8-K 1 abn02010_200401.htm MONTHLY DISTRIBUTION STATEMENTS

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 26, 2004

ABN AMRO MORTGAGE CORPORATION (as depositor under the Pooling and Servicing Agreement, dated as of December 1, 2002, providing for, inter alia, the issuance of ABN AMRO Mortgage Corporation Multi-Class Mortgage Pass-Through Certificates, Series 2002-10)
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction
of incorporation)
333-73036
(Commission
File Number)
36-3886007
(IRS Employer
Identification No.)
135 South LaSalle Street, Chicago, Illinois
(Address of principal executive offices)
60603
(Zip Code)

Registrant's telephone number, including area code 312-904-2000

(Former name or former address, if changed since last report.)

Item 5. Other Events and Regulation FD Disclosure.

This current report on Form 8-K relates to the monthly distribution reported to the holders of ABN AMRO Mortgage Corporation Multi-Class Mortgage Pass-Through Certificates, Series 2002-10, which was made on January 26, 2004.

Item 7. Financial Statements and Exhibits.

(c) Exhibits

99.1 Monthly distribution report pursuant to Section 4.02 of the Pooling and Servicing Agreement for the distribution on January 26, 2004.
(Exhibit No. Description)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

LASALLE BANK NATIONAL ASSOCIATION IN ITS CAPACITY AS AGENT FOR THE TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT ON BEHALF OF ABN AMRO Mortgage Corporation, REGISTRANT

Date: January 27, 2004 By: /s/ Russell Goldenberg
Russell Goldenberg
Group Senior Vice President
ABN AMRO MORTGAGE CORPORATION
STATEMENT DATE: 26-JAN-04
ABN AMRO MORTGAGE GROUP INC., AS SERVICER PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES
135 S. LASALLE STREET, SUITE 1625
CHICAGO, IL 60603
USA
PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10 NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ADMINISTRATOR: REPORTING PACKAGE TABLE OF CONTENTS ANALYST:
MEGAN OLSON 312.904.6709 KEVIN MA 714.238.6754
MEGAN.OLSON@ABNAMRO.COM KEVIN.MA@ABNAMRO.COM
PAGE(S)
ISSUE ID: ABN02010 CLOSING DATE: 23-DEC-02
STATEMENTS TO CERTIFICATEHOLDERS PAGE 2-4
CASH RECONCILIATION SUMMARY PAGE 5-7 FIRST PAYMENT DATE: 27-JAN-03
MONTHLY DATA FILE NAME: BOND INTEREST RECONCILIATION PAGE 8-9 RATED FINAL PAYMENT: DATE: 25-JAN-33
ABN02010_200401_3.ZIP OTHER RELATED INFORMATION PAGE 10
ASSET-BACKED FACTS ~ 15 MONTH LOAN STATUS SUMMARY PAGE 11-13
ASSET-BACKED FACTS ~ 15 MONTH PAYOFF/LOSS SUMMARY PAGE 14-16
MODIFIED LOAN DETAIL PAGE 17
REALIZED LOSS DETAIL PAGE 18
PARTIES TO THE TRANSACTION
DEPOSITOR: ABN AMRO MORTGAGE CORPORATION
UNDERWRITER: CREDIT SUISSE FIRST BOSTON LLC
MASTER SERVICER: ABN AMRO MORTGAGE GROUP, INC.
RATING AGENCY: STANDARD & POOR'S RATING SERVICES/FITCH RATINGS
INFORMATION IS AVAILABLE FOR THIS ISSUE FROM THE FOLLOWING SOURCES
LASALLE WEB SITE WWW.ETRUSTEE.NET
LASALLE FACTOR LINE 800.246.5761
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 1 OF 18
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PAYMENT DATE: 26-JAN-04
WAC: 6.065114% SERIES 2002-10 PRIOR PAYMENT: 26-DEC-03
NEXT PAYMENT: 25-FEB-04
WAMM: 294
RECORD DATE: 31-DEC-03
CURRENT INDEX: 1.141250%
NEXT INDEX: 1.100000% REMIC III
ABN AMRO ACCT: 67-9136-90-3
ORIGINAL OPENING PRINCIPAL PRINCIPAL NEGATIVE CLOSING INTEREST INTEREST PASS-THROUGH
CLASS FACE VALUE (1) BALANCE PAYMENT ADJ. OR LOSS AMORTIZATION BALANCE PAYMENT (2) ADJUSTMENT RATE
CUSIP PER $ 1000 PER $ 1000 PER $ 1000 PER $ 1000 PER $ 1000 PER $ 1000 PER $ 1000 NEXT RATE(3)
IA-1 126,416,000.00 85,669,540.95 4,863,032.07 0.00 0.00 80,806,508.88 285,548.71 (16.43) 4.00000000%
00077B5K5 677.679573393 38.468485556 0.000000000 0.000000000 639.211087837 2.258801971 (0.000129968) FIXED
IA-2 38,474,434.78 N 26,073,338.55 0.00 0.00 0.00 24,593,285.31 124,927.56 (7.19) 5.75000000%
00077B5L3 677.679573439 0.000000000 0.000000000 0.000000000 639.211087846 3.247027818 (0.000186877) FIXED
IA-3 20,352,000.00 20,352,000.00 0.00 0.00 0.00 20,352,000.00 97,514.39 (5.61) 5.75000000%
00077B5M1 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.791391018 (0.000275649) FIXED
IA-4 47,200,000.00 47,200,000.00 0.00 0.00 0.00 47,200,000.00 226,153.65 (13.02) 5.75000000%
00077B5N9 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.791390890 (0.000275847) FIXED
IA-5 3,802,661.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B5P4 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-6 800,000.00 800,000.00 0.00 0.00 0.00 800,000.00 3,833.11 (0.22) 5.75000000%
00077B5Q2 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.791387500 (0.000275000) FIXED
IA-7 75,000,000.00 25,310,425.13 1,830,478.17 0.00 0.00 23,479,946.96 94,908.63 (5.46) 4.50000000%
00077B5R0 337.472335067 24.406375600 0.000000000 0.000000000 313.065959467 1.265448400 (0.000072800) FIXED
IA-8 38,868,236.00 38,868,236.00 0.00 0.00 0.00 38,868,236.00 186,232.91 (10.72) 5.75000000%
00077B5S8 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.791390842 (0.000275804) FIXED
IA-9 7,951,000.00 6,767,309.79 211,707.51 0.00 0.00 6,555,602.28 26,785.73 (1.54) 4.75000000%
00077B5T6 851.126875865 26.626526223 0.000000000 0.000000000 824.500349642 3.368850459 (0.000193686) FIXED
IA-10 42,614,909.00 14,016,742.40 1,053,507.10 0.00 0.00 12,963,235.30 19,753.71 (1.14) 1.69125000%
00077B5U3 328.916398719 24.721561649 0.000000000 0.000000000 304.194837070 0.463539885 (0.000026751) 1.650000000%
IA-11 42,614,909.00 N 14,016,742.40 0.00 0.00 0.00 12,963,235.30 79,525.84 (4.57) 6.80875000%
00077B5V1 328.916398719 0.000000000 0.000000000 0.000000000 304.194837070 1.866150647 (0.000107239) 6.850000000%
IA-12 3,575,478.26 N 1,053,685.44 0.00 0.00 0.00 960,786.95 5,048.62 (0.29) 5.75000000%
00077B6N8 294.697761636 0.000000000 0.000000000 0.000000000 268.715645890 1.412012501 (0.000081108) FIXED
IA-13 4,090,000.00 4,090,000.00 0.00 0.00 0.00 4,090,000.00 16,188.65 (0.93) 4.75000000%
00077B6P3 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 3.958105134 (0.000227384) FIXED
IA-14 24,769,000.00 1,951,719.29 861,877.59 0.00 0.00 1,089,841.70 7,725.11 (0.45) 4.75000000%
00077B6Q1 78.796854536 34.796624410 0.000000000 0.000000000 44.000230126 0.311886229 (0.000018168) FIXED
IA-15 6,989,000.00 157,672.47 69,628.05 0.00 0.00 88,044.42 624.08 (0.04) 4.75000000%
00077B6R9 22.560090142 9.962519674 0.000000000 0.000000000 12.597570468 0.089294606 (0.000005723) FIXED
IA-16 201,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6S7 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-17 1,041,666.67 N 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6T5 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-18 25,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6U2 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-19 18,332,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6V0 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-20 15,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6W8 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-21 14,750,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6X6 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-22 250,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6Y4 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-23 7,339,194.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6Z1 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-24 6,790,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B7A5 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
IA-25 3,261,000.00 3,261,000.00 0.00 0.00 0.00 3,261,000.00 15,624.73 (0.90) 5.75000000%
00077B7B3 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.791392211 (0.000275989) FIXED
IA-26 1,974,889.00 1,974,889.00 0.00 0.00 0.00 1,974,889.00 9,462.47 (0.54) 5.75000000%
00077B7C1 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.791393339 (0.000273433) FIXED
IA-X 26,901,984.00 N 11,526,299.28 0.00 0.00 0.00 10,948,544.83 55,227.01 (3.17) 5.75000000%
00077B5W9 428.455361508 0.000000000 0.000000000 0.000000000 406.979084888 2.052897288 (0.000117835) FIXED
IIA-1 167,029,582.00 80,158,177.86 1,000,511.18 0.00 0.00 79,157,666.68 333,992.41 0.00 5.00000000%
00077B5X7 479.904079865 5.990023851 0.000000000 0.000000000 473.914056014 1.999600346 0.000000000 FIXED
IIA-2 20,000,000.00 6,651,702.31 153,734.38 0.00 0.00 6,497,967.93 27,715.43 0.00 5.00000000%
00077B5Y5 332.585115500 7.686719000 0.000000000 0.000000000 324.898396500 1.385771500 0.000000000 FIXED
IIA-3 5,665,069.00 5,665,069.00 0.00 0.00 0.00 5,665,069.00 23,604.45 0.00 5.00000000%
00077B5Z2 1000.000000000 0.000000000 0.000000000 0.000000000 1000.000000000 4.166665931 0.000000000 FIXED
IIA-X 18,516,528.00 N 7,574,035.99 0.00 0.00 0.00 7,450,490.39 31,558.48 0.00 5.00000000%
00077B6A6 409.041910557 0.000000000 0.000000000 0.000000000 402.369730978 1.704341116 0.000000000 FIXED
A-P 1,772,984.00 1,389,168.70 2,395.28 0.00 0.00 1,386,773.41 0.00 0.00 0.00000000%
00077B6B4 783.520155850 1.350987939 0.000000000 0.000000000 782.169162271 0.000000000 0.000000000 N/A
M 7,730,061.00 7,572,558.62 14,005.80 0.00 0.00 7,558,552.82 34,984.19 (1.46) 5.54406799%
00077B6C2 979.624691189 1.811861511 0.000000000 0.000000000 977.812829679 4.525732721 (0.000188873) 5.808290290%
B-1 3,865,030.00 3,786,278.82 7,002.90 0.00 0.00 3,779,275.92 17,492.09 (0.73) 5.54406799%
00077B6D0 979.624691141 1.811861745 0.000000000 0.000000000 977.812829396 4.525732012 (0.000188873) 5.808290290%
B-2 2,108,198.00 2,065,242.82 3,819.76 0.00 0.00 2,061,423.06 9,541.14 (0.40) 5.54406799%
00077B6E8 979.624693696 1.811860176 0.000000000 0.000000000 977.812833519 4.525732403 (0.000189735) 5.808290290%
B-3 1,054,099.00 1,032,621.41 1,909.88 0.00 0.00 1,030,711.53 4,770.57 (0.20) 5.54406799%
00077B6G3 979.624693696 1.811860176 0.000000000 0.000000000 977.812833519 4.525732403 (0.000189735) 5.808290290%
B-4 702,732.00 688,413.64 1,273.25 0.00 0.00 687,140.39 3,180.38 (0.13) 5.54406799%
00077B6H1 979.624721800 1.811857152 0.000000000 0.000000000 977.812864648 4.525736696 (0.000184992) 5.808290290%
B-5 1,054,102.47 1,032,626.22 1,909.89 0.00 0.00 1,030,716.33 4,770.59 (0.20) 5.54406799%
00077B6J7 979.626031993 1.811863699 0.000000000 0.000000000 977.814168294 4.525736478 (0.000189735) 5.808290290%
R 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A
00077B6F5 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 0.000000000 FIXED
TOTAL 702,732,846.47 360,461,394.43 10,076,792.81 0.00 0.00 350,384,601.61 1,746,694.64 (75.34)
TOTAL P&I PAYMENT 11,823,487.45
NOTES: (1) N DENOTES NOTIONAL BALANCE NOT INCLUDED IN TOTAL (2) ACCRUED INTEREST PLUS/MINUS INTEREST ADJUSTMENT MINUS DEFERRED INTEREST EQUALS INTEREST PAYMENT (3) ESTIMATED. * DENOTES CONTROLLING CLASS
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 2 OF 18
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
CASH RECONCILIATION SUMMARY
INTEREST SUMMARY PRINCIPAL SUMMARY SERVICING FEE SUMMARY
CURRENT SCHEDULED INTEREST 1,782,366.92 SCHEDULED PRINCIPAL:
LESS DEFERRED INTEREST 0.00 CURRENT SCHEDULED PRINCIPAL 651,222.93 CURRENT SERVICING FEES 73,544.33
LESS PPIS REDUCING SCHEDULED INT 0.00 PLUS FEES ADVANCED FOR PPIS 0.00
ADVANCED SCHEDULED PRINCIPAL 9,866.64 LESS REDUCTION FOR PPIS 0.00
PLUS GROSS ADVANCE INTEREST 37,947.39 SCHEDULED PRINCIPAL 661,089.57
LESS ASER INTEREST ADV REDUCTION 0.00 PLUS DELINQUENT SERVICING FEES 1,551.80
INTEREST NOT ADVANCED ( CURRENT PERIOD ) 0.00 UNSCHEDULED PRINCIPAL:
LESS OTHER ADJUSTMENT 75.34 CURTAILMENTS 291,548.36 TOTAL SERVICING FEES 75,096.12
PREPAYMENTS IN FULL 9,124,154.87
TOTAL 1,820,238.96
UNSCHEDULED INTEREST: LIQUIDATION PROCEEDS 0.00
REPURCHASE PROCEEDS 0.00
PREPAYMENT PENALTIES 0.00
YIELD MAINTENANCE PENALTIES 0.00 OTHER PRINCIPAL PROCEEDS 0.00
OTHER INTEREST PROCEEDS 0.00 TOTAL UNSCHEDULED PRINCIPAL 9,415,703.23
TOTAL 0.00 REMITTANCE PRINCIPAL 10,076,792.80
LESS FEE PAID TO SERVICER (73,544.33) REMITTANCE P&I DUE TRUST 11,826,491.28
LESS FEE STRIPS PAID BY SERVICER 0.00
REMITTANCE P&I DUE CERTS 11,823,487.44
LESS FEES & EXPENSES PAID BY/TO SERVICER PPIS SUMMARY
SPECIAL SERVICING FEES 0.00 POOL BALANCE SUMMARY
WORKOUT FEES 0.00 BALANCE COUNT GROSS PPIS 0.00
LIQUIDATION FEES 0.00
REDUCED BY PPIE 0.00
INTEREST DUE SERV ON ADVANCES 0.00 BEGINNING POOL 360,461,394.50 826 REDUCED BY SHORTFALLS IN FEES 0.00
RECOUP OF PRIOR ADVANCES 0.00 SCHEDULED PRINCIPAL 661,089.57 REDUCED BY OTHER AMOUNTS 0.00
MISC. FEES & EXPENSES 0.00
PLUS TRUSTEE FEES PAID BY SERVICER 3,003.84 UNSCHEDULED PRINCIPAL 9,415,703.23 18 PPIS REDUCING SCHEDULED INTEREST 0.00
DEFERRED INTEREST 0.00 PPIS REDUCING SERVICING FEE 0.00
TOTAL UNSCHEDULED FEES & EXPENSES 3,003.84 LIQUIDATIONS 0.00 0
TOTAL INTEREST DUE TRUST 1,749,698.48 PPIS DUE CERTIFICATE 0.00
REPURCHASES 0.00 0
LESS FEES & EXPENSES PAID BY/TO TRUST ADVANCE SUMMARY (ADVANCE MADE BY SERVICER)
ENDING POOL 350,384,601.70 808 PRINCIPAL INTEREST
TRUSTEE FEE (3,003.84)
FEE STRIPS 0.00 PRIOR OUTSTANDING 13,344.48 38,943.07
MISC. FEES 0.00
INTEREST RESERVE WITHHOLDING 0.00 PLUS CURRENT PERIOD 9,866.64 37,947.39
PLUS INTEREST RESERVE DEPOSIT 0.00 LESS RECOVERED (11,821.46) (29,184.72)
TOTAL (3,003.84) LESS NON RECOVERED 0.00 0.00
ENDING OUTSTANDING 11,389.66 47,705.74
TOTAL INTEREST DUE CERTS 1,746,694.64
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 5 OF 18
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
CASH RECONCILIATION SUMMARY GROUP I
INTEREST SUMMARY PRINCIPAL SUMMARY SERVICING FEE SUMMARY
CURRENT SCHEDULED INTEREST 1,330,700.18 SCHEDULED PRINCIPAL:
LESS DEFERRED INTEREST 0.00 CURRENT SCHEDULED PRINCIPAL 263,330.93 CURRENT SERVICING FEES 53,495.90
LESS PPIS REDUCING SCHEDULED INT 0.00 PLUS FEES ADVANCED FOR PPIS 0.00
ADVANCED SCHEDULED PRINCIPAL 6,630.17 LESS REDUCTION FOR PPIS 0.00
PLUS GROSS ADVANCE INTEREST 34,186.50 SCHEDULED PRINCIPAL 269,961.10
LESS ASER INTEREST ADV REDUCTION 0.00 PLUS DELINQUENT SERVICING FEES 1,380.17
INTEREST NOT ADVANCED ( CURRENT PERIOD ) 0.00 UNSCHEDULED PRINCIPAL:
LESS OTHER ADJUSTMENT 75.34 CURTAILMENTS 191,420.43 TOTAL SERVICING FEES 54,876.07
PREPAYMENTS IN FULL 8,442,654.02
TOTAL 1,364,811.34
UNSCHEDULED INTEREST: LIQUIDATION PROCEEDS 0.00
REPURCHASE PROCEEDS 0.00
PREPAYMENT PENALTIES 0.00
YIELD MAINTENANCE PENALTIES 0.00 OTHER PRINCIPAL PROCEEDS 0.00
OTHER INTEREST PROCEEDS 0.00 TOTAL UNSCHEDULED PRINCIPAL 8,634,074.45
TOTAL 0.00 REMITTANCE PRINCIPAL 8,904,035.55
LESS FEE PAID TO SERVICER (53,495.90) REMITTANCE P&I DUE TRUST 10,217,546.04
LESS FEE STRIPS PAID BY SERVICER 0.00
REMITTANCE P&I DUE CERTS 10,215,351.00
LESS FEES & EXPENSES PAID BY/TO SERVICER PPIS SUMMARY
SPECIAL SERVICING FEES 0.00 POOL BALANCE SUMMARY
WORKOUT FEES 0.00 BALANCE COUNT GROSS PPIS 0.00
LIQUIDATION FEES 0.00
REDUCED BY PPIE 0.00
INTEREST DUE SERV ON ADVANCES 0.00 BEGINNING POOL 263,405,125.91 599 REDUCED BY SHORTFALLS IN FEES 0.00
RECOUP OF PRIOR ADVANCES 0.00 SCHEDULED PRINCIPAL 269,961.10 REDUCED BY OTHER AMOUNTS 0.00
MISC. FEES & EXPENSES 0.00
PLUS TRUSTEE FEES PAID BY SERVICER 2,195.04 UNSCHEDULED PRINCIPAL 8,634,074.45 16 PPIS REDUCING SCHEDULED INTEREST 0.00
DEFERRED INTEREST 0.00 PPIS REDUCING SERVICING FEE 0.00
TOTAL UNSCHEDULED FEES & EXPENSES 2,195.04 LIQUIDATIONS 0.00 0
TOTAL INTEREST DUE TRUST 1,313,510.49 PPIS DUE CERTIFICATE 0.00
REPURCHASES 0.00 0
LESS FEES & EXPENSES PAID BY/TO TRUST ADVANCE SUMMARY (ADVANCE MADE BY SERVICER)
ENDING POOL 254,501,090.36 583 PRINCIPAL INTEREST
TRUSTEE FEE (2,195.04)
FEE STRIPS 0.00 PRIOR OUTSTANDING 5,554.72 29,652.43
MISC. FEES 0.00
INTEREST RESERVE WITHHOLDING 0.00 PLUS CURRENT PERIOD 6,630.17 34,186.50
PLUS INTEREST RESERVE DEPOSIT 0.00 LESS RECOVERED (4,031.70) (19,894.07)
TOTAL (2,195.04) LESS NON RECOVERED 0.00 0.00
ENDING OUTSTANDING 8,153.19 43,944.86
TOTAL INTEREST DUE CERTS 1,311,315.45
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 6 OF 18
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
CASH RECONCILIATION SUMMARY GROUP II
INTEREST SUMMARY PRINCIPAL SUMMARY SERVICING FEE SUMMARY
CURRENT SCHEDULED INTEREST 451,666.73 SCHEDULED PRINCIPAL:
LESS DEFERRED INTEREST 0.00 CURRENT SCHEDULED PRINCIPAL 387,892.00 CURRENT SERVICING FEES 20,048.43
LESS PPIS REDUCING SCHEDULED INT 0.00 PLUS FEES ADVANCED FOR PPIS 0.00
ADVANCED SCHEDULED PRINCIPAL 3,236.47 LESS REDUCTION FOR PPIS 0.00
PLUS GROSS ADVANCE INTEREST 3,760.89 SCHEDULED PRINCIPAL 391,128.47
LESS ASER INTEREST ADV REDUCTION 0.00 PLUS DELINQUENT SERVICING FEES 171.62
INTEREST NOT ADVANCED ( CURRENT PERIOD ) 0.00 UNSCHEDULED PRINCIPAL:
LESS OTHER ADJUSTMENT 0.00 CURTAILMENTS 100,127.93 TOTAL SERVICING FEES 20,220.06
PREPAYMENTS IN FULL 681,500.85
TOTAL 455,427.62
UNSCHEDULED INTEREST: LIQUIDATION PROCEEDS 0.00
REPURCHASE PROCEEDS 0.00
PREPAYMENT PENALTIES 0.00
YIELD MAINTENANCE PENALTIES 0.00 OTHER PRINCIPAL PROCEEDS 0.00
OTHER INTEREST PROCEEDS 0.00 TOTAL UNSCHEDULED PRINCIPAL 781,628.78
TOTAL 0.00 REMITTANCE PRINCIPAL 1,172,757.25
LESS FEE PAID TO SERVICER (20,048.43) REMITTANCE P&I DUE TRUST 1,608,945.24
LESS FEE STRIPS PAID BY SERVICER 0.00
REMITTANCE P&I DUE CERTS 1,608,136.44
LESS FEES & EXPENSES PAID BY/TO SERVICER PPIS SUMMARY
SPECIAL SERVICING FEES 0.00 POOL BALANCE SUMMARY
WORKOUT FEES 0.00 BALANCE COUNT GROSS PPIS 0.00
LIQUIDATION FEES 0.00
REDUCED BY PPIE 0.00
INTEREST DUE SERV ON ADVANCES 0.00 BEGINNING POOL 97,056,268.59 227 REDUCED BY SHORTFALLS IN FEES 0.00
RECOUP OF PRIOR ADVANCES 0.00 SCHEDULED PRINCIPAL 391,128.47 REDUCED BY OTHER AMOUNTS 0.00
MISC. FEES & EXPENSES 0.00
PLUS TRUSTEE FEES PAID BY SERVICER 808.80 UNSCHEDULED PRINCIPAL 781,628.78 2 PPIS REDUCING SCHEDULED INTEREST 0.00
DEFERRED INTEREST 0.00 PPIS REDUCING SERVICING FEE 0.00
TOTAL UNSCHEDULED FEES & EXPENSES 808.80 LIQUIDATIONS 0.00 0
TOTAL INTEREST DUE TRUST 436,187.99 PPIS DUE CERTIFICATE 0.00
REPURCHASES 0.00 0
LESS FEES & EXPENSES PAID BY/TO TRUST ADVANCE SUMMARY (ADVANCE MADE BY SERVICER)
ENDING POOL 95,883,511.34 225 PRINCIPAL INTEREST
TRUSTEE FEE (808.80)
FEE STRIPS 0.00 PRIOR OUTSTANDING 7,789.76 9,290.65
MISC. FEES 0.00
INTEREST RESERVE WITHHOLDING 0.00 PLUS CURRENT PERIOD 3,236.47 3,760.89
PLUS INTEREST RESERVE DEPOSIT 0.00 LESS RECOVERED (7,789.76) (9,290.65)
TOTAL (808.80) LESS NON RECOVERED 0.00 0.00
ENDING OUTSTANDING 3,236.47 3,760.89
TOTAL INTEREST DUE CERTS 435,379.19
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 7 OF 18
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES
PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
BOND INTEREST RECONCILIATION
DEDUCTIONS ADDITIONS
REMAINING
ACCRUAL PASS ACCRUED
DEFERRED &
PRIOR INT ACCRUAL PREPAY- OTHER DISTRIBUTABLE INTEREST CURRENT PERIOD OUTSTANDING
CREDIT SUPPORT
THRU CERTIFICATE ALLOCABLE ACCRETION INTEREST INT. SHORT- ON PRIOR MENT INTEREST CERTIFICATE PAYMENT (SHORTFALL)/ INTEREST
CLASS METHOD DAYS RATE INTEREST PPIS INTEREST LOSS/EXP FALLS DUE SHORTFALL (3) PENALTIES PROCEEDS (1)
INTEREST (2)
AMOUNT RECOVERY SHORTFALLS ORIGINAL CURRENT(4)
IA-1 30/360 30 4.000000000% 285,565.14 0.00 0.00 16.43 0.00 0.00 0.00 0.00 285,565.14 285,548.71 0.00 0.00 2.35% 4.61%
IA-2 30/360 30 5.750000000% 124,934.75 0.00 0.00 7.19 0.00 0.00 0.00 0.00 124,934.75 124,927.56 0.00 0.00 NA NA
IA-3 30/360 30 5.750000000% 97,520.00 0.00 0.00 5.61 0.00 0.00 0.00 0.00 97,520.00 97,514.39 0.00 0.00 2.35% 4.61%
IA-4 30/360 30 5.750000000% 226,166.67 0.00 0.00 13.01 0.00 0.00 0.00 0.00 226,166.67 226,153.65 0.00 0.00 2.35% 4.61%
IA-5 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-6 30/360 30 5.750000000% 3,833.33 0.00 0.00 0.22 0.00 0.00 0.00 0.00 3,833.33 3,833.11 0.00 0.00 2.35% 4.61%
IA-7 30/360 30 4.500000000% 94,914.09 0.00 0.00 5.46 0.00 0.00 0.00 0.00 94,914.09 94,908.63 0.00 0.00 2.35% 4.61%
IA-8 30/360 30 5.750000000% 186,243.63 0.00 0.00 10.72 0.00 0.00 0.00 0.00 186,243.63 186,232.91 0.00 0.00 2.35% 4.61%
IA-9 30/360 30 4.750000000% 26,787.27 0.00 0.00 1.54 0.00 0.00 0.00 0.00 26,787.27 26,785.73 0.00 0.00 2.35% 4.61%
IA-10 30/360 30 1.691250000% 19,754.85 0.00 0.00 1.14 0.00 0.00 0.00 0.00 19,754.85 19,753.71 0.00 0.00 2.35% 4.61%
IA-11 30/360 30 6.808750000% 79,530.41 0.00 0.00 4.58 0.00 0.00 0.00 0.00 79,530.41 79,525.84 0.00 0.00 NA NA
IA-12 30/360 30 5.750000000% 5,048.91 0.00 0.00 0.29 0.00 0.00 0.00 0.00 5,048.91 5,048.62 0.00 0.00 NA NA
IA-13 30/360 30 4.750000000% 16,189.58 0.00 0.00 0.93 0.00 0.00 0.00 0.00 16,189.58 16,188.65 0.00 0.00 2.35% 4.61%
IA-14 30/360 30 4.750000000% 7,725.56 0.00 0.00 0.44 0.00 0.00 0.00 0.00 7,725.56 7,725.11 0.00 0.00 2.35% 4.61%
IA-15 30/360 30 4.750000000% 624.12 0.00 0.00 0.04 0.00 0.00 0.00 0.00 624.12 624.08 0.00 0.00 2.35% 4.61%
IA-16 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-17 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 NA NA
IA-18 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-19 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-20 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-21 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-22 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-23 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-24 30/360 30 N/A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
IA-25 30/360 30 5.750000000% 15,625.63 0.00 0.00 0.90 0.00 0.00 0.00 0.00 15,625.63 15,624.73 0.00 0.00 2.35% 4.61%
IA-26 30/360 30 5.750000000% 9,463.01 0.00 0.00 0.54 0.00 0.00 0.00 0.00 9,463.01 9,462.47 0.00 0.00 2.35% 4.61%
IA-X 30/360 30 5.750000000% 55,230.18 0.00 0.00 3.18 0.00 0.00 0.00 0.00 55,230.18 55,227.01 0.00 0.00 NA NA
IIA-1 30/360 30 5.000000000% 333,992.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 333,992.41 333,992.41 0.00 0.00 2.35% 4.61%
IIA-2 30/360 30 5.000000000% 27,715.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27,715.43 27,715.43 0.00 0.00 2.35% 4.61%
IIA-3 30/360 30 5.000000000% 23,604.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23,604.45 23,604.45 0.00 0.00 2.35% 4.61%
IIA-X 30/360 30 5.000000000% 31,558.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 31,558.48 31,558.48 0.00 0.00 NA NA
A-P 30/360 30 0.000000000% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.35% 4.61%
M 30/360 30 5.544067985% 34,985.65 0.00 0.00 1.46 0.00 0.00 0.00 0.00 34,985.65 34,984.19 0.00 0.00 1.25% 2.45%
B-1 30/360 30 5.544067985% 17,492.82 0.00 0.00 0.73 0.00 0.00 0.00 0.00 17,492.82 17,492.09 0.00 0.00 0.70% 1.37%
B-2 30/360 30 5.544067985% 9,541.54 0.00 0.00 0.40 0.00 0.00 0.00 0.00 9,541.54 9,541.14 0.00 0.00 0.40% 0.78%
B-3 30/360 30 5.544067985% 4,770.77 0.00 0.00 0.20 0.00 0.00 0.00 0.00 4,770.77 4,770.57 0.00 0.00 0.25% 0.49%
B-4 30/360 30 5.544067985% 3,180.51 0.00 0.00 0.13 0.00 0.00 0.00 0.00 3,180.51 3,180.38 0.00 0.00 0.15% 0.29%
B-5 30/360 30 5.544067985% 4,770.79 0.00 0.00 0.20 0.00 0.00 0.00 0.00 4,770.79 4,770.59 0.00 0.00 0.00% 0.00%
1,746,769.98 0.00 0.00 75.34 0.00 0.00 0.00 0.00 1,746,769.98 1,746,694.64 0.00 0.00
(1) OTHER INTEREST PROCEEDS ARE ADDITIONAL INTEREST AMOUNTS SPECIFICALLY ALLOCATED TO THE BOND(S) AND USED IN DETERMINING THE BONDS DISTRIBUTABLE INTEREST.
(2) ACCRUED - DEDUCTIONS + ADDITIONS INTEREST
(3) INCLUDES INTEREST ACCRUED ON OUTSTANDING INTEREST SHORTFALLS AND/OR LOSS ALLOCATIONS. WHERE APPLICABLE.
(4) DETERMINED AS FOLLOWS: (A) THE ENDING BALANCE OF ALL THE CLASSES LESS (B) THE SUM OF (I) THE ENDING BALANCE OF THE CLASS AND (II) THE ENDING BALANCE OF ALL CLASSES WHICH ARE NOT SUBORDINATE TO THE CLASS DIVIDED BY (A).
PAGE 8 OF 18
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A.
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PAYMENT DATE: 26-JAN-04
PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10 NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
OTHER RELATED INFORMATION
SPECIAL HAZARD COVERAGE FRAUD LOSS COVERAGE BANKRUPTCY LOSS COVERAGE
BEGINNING
BALANCE
CURRENT
REDUCTION
ENDING
BALANCE
BEGINNING
BALANCE
CURRENT
REDUCTION
ENDING
BALANCE
BEGINNING
BALANCE
CURRENT
REDUCTION
ENDING
BALANCE
3,964,546.59 0.00 3,964,546.59 7,027,328.47 0.00 7,027,328.47 123,993.00 0.00 123,993.00
TOTAL
NUMBER OF PAYOFFS: 18
AGGREGATE PAYOFF AMOUNTS: 9,124,154.87
NUMBER OF CURTAILMENTS: 173
AGGREGATE CURTAILMENT AMOUNTS: 291,548.36
NUMBER OF LOANS IN FORECLOSURE: 1
BOOK VALUE OF LOANS IN FORECLOSURE: 345,736.48
PRIOR REALIZED LOSSES ALLOCATED TO THE CERTIFICATES: 0.00
CURRENT REALIZED LOSSES ALLOCATED TO THE CERTIFICATES: 0.00
CUMULATIVE REALIZED LOSSES ALLOCATED TO THE CERTIFICATES SINCE CUTOFF: 0.00
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 10 OF 18
ABN AMRO MORTGAGE CORPORATION
STATEMENT DATE: 26-JAN-04
ABN AMRO MORTGAGE GROUP INC., AS SERVICER PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES
PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL LOAN STATUS SUMMARY
DELINQUENCY AGING CATEGORIES SPECIAL EVENT CATEGORIES (1)
DISTRIBUTION
DATE
DELINQ 1 MONTH DELINQ 2 MONTHS DELINQ 3+ MONTHS FORECLOSURE REO MODIFICATIONS SPECIALLY SERVICED BANKRUPTCY
# BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE
26-JAN-04 0 0 0 0 0 0 1 345,736 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.12% 0.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
26-DEC-03 0 0 0 0 1 322,246 1 346,046 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.12% 0.09% 0.12% 0.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-NOV-03 1 309,777 0 0 1 389,778 2 692,253 0 0 0 0 0 0 0 0
0.12% 0.08% 0.00% 0.00% 0.12% 0.11% 0.24% 0.19% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-OCT-03 3 1,251,989 1 390,175 1 346,661 1 346,250 0 0 0 0 0 0 0 0
0.35% 0.33% 0.12% 0.10% 0.12% 0.09% 0.12% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-SEP-03 3 1,278,907 1 346,966 0 0 1 346,600 0 0 0 0 0 0 0 0
0.33% 0.32% 0.11% 0.09% 0.00% 0.00% 0.11% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-AUG-03 6 2,487,268 1 347,357 0 0 1 346,948 0 0 0 0 0 0 0 0
0.59% 0.55% 0.10% 0.08% 0.00% 0.00% 0.10% 0.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUL-03 4 1,956,820 0 0 0 0 1 347,294 0 0 0 0 0 0 0 0
0.35% 0.38% 0.00% 0.00% 0.00% 0.00% 0.09% 0.07% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUN-03 7 3,050,221 0 0 0 0 1 347,639 0 0 0 0 0 0 0 0
0.56% 0.54% 0.00% 0.00% 0.00% 0.00% 0.08% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-MAY-03 3 1,340,272 0 0 1 347,981 0 0 0 0 0 0 0 0 0 0
0.23% 0.22% 0.00% 0.00% 0.08% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-APR-03 4 2,602,762 1 348,322 1 434,147 0 0 0 0 0 0 0 0 0 0
0.28% 0.40% 0.07% 0.05% 0.07% 0.07% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-MAR-03 3 1,370,648 1 434,522 0 0 0 0 0 0 0 0 0 0 0 0
0.21% 0.20% 0.07% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-FEB-03 2 1,275,973 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.13% 0.18% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-JAN-03 1 345,151 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.07% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
(1) NOTE: MODIFICATION, SPECIALLY SERVICED & BANKRUPTCY TOTALS ARE INCLUDED IN THE APPROPRIATE DELINQUENCY AGING CATEGORY
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 11 OF 18
ABN AMRO MORTGAGE CORPORATION
STATEMENT DATE: 26-JAN-04
ABN AMRO MORTGAGE GROUP INC., AS SERVICER PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES
PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL LOAN STATUS SUMMARY
GROUP I
DELINQUENCY AGING CATEGORIES SPECIAL EVENT CATEGORIES (1)
DISTRIBUTION
DATE
DELINQ 1 MONTH DELINQ 2 MONTHS DELINQ 3+ MONTHS FORECLOSURE REO MODIFICATIONS SPECIALLY SERVICED BANKRUPTCY
# BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE
26-JAN-04 0 0 0 0 0 0 1 345,736 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.17% 0.14% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
26-DEC-03 0 0 0 0 0 0 1 346,046 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.17% 0.13% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-NOV-03 1 309,777 0 0 1 389,778 2 692,253 0 0 0 0 0 0 0 0
0.16% 0.11% 0.00% 0.00% 0.16% 0.14% 0.33% 0.26% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-OCT-03 1 337,598 1 390,175 1 346,661 1 346,250 0 0 0 0 0 0 0 0
0.16% 0.12% 0.16% 0.14% 0.16% 0.12% 0.16% 0.12% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-SEP-03 3 1,278,907 1 346,966 0 0 1 346,600 0 0 0 0 0 0 0 0
0.45% 0.43% 0.15% 0.12% 0.00% 0.00% 0.15% 0.12% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-AUG-03 5 1,871,990 1 347,357 0 0 1 346,948 0 0 0 0 0 0 0 0
0.67% 0.57% 0.13% 0.11% 0.00% 0.00% 0.13% 0.11% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUL-03 3 1,339,219 0 0 0 0 1 347,294 0 0 0 0 0 0 0 0
0.35% 0.35% 0.00% 0.00% 0.00% 0.00% 0.12% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUN-03 5 2,030,442 0 0 0 0 1 347,639 0 0 0 0 0 0 0 0
0.54% 0.49% 0.00% 0.00% 0.00% 0.00% 0.11% 0.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-MAY-03 2 718,061 0 0 1 347,981 0 0 0 0 0 0 0 0 0 0
0.21% 0.16% 0.00% 0.00% 0.10% 0.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-APR-03 3 1,978,262 1 348,322 1 434,147 0 0 0 0 0 0 0 0 0 0
0.29% 0.42% 0.10% 0.07% 0.10% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-MAR-03 1 348,661 1 434,522 0 0 0 0 0 0 0 0 0 0 0 0
0.09% 0.07% 0.09% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-FEB-03 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-JAN-03 1 345,151 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.09% 0.07% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
(1) NOTE: MODIFICATION, SPECIALLY SERVICED & BANKRUPTCY TOTALS ARE INCLUDED IN THE APPROPRIATE DELINQUENCY AGING CATEGORY
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 12 OF 18
ABN AMRO MORTGAGE CORPORATION
STATEMENT DATE: 26-JAN-04
ABN AMRO MORTGAGE GROUP INC., AS SERVICER PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES
PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL LOAN STATUS SUMMARY
GROUP II
DELINQUENCY AGING CATEGORIES SPECIAL EVENT CATEGORIES (1)
DISTRIBUTION
DATE
DELINQ 1 MONTH DELINQ 2 MONTHS DELINQ 3+ MONTHS FORECLOSURE REO MODIFICATIONS SPECIALLY SERVICED BANKRUPTCY
# BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE # BALANCE
26-JAN-04 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
26-DEC-03 0 0 0 0 1 322,246 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.44% 0.33% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-NOV-03 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-OCT-03 2 914,391 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.84% 0.89% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-SEP-03 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-AUG-03 1 615,278 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.36% 0.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUL-03 1 617,600 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.33% 0.45% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUN-03 2 1,019,779 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.60% 0.67% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-MAY-03 1 622,211 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.29% 0.38% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-APR-03 1 624,500 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.26% 0.35% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-MAR-03 2 1,021,987 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.51% 0.54% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-FEB-03 2 1,275,973 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.49% 0.66% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-JAN-03 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
(1) NOTE: MODIFICATION, SPECIALLY SERVICED & BANKRUPTCY TOTALS ARE INCLUDED IN THE APPROPRIATE DELINQUENCY AGING CATEGORY
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 13 OF 18
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL PAYOFF/LOSS SUMMARY
ENDING POOL (1) PAYOFFS(2) PENALTIES APPRAISAL REDUCT. (2) LIQUIDATIONS (2) REALIZED LOSSES (2) REMAINING TERM CURR WEIGHTED AVG.
DISTRIBUTION
DATE
# BALANCE # BALANCE # AMOUNT # BALANCE # BALANCE # AMOUNT LIFE AMORT COUPON REMIT
26-JAN-04 808 350,384,602 18 9,124,155 0 0 0 0 0 0 0 0 294 296 6.07% 5.82%
53.76% 49.86% 2.18% 2.53% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
26-DEC-03 826 360,461,395 21 8,718,983 0 0 0 0 0 0 0 0 296 298 6.07% 5.82%
54.96% 51.29% 2.48% 2.36% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-NOV-03 847 370,100,286 22 9,161,976 0 0 0 0 0 0 0 0 297 299 6.07% 5.82%
56.35% 52.67% 2.53% 2.41% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-OCT-03 869 380,146,224 50 21,952,094 0 0 0 0 0 0 0 0 298 300 6.08% 5.83%
57.82% 54.10% 5.44% 5.45% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-SEP-03 919 402,978,731 103 47,137,992 0 0 0 0 0 0 0 0 300 301 6.08% 5.83%
61.14% 57.34% 10.08% 10.44% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-AUG-03 1,022 451,344,191 134 65,986,415 0 0 0 0 0 0 0 0 300 302 6.09% 5.84%
68.00% 64.23% 11.59% 12.73% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUL-03 1,156 518,298,081 103 48,185,317 0 0 0 0 0 0 0 0 302 304 6.10% 5.85%
76.91% 73.75% 8.18% 8.49% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUN-03 1,259 567,527,685 55 29,415,574 0 0 0 0 0 0 0 0 304 305 6.10% 5.85%
83.77% 80.76% 4.19% 4.92% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-MAY-03 1,314 598,129,999 95 46,893,515 0 0 0 0 0 0 0 0 304 305 6.11% 5.86%
87.43% 85.11% 6.74% 7.25% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-APR-03 1,409 646,431,641 44 23,364,448 0 0 0 0 0 0 0 0 304 305 6.12% 5.87%
93.75% 91.99% 3.03% 3.48% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-MAR-03 1,453 671,207,317 33 17,994,335 0 0 0 0 0 0 0 0 304 305 6.12% 5.87%
96.67% 95.51% 2.22% 2.61% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-FEB-03 1,486 690,529,447 15 7,668,263 0 0 0 0 0 0 0 0 305 306 6.13% 5.88%
98.87% 98.26% 1.00% 1.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-JAN-03 1,501 699,780,916 2 840,794 0 0 0 0 0 0 0 0 307 307 6.13% 5.88%
99.87% 99.58% 0.13% 0.12% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
(1) PERCENTAGE BASED ON POOL AS OF CUTOFF. (2) PERCENTAGE BASED ON POOL AS OF BEGINNING OF PERIOD.
PAGE 14 OF 18
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A.
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL PAYOFF/LOSS SUMMARY
GROUP I
ENDING POOL (1) PAYOFFS(2) PENALTIES APPRAISAL REDUCT. (2) LIQUIDATIONS (2) REALIZED LOSSES (2) REMAINING TERM CURR WEIGHTED AVG.
DISTRIBUTION
DATE
# BALANCE # BALANCE # AMOUNT # BALANCE # BALANCE # AMOUNT LIFE AMORT COUPON REMIT
26-JAN-04 583 254,501,090 16 8,442,654 0 0 0 0 0 0 0 0 343 346 6.22% 5.97%
38.79% 36.22% 2.67% 3.21% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
26-DEC-03 599 263,405,126 16 6,129,760 0 0 0 0 0 0 0 0 344 347 6.23% 5.98%
39.85% 37.48% 2.60% 2.27% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-NOV-03 615 269,978,771 17 7,259,766 0 0 0 0 0 0 0 0 346 348 6.23% 5.98%
40.92% 38.42% 2.69% 2.62% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-OCT-03 632 277,564,927 38 16,746,182 0 0 0 0 0 0 0 0 347 349 6.24% 5.99%
42.05% 39.50% 5.67% 5.68% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-SEP-03 670 294,741,731 74 33,145,906 0 0 0 0 0 0 0 0 348 350 6.24% 5.99%
44.58% 41.94% 9.95% 10.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-AUG-03 744 328,249,385 108 51,105,771 0 0 0 0 0 0 0 0 349 351 6.24% 5.99%
49.50% 46.71% 12.68% 13.46% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUL-03 852 379,799,898 76 35,670,307 0 0 0 0 0 0 0 0 351 352 6.25% 6.00%
56.69% 54.05% 8.19% 8.58% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUN-03 928 415,905,828 38 19,834,266 0 0 0 0 0 0 0 0 352 353 6.26% 6.01%
61.74% 59.18% 3.93% 4.55% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-MAY-03 966 436,275,419 62 30,699,024 0 0 0 0 0 0 0 0 353 354 6.27% 6.02%
64.27% 62.08% 6.03% 6.56% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-APR-03 1,028 467,660,416 29 15,058,818 0 0 0 0 0 0 0 0 354 355 6.28% 6.03%
68.40% 66.55% 2.74% 3.12% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-MAR-03 1,057 483,260,443 23 12,818,799 0 0 0 0 0 0 0 0 355 356 6.29% 6.04%
70.33% 68.77% 2.13% 2.58% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-FEB-03 1,080 496,607,177 12 5,790,543 0 0 0 0 0 0 0 0 356 357 6.29% 6.04%
71.86% 70.67% 1.10% 1.15% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-JAN-03 1,092 503,138,571 2 840,794 0 0 0 0 0 0 0 0 357 358 6.29% 6.04%
72.65% 71.60% 0.18% 0.17% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
(1) PERCENTAGE BASED ON POOL AS OF CUTOFF. (2) PERCENTAGE BASED ON POOL AS OF BEGINNING OF PERIOD.
PAGE 15 OF 18
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A.
ABN AMRO MORTGAGE CORPORATION
ABN AMRO MORTGAGE GROUP INC., AS SERVICER STATEMENT DATE: 26-JAN-04
PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10
NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL PAYOFF/LOSS SUMMARY
GROUP II
ENDING POOL (1) PAYOFFS(2) PENALTIES APPRAISAL REDUCT. (2) LIQUIDATIONS (2) REALIZED LOSSES (2) REMAINING TERM CURR WEIGHTED AVG.
DISTRIBUTION
DATE
# BALANCE # BALANCE # AMOUNT # BALANCE # BALANCE # AMOUNT LIFE AMORT COUPON REMIT
26-JAN-04 225 95,883,511 2 681,501 0 0 0 0 0 0 0 0 164 165 5.63% 5.38%
14.97% 13.64% 0.88% 0.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
26-DEC-03 227 97,056,269 5 2,589,223 0 0 0 0 0 0 0 0 165 166 5.64% 5.39%
15.10% 13.81% 2.16% 2.59% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-NOV-03 232 100,121,515 5 1,902,210 0 0 0 0 0 0 0 0 166 167 5.64% 5.39%
15.44% 14.25% 2.11% 1.85% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-OCT-03 237 102,581,297 12 5,205,912 0 0 0 0 0 0 0 0 167 168 5.64% 5.39%
15.77% 14.60% 4.82% 4.81% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-SEP-03 249 108,237,000 29 13,992,086 0 0 0 0 0 0 0 0 168 170 5.65% 5.40%
16.57% 15.40% 10.43% 11.37% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-AUG-03 278 123,094,806 26 14,880,644 0 0 0 0 0 0 0 0 169 170 5.66% 5.41%
18.50% 17.52% 8.55% 10.74% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUL-03 304 138,498,183 27 12,515,010 0 0 0 0 0 0 0 0 170 171 5.68% 5.43%
20.23% 19.71% 8.16% 8.25% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-JUN-03 331 151,621,858 17 9,581,307 0 0 0 0 0 0 0 0 172 172 5.68% 5.43%
22.02% 21.58% 4.89% 5.92% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-MAY-03 348 161,854,580 33 16,194,491 0 0 0 0 0 0 0 0 173 173 5.70% 5.45%
23.15% 23.03% 8.66% 9.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-APR-03 381 178,771,226 15 8,305,630 0 0 0 0 0 0 0 0 174 175 5.71% 5.46%
25.35% 25.44% 3.79% 4.42% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-MAR-03 396 187,946,874 10 5,175,536 0 0 0 0 0 0 0 0 175 176 5.71% 5.46%
26.35% 26.75% 2.46% 2.67% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
25-FEB-03 406 193,922,271 3 1,877,720 0 0 0 0 0 0 0 0 176 177 5.71% 5.46%
27.01% 27.60% 0.73% 0.95% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
27-JAN-03 409 196,642,345 0 0 0 0 0 0 0 0 0 0 177 178 5.71% 5.46%
27.21% 27.98% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
(1) PERCENTAGE BASED ON POOL AS OF CUTOFF. (2) PERCENTAGE BASED ON POOL AS OF BEGINNING OF PERIOD.
PAGE 16 OF 18
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A.
ABN AMRO MORTGAGE CORPORATION
STATEMENT DATE: 26-JAN-04
ABN AMRO MORTGAGE GROUP INC., AS SERVICER PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10 NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
MODIFIED LOAN DETAIL
CUTOFF
MATURITY
DATE
MODIFIED
MATURITY
DATE
DISCLOSURE
CONTROL #
MODIFICATION
DATE
MODIFICATION
DESCRIPTION
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 17 OF 18
ABN AMRO MORTGAGE CORPORATION
STATEMENT DATE: 26-JAN-04
ABN AMRO MORTGAGE GROUP INC., AS SERVICER PAYMENT DATE: 26-JAN-04
MULTI-CLASS MORTGAGE PASS-THROUGH CERTIFICATES PRIOR PAYMENT: 26-DEC-03
SERIES 2002-10 NEXT PAYMENT: 25-FEB-04
RECORD DATE: 31-DEC-03
ABN AMRO ACCT: 67-9136-90-3
REALIZED LOSS DETAIL
BEGINNING
SCHEDULED
BALANCE
GROSS PROCEEDS
AS A % OF
SCHED. BALANCE
AGGREGATE
LIQUIDATION
EXPENSES *
NET
LIQUIDATION
PROCEEDS
NET PROCEEDS
AS A % OF
SCHED. BALANCE
PERIOD
DISCLOSURE
CONTROL #
APPRAISAL
DATE
APPRAISAL
VALUE
GROSS
PROCEEDS
REALIZED
LOSS
CURRENT TOTAL
CUMULATIVE
* AGGREGATE LIQUIDATION EXPENSES ALSO INCLUDE OUTSTANDING P&I ADVANCES AND UNPAID SERVICING FEES, UNPAID TRUSTEE FEES, ETC..
22-JAN-2004 - 10:17 (K254-K294) 2004 LASALLE BANK N.A. PAGE 18 OF 18