X0306 4 2022-11-11 0 0000008177 ATLANTIC AMERICAN CORP AAME 0001213166 HOWELL HILTON H JR 4370 PEACHTREE ROAD, N.E. ATLANTA GA 30319 1 1 0 0 Chairman, President & CEO Common Stock 517272 D Common Stock 269171 I By 401(k) Plan Common Stock 2022-11-11 4 A 0 10000 0.00 A 64443 I By Spouse Common Stock 408765 I Trust F/B/O Children Represents grant of restricted stock, which vests in full on May 8, 2023. Based on most recent plan statement. Mr. Howell has an indirect interest in the following shares owned directly or indirectly by his spouse, Robin R. Howell: 31,900 shares owned directly, 2,175 shares owned in an IRA account and 30,368 shares held indirectly by her as custodian for their children. Mr. Howell disclaims beneficial ownership of all such shares. Shares held in a trust for the benefit of Mr. Howell's children and over which Mr. Howell's mother-in-law serves as trustee. Mr. Howell disclaims beneficial ownership of all such shares. /s/ Hilton H. Howell, Jr. 2022-11-15