The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 450 3,824 SH   SOLE   3,824 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1,723 13,262 SH   SOLE   13,262 0 0
AT&T INC COM COMMON STOCK 00206R102 508 15,128 SH   SOLE   15,128 0 0
ABBOTT LABS COM COMMON STOCK 002824100 1,394 19,008 SH   SOLE   19,008 0 0
ABBVIE INC COMMON STOCK 00287Y109 236 2,494 SH   SOLE   2,494 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 1,131 6,864 SH   SOLE   6,864 0 0
ALPHABET INC COMMON STOCK 02079K107 210 176 SH   SOLE   176 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 228 3,785 SH   SOLE   3,785 0 0
AMAZON COM INC COM COMMON STOCK 023135106 320 160 SH   SOLE   160 0 0
AMGEN INC COM COMMON STOCK 031162100 1,496 7,218 SH   SOLE   7,218 0 0
APPLE INC COM COMMON STOCK 037833100 3,240 14,351 SH   SOLE   14,351 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106 1,352 5,085 SH   SOLE   5,085 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 202 1,339 SH   SOLE   1,339 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,932 7,403 SH   SOLE   7,403 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 576 2,692 SH   SOLE   2,692 0 0
BOEING CO COM COMMON STOCK 097023105 286 768 SH   SOLE   768 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,498 40,240 SH   SOLE   40,240 0 0
CME GROUP INC COMMON STOCK 12572Q105 1,038 6,100 SH   SOLE   6,100 0 0
CSX CORP COM COMMON STOCK 126408103 2,318 31,306 SH   SOLE   31,306 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,415 19,751 SH   SOLE   19,751 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,588 32,637 SH   SOLE   32,637 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 567 2,415 SH   SOLE   2,415 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 2,622 24,135 SH   SOLE   24,135 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 710 6,069 SH   SOLE   6,069 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,591 22,640 SH   SOLE   22,640 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 1,988 30,917 SH   SOLE   30,917 0 0
EOG RES INC COMMON STOCK 26875P101 476 3,730 SH   SOLE   3,730 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,039 23,988 SH   SOLE   23,988 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 285 1,374 SH   SOLE   1,374 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 3,008 18,078 SH   SOLE   18,078 0 0
INTEL CORP COM COMMON STOCK 458140100 1,947 41,163 SH   SOLE   41,163 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 407 2,690 SH   SOLE   2,690 0 0
INVESCO QQQ UNIT SERIES 1 EXCHANGE TRADED INDEX FUNDS 46090E103 7,593 40,871 SH   SOLE   40,871 0 0
INVESCO WATER RES ETF TRUST EXCHANGE TRADED SECTOR FUNDS 46137V142 290 9,125 SH   SOLE   9,125 0 0
INVESCO S&P 500 EQUAL WEIGHT EXCHANGE TRADED INDEX FUNDS 46137V357 1,612 15,095 SH   SOLE   15,095 0 0
INVESCO DYNAMIC OIL & GAS SVCES ETF EXCHANGE TRADED SECTOR FUNDS 46137V670 222 21,950 SH   SOLE   21,950 0 0
INVESCO NATL AMT-FREE MUN BD ETF EXCHANGE TRADED BOND FUNDS 46138E537 695 28,050 SH   SOLE   28,050 0 0
INVESCO INTL CORP BD ETF EXCHANGE TRADED BOND FUNDS 46138E636 334 12,885 SH   SOLE   12,885 0 0
INVESCO SR LOAN ETF EXCHANGE TRADED BOND FUNDS 46138G508 368 15,876 SH   SOLE   15,876 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 4,410 44,209 SH   SOLE   44,209 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED BOND FUNDS 464287176 952 8,610 SH   SOLE   8,610 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 900 4,399 SH   SOLE   4,399 0 0
ISHARES CORE S&P 500 ETF EXCHANGE TRADED INDEX FUNDS 464287200 302 1,031 SH   SOLE   1,031 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 544 12,671 SH   SOLE   12,671 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 1,355 19,927 SH   SOLE   19,927 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 1,700 18,840 SH   SOLE   18,840 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 1,655 12,207 SH   SOLE   12,207 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,480 6,713 SH   SOLE   6,713 0 0
ISHARES TR CORE S&P MCP ETF EXCHANGE TRADED INDEX FUNDS 464287507 217 1,076 SH   SOLE   1,076 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 3,023 23,873 SH   SOLE   23,873 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 284 1,220 SH   SOLE   1,220 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 4,658 29,861 SH   SOLE   29,861 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 637 4,790 SH   SOLE   4,790 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 604 2,807 SH   SOLE   2,807 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 363 2,155 SH   SOLE   2,155 0 0
ISHARES US TELECOMUNICATIONS ETF EXCHANGE TRADED SECTOR FUNDS 464287713 251 8,450 SH   SOLE   8,450 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,940 15,151 SH   SOLE   15,151 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,201 15,013 SH   SOLE   15,013 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,839 9,065 SH   SOLE   9,065 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 652 5,935 SH   SOLE   5,935 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 1,435 27,691 SH   SOLE   27,691 0 0
ISHARES TR U.S. MED DVC ETF EXCHANGE TRADED SECTOR FUNDS 464288810 404 1,775 SH   SOLE   1,775 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 832 16,314 SH   SOLE   16,314 0 0
ISHARES TR CORE MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 46432F842 1,158 18,078 SH   SOLE   18,078 0 0
ISHARES IN CORE MSCI EMERGING MKTS EXCHANGE TRADED INDEX FUNDS 46434G103 435 8,406 SH   SOLE   8,406 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,951 26,149 SH   SOLE   26,149 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,809 20,331 SH   SOLE   20,331 0 0
LOWES COS INC COM COMMON STOCK 548661107 3,166 27,577 SH   SOLE   27,577 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,112 6,759 SH   SOLE   6,759 0 0
MASTERCARD INC COMMON STOCK 57636Q104 947 4,255 SH   SOLE   4,255 0 0
MCCORMICK INC NON-VOTING COMMON STOCK 579780206 337 2,555 SH   SOLE   2,555 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,473 8,807 SH   SOLE   8,807 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,624 34,751 SH   SOLE   34,751 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 994 8,693 SH   SOLE   8,693 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,793 22,729 SH   SOLE   22,729 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 522 34,000 SH   SOLE   34,000 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 469 2,599 SH   SOLE   2,599 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD COM EXCHANGE TRADED BOND FUNDS 670657105 149 11,779 SH   SOLE   11,779 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 411 3,020 SH   SOLE   3,020 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,267 20,281 SH   SOLE   20,281 0 0
PFIZER INC COM COMMON STOCK 717081103 394 8,953 SH   SOLE   8,953 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 833 5,180 SH   SOLE   5,180 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,574 18,915 SH   SOLE   18,915 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1,912 18,875 SH   SOLE   18,875 0 0
PULTE CORPORATION COMMON STOCK 745867101 784 31,643 SH   SOLE   31,643 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 5,228 17,983 SH   SOLE   17,983 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 500 1,890 SH   SOLE   1,890 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 695 14,585 SH   SOLE   14,585 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 825 13,543 SH   SOLE   13,543 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 364 6,286 SH   SOLE   6,286 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,289 23,902 SH   SOLE   23,902 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,385 11,819 SH   SOLE   11,819 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 353 4,660 SH   SOLE   4,660 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 1,810 65,666 SH   SOLE   65,666 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 714 9,105 SH   SOLE   9,105 0 0
SELECT SECTOR SPDR TR TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 81369Y803 261 3,461 SH   SOLE   3,461 0 0
SELECT SEC REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 81369Y860 681 20,896 SH   SOLE   20,896 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 334 6,345 SH   SOLE   6,345 0 0
SOUTHERN CO COM COMMON STOCK 842587107 845 19,384 SH   SOLE   19,384 0 0
TAKE-TWO INTERACTIVE SOFTWARCOM COMMON STOCK 874054109 878 6,360 SH   SOLE   6,360 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 230 2,141 SH   SOLE   2,141 0 0
THOR INDS INC COM COMMON STOCK 885160101 754 9,007 SH   SOLE   9,007 0 0
3M CO COM COMMON STOCK 88579Y101 274 1,300 SH   SOLE   1,300 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 1,465 12,545 SH   SOLE   12,545 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 202 760 SH   SOLE   760 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 507 4,460 SH   SOLE   4,460 0 0
VANECK VEC HIGH YLD MUN ETF EXCHANGE TRADED BOND FUNDS 92189F361 206 6,615 SH   SOLE   6,615 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 1,972 25,061 SH   SOLE   25,061 0 0
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF EXCHANGE TRADED INDEX FUNDS 922042874 707 12,580 SH   SOLE   12,580 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED INDEX FUNDS 922908363 4,878 18,266 SH   SOLE   18,266 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED INDEX FUNDS 922908512 1,560 13,799 SH   SOLE   13,799 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED INDEX FUNDS 922908538 3,645 25,581 SH   SOLE   25,581 0 0
VANGUARD INDEX FDS SML CP GRW ETF EXCHANGE TRADED INDEX FUNDS 922908595 1,307 6,978 SH   SOLE   6,978 0 0
VANGUARD SMALL-CAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908611 1,833 13,150 SH   SOLE   13,150 0 0
VANGUARD MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 922908629 1,816 11,060 SH   SOLE   11,060 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED INDEX FUNDS 922908736 2,793 17,343 SH   SOLE   17,343 0 0
VANGUARD VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908744 2,901 26,209 SH   SOLE   26,209 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED INDEX FUNDS 922908751 1,409 8,666 SH   SOLE   8,666 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,140 40,084 SH   SOLE   40,084 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 216 4,047 SH   SOLE   4,047 0 0