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Segments (Tables)
 12 Months Ended
Dec. 31, 2015
Segment Reporting [Abstract]  
Operating Segment Information
The following is a summary of selected operating segment information for the years ended December 31, 2015 and 2014.
 
 
Arizona
 
Nevada
 
Southern California
 
Northern California
 
Central Business Lines
 
Corporate & Other
 
Consolidated Company
At December 31, 2015
 
(dollars in millions)
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash, cash equivalents, and investment securities
 
$
2.3

 
$
9.5

 
$
2.4

 
$
2.4

 
$
—

 
$
2,250.3

 
$
2,266.9

Loans, net of deferred loan fees and costs
 
2,811.7

 
1,737.2

 
1,761.9

 
1,188.4

 
3,597.9

 
39.6

 
11,136.7

Less: allowance for credit losses
 
(30.1
)
 
(18.6
)
 
(18.8
)
 
(12.7
)
 
(38.5
)
 
(0.4
)
 
(119.1
)
Total loans
 
2,781.6

 
1,718.6

 
1,743.1

 
1,175.7

 
3,559.4

 
39.2

 
11,017.6

Other assets acquired through foreclosure, net
 
8.4

 
20.8

 
—

 
0.3

 
—

 
14.4

 
43.9

Goodwill and other intangible assets, net
 
—

 
24.8

 
—

 
158.2

 
122.4

 
—

 
305.4

Other assets
 
43.9

 
62.3

 
15.7

 
16.1

 
28.4

 
474.9

 
641.3

Total assets
 
$
2,836.2

 
$
1,836.0

 
$
1,761.2

 
$
1,352.7

 
$
3,710.2

 
$
2,778.8

 
$
14,275.1

Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits
 
$
2,880.7

 
$
3,382.8

 
$
1,902.5

 
$
1,541.1

 
$
2,134.4

 
$
189.1

 
$
12,030.6

Borrowings and qualifying debt
 
—

 
—

 
—

 
—

 
—

 
360.3

 
360.3

Other liabilities
 
12.2

 
29.0

 
7.8

 
11.2

 
105.1

 
127.4

 
292.7

Total liabilities
 
2,892.9

 
3,411.8

 
1,910.3

 
1,552.3

 
2,239.5

 
676.8

 
12,683.6

Allocated equity:
 
309.2

 
244.4

 
191.3

 
293.2

 
428.6

 
124.8

 
1,591.5

Total liabilities and stockholders' equity
 
$
3,202.1

 
$
3,656.2

 
$
2,101.6

 
$
1,845.5

 
$
2,668.1

 
$
801.6

 
$
14,275.1

Excess funds provided (used)
 
365.9

 
1,820.2

 
340.4

 
492.8

 
(1,042.1
)
 
(1,977.2
)
 
—

 
 
Arizona
 
Nevada
 
Southern California
 
Northern California
 
Central Business Lines
 
Corporate & Other
 
Consolidated Company
At December 31, 2014
 
(dollars in millions)
Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash, cash equivalents, and investment securities
 
$
2.3

 
$
5.0

 
$
2.2

 
$
0.3

 
$
—

 
$
1,702.4

 
$
1,712.2

Loans, net of deferred loan fees and costs
 
2,341.9

 
1,668.7

 
1,553.1

 
198.6

 
2,590.0

 
46.0

 
8,398.3

Less: allowance for credit losses
 
(30.7
)
 
(21.9
)
 
(17.9
)
 
(5.1
)
 
(34.0
)
 
(0.6
)
 
(110.2
)
Total loans
 
2,311.2

 
1,646.8

 
1,535.2

 
193.5

 
2,556.0

 
45.4

 
8,288.1

Other assets acquired through foreclosure, net
 
15.5

 
21.0

 
—

 
—

 
—

 
20.6

 
57.1

Goodwill and other intangible assets, net
 
—

 
25.9

 
—

 
—

 
—

 
—

 
25.9

Other assets
 
34.8

 
64.2

 
6.2

 
15.3

 
22.9

 
373.8

 
517.2

Total assets
 
$
2,363.8

 
$
1,762.9

 
$
1,543.6

 
$
209.1

 
$
2,578.9

 
$
2,142.2

 
$
10,600.5

Liabilities:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Deposits
 
$
2,178.0

 
$
3,230.6

 
$
1,744.5

 
$
584.0

 
$
946.6

 
$
247.3

 
$
8,931.0

Borrowings and qualifying debt
 
—

 
—

 
—

 
—

 
—

 
430.7

 
430.7

Other liabilities
 
17.4

 
40.8

 
8.9

 
0.2

 
72.4

 
98.2

 
237.9

Total liabilities
 
2,195.4

 
3,271.4

 
1,753.4

 
584.2

 
1,019.0

 
776.2

 
9,599.6

Allocated equity:
 
250.8

 
209.0

 
70.9

 
126.8

 
232.9

 
110.5

 
1,000.9

Total liabilities and stockholders' equity
 
$
2,446.2

 
$
3,480.4

 
$
1,824.3

 
$
711.0

 
$
1,251.9

 
$
886.7

 
$
10,600.5

Excess funds provided (used)
 
82.4

 
1,717.5

 
280.7

 
501.9

 
(1,327.0
)
 
(1,255.5
)
 
—


 
 
Arizona
 
Nevada
 
Southern California
 
Northern California
 
Central Business Lines
 
Corporate & Other
 
Consolidated Company
Year Ended December 31, 2015:
 
(in thousands)
Net interest income (expense)
 
$
129,914

 
$
122,082

 
$
94,585

 
$
56,698

 
$
124,222

 
$
(34,925
)
 
$
492,576

Provision for (recovery of) credit losses
 
3,099

 
(6,887
)
 
152

 
3,038

 
3,917

 
(119
)
 
3,200

Net interest income (expense) after provision for credit losses
 
126,815

 
128,969

 
94,433

 
53,660

 
120,305

 
(34,806
)
 
489,376

Non-interest income
 
4,204

 
9,202

 
2,697

 
5,161

 
4,110

 
4,394

 
29,768

Non-interest expense
 
(59,917
)
 
(59,553
)
 
(47,549
)
 
(30,161
)
 
(45,831
)
 
(17,595
)
 
(260,606
)
Income (loss) from continuing operations before income taxes
 
71,102

 
78,618

 
49,581

 
28,660

 
78,584

 
(48,007
)
 
258,538

Income tax expense (benefit)
 
27,893

 
27,516

 
20,849

 
12,051

 
29,469

 
(53,484
)
 
64,294

Net income
 
$
43,209

 
$
51,102

 
$
28,732

 
$
16,609

 
$
49,115

 
$
5,477

 
$
194,244


 
 
Arizona
 
Nevada
 
Southern California
 
Northern California
 
Central Business Lines
 
Corporate & Other
 
Consolidated Company
Year Ended December 31, 2014:
 
(in thousands)
Net interest income (expense)
 
$
112,128

 
$
117,508

 
$
91,090

 
$
9,133

 
$
71,010

 
$
(15,976
)
 
$
384,893

Provision for (recovery of) credit losses
 
2,083

 
(7,542
)
 
(1,638
)
 
—

 
11,365

 
458

 
4,726

Net interest income (expense) after provision for credit losses
 
110,045

 
125,050

 
92,728

 
9,133

 
59,645

 
(16,434
)
 
380,167

Non-interest income
 
3,586

 
8,944

 
3,917

 
184

 
1,742

 
6,278

 
24,651

Non-interest expense
 
(54,859
)
 
(59,683
)
 
(49,764
)
 
(3,857
)
 
(27,804
)
 
(11,352
)
 
(207,319
)
Income (loss) from continuing operations before income taxes
 
58,772

 
74,311

 
46,881

 
5,460

 
33,583

 
(21,508
)
 
197,499

Income tax expense (benefit)
 
23,053

 
26,009

 
19,711

 
2,296

 
12,594

 
(35,273
)
 
48,390

Income from continuing operations
 
35,719

 
48,302

 
27,170

 
3,164

 
20,989

 
13,765

 
149,109

Loss from discontinued operations, net
 
—

 
—

 
—

 
—

 
—

 
(1,158
)
 
(1,158
)
Net income
 
$
35,719

 
$
48,302

 
$
27,170

 
$
3,164

 
$
20,989

 
$
12,607

 
$
147,951