The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LTORD COMMON STOCK M22465104 591 5,949 SH   SOLE   5,949 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1,572 13,356 SH   SOLE   13,356 0 0
AT&T INC COM COMMON STOCK 00206R102 596 16,725 SH   SOLE   16,725 0 0
ABBOTT LABS COM COMMON STOCK 002824100 795 13,276 SH   SOLE   13,276 0 0
ABBVIE INC COMMON STOCK 00287Y109 242 2,558 SH   SOLE   2,558 0 0
AECOM COMMON STOCK 00766T100 218 6,110 SH   SOLE   6,110 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 1,039 5,662 SH   SOLE   5,662 0 0
AMAZON COM INC COM COMMON STOCK 023135106 217 150 SH   SOLE   150 0 0
AMGEN INC COM COMMON STOCK 031162100 1,178 6,910 SH   SOLE   6,910 0 0
APPLE INC COM COMMON STOCK 037833100 2,470 14,724 SH   SOLE   14,724 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413106 1,442 5,650 SH   SOLE   5,650 0 0
BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1,670 7,707 SH   SOLE   7,707 0 0
BERKSHIRE HATHAWAY B COMMON STOCK 084670702 494 2,475 SH   SOLE   2,475 0 0
BOEING CO COM COMMON STOCK 097023105 206 628 SH   SOLE   628 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,485 39,288 SH   SOLE   39,288 0 0
CSX CORP COM COMMON STOCK 126408103 1,784 32,021 SH   SOLE   32,021 0 0
CHEVRONTEXACO COMMON STOCK 166764100 2,236 19,612 SH   SOLE   19,612 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,418 33,062 SH   SOLE   33,062 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 420 2,230 SH   SOLE   2,230 0 0
DANAHER CORP DEL COM COMMON STOCK 235851102 2,540 25,943 SH   SOLE   25,943 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 623 6,200 SH   SOLE   6,200 0 0
DOMINION NEW RES INC VA NEW COMMON STOCK 25746U109 1,550 22,992 SH   SOLE   22,992 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 2,043 32,070 SH   SOLE   32,070 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,925 25,800 SH   SOLE   25,800 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 147 10,920 SH   SOLE   10,920 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 248 1,393 SH   SOLE   1,393 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 2,748 19,018 SH   SOLE   19,018 0 0
INTEL CORP COM COMMON STOCK 458140100 2,107 40,453 SH   SOLE   40,453 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 416 2,713 SH   SOLE   2,713 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED INDEX FUNDS 464287168 3,886 40,854 SH   SOLE   40,854 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED BOND FUNDS 464287176 601 5,320 SH   SOLE   5,320 0 0
ISHARES TRANSPORTATION AVG ETF EXCHANGE TRADED INDEX FUNDS 464287192 826 4,419 SH   SOLE   4,419 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED INDEX FUNDS 464287234 1,509 31,252 SH   SOLE   31,252 0 0
ISHARES MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 464287465 2,787 39,993 SH   SOLE   39,993 0 0
ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287473 2,069 23,943 SH   SOLE   23,943 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287481 1,891 15,377 SH   SOLE   15,377 0 0
ISHARES RUSSELL MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 464287499 1,679 8,131 SH   SOLE   8,131 0 0
ISHARES RUSSELL 1000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287598 3,282 27,357 SH   SOLE   27,357 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND COMMON STOCK 464287606 266 1,220 SH   SOLE   1,220 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287614 5,316 39,060 SH   SOLE   39,060 0 0
ISHARES RUSSELL 2000 VALUE ETF EXCHANGE TRADED INDEX FUNDS 464287630 661 5,420 SH   SOLE   5,420 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED INDEX FUNDS 464287648 585 3,072 SH   SOLE   3,072 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED INDEX FUNDS 464287655 358 2,360 SH   SOLE   2,360 0 0
ISHARES US TELECOMUNICATIONS ETF EXCHANGE TRADED SECTOR FUNDS 464287713 205 7,575 SH   SOLE   7,575 0 0
ISHARES DOW JONES US TECHNOLOGY EXCHANGE TRADED SECTOR FUNDS 464287721 2,660 15,813 SH   SOLE   15,813 0 0
ISHARES DOW JONES US REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 464287739 1,220 16,162 SH   SOLE   16,162 0 0
ISHARES DOW JONES US HEALTHCARE EXCHANGE TRADED SECTOR FUNDS 464287762 1,613 9,346 SH   SOLE   9,346 0 0
ISHARES GOVT/CREDIT BOND EXCHANGE TRADED BOND FUNDS 464288596 625 5,601 SH   SOLE   5,601 0 0
ISHARES 1-3 YR CR BD ETF EXCHANGE TRADED BOND FUNDS 464288646 1,176 11,333 SH   SOLE   11,333 0 0
ISHARES FLOATING RATE BOND EXCHANGE TRADED BOND FUNDS 46429B655 582 11,424 SH   SOLE   11,424 0 0
ISHARES TR CORE MSCI EAFE ETF EXCHANGE TRADED INDEX FUNDS 46432F842 1,021 15,494 SH   SOLE   15,494 0 0
ISHARES IN CORE MSCI EMERGING MKTS EXCHANGE TRADED INDEX FUNDS 46434G103 507 8,681 SH   SOLE   8,681 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,984 27,139 SH   SOLE   27,139 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,661 20,768 SH   SOLE   20,768 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,568 29,269 SH   SOLE   29,269 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,258 6,824 SH   SOLE   6,824 0 0
MASTERCARD INC COMMON STOCK 57636Q104 246 1,405 SH   SOLE   1,405 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,306 8,354 SH   SOLE   8,354 0 0
METLIFE, INC. COMMON STOCK 59156R108 1,600 34,878 SH   SOLE   34,878 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 813 8,913 SH   SOLE   8,913 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 2,217 24,270 SH   SOLE   24,270 0 0
NEOGENOMICS INC COM NEW COMMON STOCK 64049M209 318 39,000 SH   SOLE   39,000 0 0
NUVEEN INSD TAX-FREE ADVANTAGE MUN FD COM FIXED INCOME TAX FREE MUT FDS 670657105 202 15,558 SH   SOLE   15,558 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 536 3,545 SH   SOLE   3,545 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,312 21,186 SH   SOLE   21,186 0 0
PFIZER INC COM COMMON STOCK 717081103 348 9,817 SH   SOLE   9,817 0 0
POWERSHARES QQQ TRUST, SERIES 1 EXCHANGE TRADED INDEX FUNDS 73935A104 6,295 39,311 SH   SOLE   39,311 0 0
POWERSHARES WATER RESOURCE P EXCHANGE TRADED SECTOR FUNDS 73935X575 279 9,150 SH   SOLE   9,150 0 0
POWERSHARES OIL SERVICES EXCHANGE TRADED SECTOR FUNDS 73935X625 179 20,950 SH   SOLE   20,950 0 0
POWERSHARES SR LOAN ETF EXCHANGE TRADED BOND FUNDS 73936Q769 291 12,574 SH   SOLE   12,574 0 0
POWERSHARES INTL CORP BOND EXCHANGE TRADED BOND FUNDS 73936Q835 375 13,490 SH   SOLE   13,490 0 0
POWERSHARES NATL AMT-FR MUN EXCHANGE TRADED BOND FUNDS 73936T474 1,014 40,330 SH   SOLE   40,330 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 810 5,610 SH   SOLE   5,610 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,555 19,613 SH   SOLE   19,613 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 2,006 19,375 SH   SOLE   19,375 0 0
PULTE CORPORATION COMMON STOCK 745867101 904 30,670 SH   SOLE   30,670 0 0
S&P 500 EQUAL WEIGHT INDEX EXCHANGE TRADED INDEX FUNDS 78355W106 1,483 14,905 SH   SOLE   14,905 0 0
SPDR S&P 500 INDEX EXCHANGE TRADED INDEX FUNDS 78462F103 5,535 21,036 SH   SOLE   21,036 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE EXCHANGE TRADED INDEX FUNDS 78467X109 404 1,675 SH   SOLE   1,675 0 0
SPDR NUVEEN BARCLAYS SHT TRM EXCHANGE TRADED BOND FUNDS 78468R739 702 14,675 SH   SOLE   14,675 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 739 11,406 SH   SOLE   11,406 0 0
MATERIALS SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y100 301 5,286 SH   SOLE   5,286 0 0
CONSUMER STAPLES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y308 1,240 23,567 SH   SOLE   23,567 0 0
CONSUMER DISCRETIONARY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y407 1,185 11,699 SH   SOLE   11,699 0 0
ENERGY SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y506 362 5,365 SH   SOLE   5,365 0 0
FINANCIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y605 1,847 67,002 SH   SOLE   67,002 0 0
INDUSTRIAL SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y704 697 9,382 SH   SOLE   9,382 0 0
SELECT SEC REAL ESTATE EXCHANGE TRADED SECTOR FUNDS 81369Y860 582 18,722 SH   SOLE   18,722 0 0
UTILITIES SECTOR SPDR EXCHANGE TRADED SECTOR FUNDS 81369Y886 328 6,485 SH   SOLE   6,485 0 0
SOUTHERN CO COM COMMON STOCK 842587107 999 22,375 SH   SOLE   22,375 0 0
TAKE-TWO INTERACTIVE SOFTWARCOM COMMON STOCK 874054109 504 5,155 SH   SOLE   5,155 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 252 2,421 SH   SOLE   2,421 0 0
THOR INDS INC COM COMMON STOCK 885160101 1,204 10,454 SH   SOLE   10,454 0 0
3M CO COM COMMON STOCK 88579Y101 307 1,400 SH   SOLE   1,400 0 0
UNITED PARCEL SERVICES B COMMON STOCK 911312106 1,375 13,140 SH   SOLE   13,140 0 0
VANECK VEC HIGH YLD MUN ETF EXCHANGE TRADED BOND FUNDS 92189F361 205 6,615 SH   SOLE   6,615 0 0
VANGUARD BOND INDEX FUND INCTOTAL BD MARKET EXCHANGE TRADED BOND FUNDS 921937835 2,226 27,845 SH   SOLE   27,845 0 0
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF EXCHANGE TRADED INDEX FUNDS 922042874 6,119 105,232 SH   SOLE   105,232 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED INDEX FUNDS 922908363 4,034 16,666 SH   SOLE   16,666 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED INDEX FUNDS 922908512 1,483 13,558 SH   SOLE   13,558 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED INDEX FUNDS 922908538 3,319 25,606 SH   SOLE   25,606 0 0
VANGUARD INDEX FDS SML CP GRW ETF EXCHANGE TRADED INDEX FUNDS 922908595 1,057 6,445 SH   SOLE   6,445 0 0
VANGUARD SMALL-CAP VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908611 1,354 10,465 SH   SOLE   10,465 0 0
VANGUARD MID-CAP ETF EXCHANGE TRADED INDEX FUNDS 922908629 1,594 10,340 SH   SOLE   10,340 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED INDEX FUNDS 922908736 2,129 15,007 SH   SOLE   15,007 0 0
VANGUARD VALUE ETF EXCHANGE TRADED INDEX FUNDS 922908744 1,469 14,242 SH   SOLE   14,242 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED INDEX FUNDS 922908751 935 6,366 SH   SOLE   6,366 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,972 41,257 SH   SOLE   41,257 0 0
WESTROCK CO USD 0.01 COMMON STOCK 96145D105 289 4,501 SH   SOLE   4,501 0 0