REINSURANCE (TABLES)

12 Months Ended

Dec. 31, 2011

REINSURANCE [Abstract]

Breakdown of gross and net premiums written and earned [Table Text Block]

Gross and net premiums written and earned were as follows:
	Year ended December 31,	2011				2010				2009
		Premiums		Premiums		Premiums			Premiums	Premiums		Premiums
		written		earned		written			earned	written		earned
	Gross	$	4,096,153	$	3,973,956	$	3,750,536	$	3,632,177	$	3,587,295	$	3,540,298
	Ceded		(676,719)		(658,995)		(602,996)		(684,767)		(770,866)		(748,534)
	Net	$	3,419,434	$	3,314,961	$	3,147,540	$	2,947,410	$	2,816,429	$	2,791,764