ROCKWELL AUTOMATION COM 773903109   1,543,758 5,299 SH   DFND 1 0 5,299 0
ROCKWELL AUTOMATION COM 773903109   5,007,089 17,187 SH   DFND 14 0 17,187 0
ROCKWELL AUTOMATION COM 773903109   1,018,781 3,497 SH   DFND 7 0 3,497 0
ROCKWELL AUTOMATION COM 773903109   732,695 2,515 SH   DFND 5 0 2,515 0
ROCKWELL AUTOMATION COM 773903109   498,466 1,711 SH   DFND 13 0 1,711 0
RTX CORPORATION COM 75513E101   4,550,067 46,653 SH   SOLE   46,653 0 0
RTX CORPORATION COM 75513E101   1,243,703 12,752 SH   DFND 1 0 12,752 0
RTX CORPORATION COM 75513E101   2,171,505 22,265 SH   DFND 14 0 22,265 0
RTX CORPORATION COM 75513E101   878,745 9,010 SH   DFND 7 0 9,010 0
RTX CORPORATION COM 75513E101   392,558 4,025 SH   DFND 5 0 4,025 0
RTX CORPORATION COM 75513E101   409,626 4,200 SH   DFND 13 0 4,200 0
SCHNEIDER ELEC SA ADR COM 80687P106   4,600,804 101,563 SH   SOLE   101,563 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   493,634 10,897 SH   DFND 1 0 10,897 0
SCHNEIDER ELEC SA ADR COM 80687P106   2,349,711 51,870 SH   DFND 14 0 51,870 0
SCHNEIDER ELEC SA ADR COM 80687P106   472,705 10,435 SH   DFND 7 0 10,435 0
SCHNEIDER ELEC SA ADR COM 80687P106   447,111 9,870 SH   DFND 5 0 9,870 0
SCHNEIDER ELEC SA ADR COM 80687P106   283,578 6,260 SH   DFND 13 0 6,260 0
SPDR S&P 500 ETF COM 78462F103   254,212 486 SH   SOLE   486 0 0
TEXAS INSTRUMENTS COM 882508104   348,420 2,000 SH   DFND 5 0 2,000 0
TEXAS PACIFIC LAND COM 88262P102   303,718 525 SH   DFND 5 0 525 0
THERMO FISHER SCIENTIFIC COM 883556102   55,796 96 SH   SOLE   96 0 0
THERMO FISHER SCIENTIFIC COM 883556102   581,210 1,000 SH   DFND 5 0 1,000 0
TJX COS COM 872540109   7,387,534 72,841 SH   SOLE   72,841 0 0
TJX COS COM 872540109   1,309,941 12,916 SH   DFND 1 0 12,916 0
TJX COS COM 872540109   3,756,597 37,040 SH   DFND 14 0 37,040 0
TJX COS COM 872540109   802,232 7,910 SH   DFND 7 0 7,910 0
TJX COS COM 872540109   746,451 7,360 SH   DFND 5 0 7,360 0
TJX COS COM 872540109   376,370 3,711 SH   DFND 13 0 3,711 0
TOTAL ENERGIES ADR COM 89151E109   337,267 4,900 SH   DFND 5 0 4,900 0
TRACTOR SUPPLY COM 892356106   392,580 1,500 SH   SOLE   1,500 0 0
TRANE TECHNOLOGIES PLC COM G8994E103   480,320 1,600 SH   DFND 1 0 1,600 0
TRAVELERS COM 89417E109   362,470 1,575 SH   SOLE   1,575 0 0
UNILEVER PLC NEW ADR COM 904767704   27,203 542 SH   SOLE   542 0 0
UNILEVER PLC NEW ADR COM 904767704   260,988 5,200 SH   DFND 14 0 5,200 0
UNILEVER PLC NEW ADR COM 904767704   75,285 1,500 SH   DFND 5 0 1,500 0
UNION PACIFIC COM 907818108   169,692 690 SH   SOLE   690 0 0
UNION PACIFIC COM 907818108   22,871 93 SH   DFND 14 0 93 0
UNION PACIFIC COM 907818108   983,720 4,000 SH   DFND 5 0 4,000 0
UNITED HEALTH GROUP COM 91324P102   6,532,019 13,204 SH   SOLE   13,204 0 0
UNITED HEALTH GROUP COM 91324P102   834,064 1,686 SH   DFND 1 0 1,686 0
UNITED HEALTH GROUP COM 91324P102   2,809,896 5,680 SH   DFND 14 0 5,680 0
UNITED HEALTH GROUP COM 91324P102   792,015 1,601 SH   DFND 7 0 1,601 0
UNITED HEALTH GROUP COM 91324P102   296,820 600 SH   DFND 5 0 600 0
UNITED HEALTH GROUP COM 91324P102   348,763 705 SH   DFND 13 0 705 0
VERTEX PHARMACEUTICALS COM 92532F100   899,976 2,153 SH   SOLE   2,153 0 0
VERTEX PHARMACEUTICALS COM 92532F100   355,308 850 SH   DFND 14 0 850 0
VERTEX PHARMACEUTICALS COM 92532F100   125,403 300 SH   DFND 7 0 300 0
VERTEX PHARMACEUTICALS COM 92532F100   4,180 10 SH   DFND 5 0 10 0
VERTEX PHARMACEUTICALS COM 92532F100   112,863 270 SH   DFND 13 0 270 0
VERTEX PHARMACEUTICALS COM 92532F100   507,882 1,215 SH   DFND 1 0 1,215 0
VISA COM 92826C839   544,206 1,950 SH   SOLE   1,950 0 0
VISA COM 92826C839   706,631 2,532 SH   DFND 14 0 2,532 0
VISA COM 92826C839   446,528 1,600 SH   DFND 5 0 1,600 0
VISA COM 92826C839   13,954 50 SH   DFND 1 0 50 0
WAL-MART STORES COM 931142103   5,415 90 SH   SOLE   90 0 0
WAL-MART STORES COM 931142103   18,954 315 SH   DFND 14 0 315 0
WAL-MART STORES COM 931142103   606,514 10,080 SH   DFND 1 0 10,080 0
WASTE MANAGEMENT INC COM 94106L109   279,226 1,310 SH   SOLE   1,310 0 0
WASTE MANAGEMENT INC COM 94106L109   31,972 150 SH   DFND 7 0 150 0
XYLEM INC COM 98419M100   7,457,019 57,699 SH   SOLE   57,699 0 0
XYLEM INC COM 98419M100   1,363,224 10,548 SH   DFND 1 0 10,548 0
XYLEM INC COM 98419M100   4,457,488 34,490 SH   DFND 14 0 34,490 0
XYLEM INC COM 98419M100   879,090 6,802 SH   DFND 7 0 6,802 0
XYLEM INC COM 98419M100   604,197 4,675 SH   DFND 5 0 4,675 0
XYLEM INC COM 98419M100   422,615 3,270 SH   DFND 13 0 3,270 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   680,809 64,839 SH   SOLE   64,839 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   870,377 82,893 SH   DFND 14 0 82,893 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   2,007,331 114,770 SH   SOLE   114,770 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   860,353 49,191 SH   DFND 14 0 49,191 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   63,050 3,605 SH   DFND 7 0 3,605 0
NEUBERGER BERMAN ABSOLUTE RETU Equity Mutual Fu 64128R855   354,357 29,728 SH   SOLE   29,728 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581   292,582 20,332 SH   SOLE   20,332 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581   94,389 6,559 SH   DFND 7 0 6,559 0