XML 44 R26.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans and Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2013
Loans and Allowance For Loan Losses [Abstract]  
Schedule Of Financing Receivable Covered And NonCovered [TableTextBlock]
 June 30, 2013 December 31, 2012
 Covered Non-covered    Covered Non-covered   
 Loans (1) Loans (2) Total Loans (1) Loans (2) Total
                  
Commercial real estate$ 108,244 $ 1,100,280 $ 1,208,524 $ 114,757 $ 1,034,686 $ 1,149,443
Commercial construction  23,370   174,178   197,548   33,447   183,747   217,194
Commercial and industrial  8,983   165,540   174,523   10,898   150,870   161,768
Leases  -   14,949   14,949   -   13,209   13,209
Total commercial  140,597   1,454,947   1,595,544   159,102   1,382,512   1,541,614
Residential construction  212   32,913   33,125   215   34,514   34,729
Residential mortgage  76,156   333,281   409,437   87,015   359,260   446,275
Consumer and other  2,317   8,518   10,835   2,598   10,042   12,640
 $ 219,282 $ 1,829,659 $ 2,048,941 $ 248,930 $ 1,786,328 $ 2,035,258
                  
(1) The unpaid principal balance for covered loans was $230.6 million and $272.7 million at June 30, 2013 and December 31, 2012, respectively.
(2) Amount includes $300.7 million and $347.2 million of acquired, non-covered loans as of June 30, 2013 and December 31, 2012, respectively.
Schedule of Changes in Accretable Yield and Carrying Value of Covered Acquired Loans [Table Text Block]
 June 30, 2013 December 31, 2012
 Accretable Carrying  Accretable Carrying
 Yield Amount Yield Amount
            
Balance at beginning of period$ (12,895) $ 248,930 $ (8,387) $ 320,033
Reductions from payments and foreclosures, net  -   (35,488)   -   (74,998)
Reclass from non-accretable to accretable yield  (1,190)   -   (8,403)   -
Accretion  5,840   5,840   3,895   3,895
Balance at end of period$ (8,245) $ 219,282 $ (12,895) $ 248,930
Rollforward of Allowance for Loan Losses by Class of Financing Receivable [TableTextBlock]
    Commercial Commercial  Commercial    Residential Residential  Consumer   
2013 Real Estate Construction and Industrial Leases Construction Mortgage and Other Total
Allowance for loan losses:                        
Three months ended:                        
Balance April 1, 2013 $ 12,531 $ 10,054 $ 3,547 $ - $ 345 $ 11,536 $ 135 $ 38,148
Charge-offs   (318)   (4,805)   (900)   -   -   (3,092)   (214)   (9,329)
Recoveries   868   801   193   -   16   90   10   1,978
Provision (a)   880   (498)   718   -   17   842   329   2,288
Change in FDIC indemnification asset (a)   (1,070)   1,445   (17)   -   (1)   (603)   20   (226)
Balance June 30, 2013 $ 12,891 $ 6,997 $ 3,541 $ - $ 377 $ 8,773 $ 280 $ 32,859
                           
Six months ended:                        
Balance January 1, 2013 $ 15,718 $ 9,807 $ 3,578 $ 18 $ 593 $ 10,441 $ 137 $ 40,292
Charge-offs   (1,725)   (7,924)   (2,239)   -   -   (5,671)   (226)   (17,785)
Recoveries   872   835   286   -   21   233   15   2,262
Provision (a)   (365)   2,360   1,935   (18)   (235)   2,391   335   6,403
Change in FDIC indemnification asset (a)   (1,609)   1,919   (19)   -   (2)   1,379   19   1,687
Balance June 30, 2013 $ 12,891 $ 6,997 $ 3,541 $ - $ 377 $ 8,773 $ 280 $ 32,859
                           
2012                        
Allowance for loan losses:                        
Three months ended:                        
Balance April 1, 2012 $ 10,695 $ 13,115 $ 4,966 $ 18 $ 620 $ 7,250 $ 58 $ 36,722
Charge-offs   (2,075)   (5,525)   (1,405)   -   (163)   (1,248)   (87)   (10,503)
Recoveries   4   676   185   -   -   555   6   1,426
Provision (b)   2,630   2,864   1,845   -   193   681   117   8,330
Change in FDIC indemnification asset (b)   3,081   -   -   -   -   1,800   -   4,881
Balance June 30, 2012 $ 14,335 $ 11,130 $ 5,591 $ 18 $ 650 $ 9,038 $ 94 $ 40,856
                           
Six months ended:                        
Balance January 1, 2012 $ 11,789 $ 10,957 $ 4,338 $ 18 $ 699 $ 3,058 $ 149 $ 31,008
Charge-offs   (3,789)   (7,689)   (2,130)   -   (180)   (2,587)   (111)   (16,486)
Recoveries   17   865   217   -   -   578   9   1,686
Provision (b)   2,912   4,717   2,798   -   131   2,904   47   13,509
Change in FDIC indemnification asset (b)   3,406   2,280   368   -   -   5,085   -   11,139
Balance June 30, 2012 $ 14,335 $ 11,130 $ 5,591 $ 18 $ 650 $ 9,038 $ 94 $ 40,856
                           
(a) The provision for loan losses includes the "net" provision on covered loans after coverage provided by FDIC loss-share agreements, which totaled $(62,000) and $400,000 for the three and six months ended June 30, 2013, respectively. This resulted in a (decrease) increase in the FDIC indemnification asset of $(226,000) and $1.7 million for the three and six months ended June 30, 2013, respectively, which is the difference between the net provision on covered loans and the total additions to the allowance for loan losses allocable to the covered loans portfolio of $(288,000) and $2.1 million for the three and six months ended June 30, 2013, respectively.
(b) The provision for loan losses includes the "net" provision on covered loans after coverage provided by FDIC loss-share agreements, which totaled $1.0 million and $2.7 million for the three and six months ended June 30, 2012, respectively. This resulted in an increase in the FDIC indemnification asset of $4.9 million and $11.1 million for the three and six months ended June 30, 2012, respectively, which is the difference between the net provision on covered loans and the total additions to the allowance for loan losses allocable to the covered loans portfolio of $5.9 million and $13.8 million for the three and six months ended June 30, 2012, respectively.
Schedule of Loans and Allowance for Loan Losses Based on Method for Determining Allowance Disclosure [TableTextBlock]
The following table provides a breakdown of the recorded investment in loans and the allowance for loan losses based on the method of determining the allowance:
                           
    Commercial Commercial  Commercial    Residential Residential  Consumer   
June 30, 2013 Real Estate Construction and Industrial Leases Construction Mortgage and Other Total
Ending balances:                        
Specific reserves:                        
 Impaired loans $ 2,926 $ 738 $ 24 $ - $ 52 $ 1,717 $ 52 $ 5,509
 Purchase credit impaired loans   4,516   613   717   -   -   2,795   -   8,641
Total specific reserves   7,442   1,351   741   -   52   4,512   52   14,150
General reserves   5,449   5,646   2,800   -   325   4,261   228   18,709
Total $ 12,891 $ 6,997 $ 3,541 $ - $ 377 $ 8,773 $ 280 $ 32,859
                           
Loans:                        
Ending balance:                        
Individually evaluated for impairment $ 34,093 $ 12,949 $ 776 $ - $ 582 $ 15,313 $ 62 $ 63,775
Purchase credit impaired loans   111,568   27,652   9,843   -   970   59,139   2,314   211,486
Loans collectively evaluated for impairment   1,062,863   156,947   163,904   14,949   31,573   334,985   8,459   1,773,680
Total  $ 1,208,524 $ 197,548 $ 174,523 $ 14,949 $ 33,125 $ 409,437 $ 10,835 $ 2,048,941
                           
December 31, 2012                        
Ending balances:                        
Specific reserves:                        
 Impaired loans $ 578 $ 3,023 $ 4 $ - $ 2 $ 1,612 $ - $ 5,219
 Purchase credit impaired loans   6,518   2,704   1,569   -   -   4,000   18   14,809
Total specific reserves   7,096   5,727   1,573   -   2   5,612   18   20,028
General reserves   8,622   4,080   2,005   18   591   4,829   119   20,264
Total $ 15,718 $ 9,807 $ 3,578 $ 18 $ 593 $ 10,441 $ 137 $ 40,292
                           
Loans:                        
Ending balance:                        
Individually evaluated for impairment $ 26,076 $ 19,367 $ 1,682 $ - $ 361 $ 16,850 $ 127 $ 64,463
Purchase credit impaired loans   121,983   34,666   12,397   -   5,741   68,273   2,590   245,650
Loans collectively evaluated for impairment   1,001,384   163,161   147,689   13,209   28,627   361,152   9,923   1,725,145
Total  $ 1,149,443 $ 217,194 $ 161,768 $ 13,209 $ 34,729 $ 446,275 $ 12,640 $ 2,035,258
Schedule Of Impaired Loans [Table Text Block]
The following presents information related to impaired loans, excluding purchased impaired loans, as of June 30, 2013 and December 31, 2012 (dollars in thousands):
                
           Impaired Loans - With
  Impaired Loans - With Allowance No Allowance
     Unpaid Allowance for    Unpaid
  Recorded Principal Loan Losses Recorded Principal
June 30, 2013:Investment Balance Allocated Investment Balance
Originated:              
 Commercial real estate$ 27,652 $ 27,585 $ 2,926 $ 6,522 $ 6,507
 Commercial construction  4,982   5,046   738   7,981   8,287
 Commercial and industrial  778   776   24   -   -
 Residential construction  583   582   52   -   -
 Residential mortgage  14,523   14,487   1,717   826   826
 Consumer and other  62   62   52   -   -
Total originated  48,580   48,538   5,509   15,329   15,620
Acquired (non-covered):              
 Commercial real estate  -   -   -   173   180
 Commercial construction  -   -   -   245   245
 Commercial and industrial  -   -   -   298   310
 Residential mortgage  -   -   -   1,659   1,805
 Consumer and other  -   -   -   4   5
Total acquired (non-covered)  -   -   -   2,379   2,545
Acquired (covered):              
 Commercial real estate  -   -   -   745   779
 Commercial construction  -   -   -   313   340
 Commercial and industrial  -   -   -   137   170
 Residential mortgage  -   -   -   6,647   6,885
Total acquired (covered)  -   -   -   7,842   8,174
Total loans$ 48,580 $ 48,538 $ 5,509 $ 25,550 $ 26,339

           Impaired Loans - With
  Impaired Loans - With Allowance No Allowance
     Unpaid Allowance for    Unpaid
  Recorded Principal Loan Losses Recorded Principal
December 31, 2012:Investment Balance Allocated Investment Balance
Originated:              
 Commercial real estate$ 7,918 $ 7,891 $ 562 $ 17,915 $ 17,867
 Commercial construction  11,838   11,815   3,022   7,581   7,552
 Commercial and industrial  99   99   1   1,352   1,351
 Residential construction  362   361   2   -   -
 Residential mortgage  10,772   10,755   1,526   4,801   4,788
 Consumer and other  -   -   -   124   122
Total originated  30,989   30,921   5,113   31,773   31,680
Acquired (non-covered):              
 Commercial real estate  500   800   16   248   256
 Commercial and industrial  240   240   3   0   0
 Residential mortgage  601   607   87   765   895
 Consumer and other  0   0   0   5   5
Total acquired (non-covered)  1,341   1,647   106   1,018   1,156
Acquired (covered):              
 Commercial real estate  -   -   -   548   625
 Commercial construction  -   -   -   530   561
 Commercial and industrial  -   -   -   143   176
 Residential mortgage  -   -   -   5,504   5,749
Total acquired (covered)  -   -   -   6,725   7,111
Total loans$ 32,330 $ 32,568 $ 5,219 $ 39,516 $ 39,947
Schedule of Average Recorded Investment and Interest Income Recognized on Impaired Loans [Table Text Block]
The following presents information related to the average recorded investment, excluding purchase impaired loans, and interest income recognized on impaired loans for the three and six months ended June 30, 2013 and 2012 (dollars in thousands):
                         
  Three Months Ended June 30, Six Months Ended June 30,
  2013 2012 2013 2012
  Average  Interest Average  Interest Average  Interest Average  Interest
  recorded income  recorded income  recorded income  recorded income
  investment recognized investment recognized investment recognized investment recognized
Impaired loans with allowance:                       
 Commercial real estate$ 23,271 $ 215 $ 19,147 $ 96 $ 14,945 $ 272 $ 12,375 $ 146
 Commercial construction  6,837   50   7,461   93   7,060   91   8,810   145
 Commercial and industrial  531   4   1,297   11   305   4   1,933   39
 Residential construction  435   3   314   4   338   5   157   4
 Residential mortgage  13,284   76   11,553   63   11,202   124   8,988   104
 Consumer and other  50   -   74   -   25   -   37   -
Total impaired loans with allowance$ 44,408 $ 348 $ 39,846 $ 267 $ 33,875 $ 496 $ 32,300 $ 438
Impaired loans with no allowance:                       
 Commercial real estate$ 11,502 $ 102 $ 7,066 $ 186 $ 15,180 $ 276 $ 8,918 $ 298
 Commercial construction  10,732   8   10,042   107   9,987   32   11,564   189
 Commercial and industrial  579   1   577   7   623   4   661   10
 Residential construction  -   -   204   -   -   -   737   9
 Residential mortgage  10,627   15   8,680   67   10,120   44   7,306   80
 Consumer and other  16   -   43   4   50   -   82   4
Total impaired loans with no allowance$ 33,456 $ 126 $ 26,612 $ 371 $ 35,960 $ 356 $ 29,268 $ 590
Aging of Financing Receivables [Table Text Block]
The following presents an aging analysis of past due loans as of June 30, 2013 and December 31, 2012 (dollars in thousands):
                      
        Greater             
        than            
  30-59 Days 60-89 Days 90 Days    Total     Total
June 30, 2013:Past Due Past Due Past Due Nonaccrual Past Due Current Loans
Originated:                    
 Commercial real estate$ 1,729 $ 869 $ 659 $ 4,663 $ 7,920 $ 902,660 $ 910,580
 Commercial construction  -   -   -   8,210   8,210   139,168   147,378
 Commercial and industrial  263   75   -   312   650   145,618   146,268
 Leases  -   -   -   -   -   14,949   14,949
 Residential construction  -   -   -   223   223   27,944   28,167
 Residential mortgage  2,375   380   -   5,954   8,709   265,012   273,721
 Consumer and other  9   -   -   39   48   7,833   7,881
Total originated  4,376   1,324   659   19,401   25,760   1,503,184   1,528,944
Acquired (non-covered):                    
 Commercial real estate  328   -   -   603   931   188,769   189,700
 Commercial construction  -   -   -   245   245   26,555   26,800
 Commercial and industrial  1,547   -   164   304   2,015   17,257   19,272
 Residential construction  -   -   -   -   -   4,746   4,746
 Residential mortgage  207   57   -   1,719   1,983   57,577   59,560
 Consumer and other  6   -   -   4   10   627   637
Total acquired (non-covered)  2,088   57   164   2,875   5,184   295,531   300,715
Acquired (covered):                    
 Commercial real estate  782   -   -   17,585   18,367   89,877   108,244
 Commercial construction  156   21   -   6,851   7,028   16,342   23,370
 Commercial and industrial  41   -   -   1,482   1,523   7,460   8,983
 Residential construction  -   -   -   -   -   212   212
 Residential mortgage  359   432   -   18,326   19,117   57,039   76,156
 Consumer and other  4   21   -   73   98   2,219   2,317
Total acquired (covered)  1,342   474   -   44,317   46,133   173,149   219,282
Total loans$ 7,806 $ 1,855 $ 823 $ 66,593 $ 77,077 $ 1,971,864 $ 2,048,941

        Greater             
        than            
  30-59 Days 60-89 Days 90 Days    Total     Total
December 31, 2012:Past Due Past Due Past Due Nonaccrual Past Due Current Loans
Originated:                    
 Commercial real estate$ 731 $ 1,080 $ - $ 3,522 $ 5,333 $ 818,764 $ 824,097
 Commercial construction  369   -   -   7,586   7,955   145,924   153,879
 Commercial and industrial  243   8   -   1,121   1,372   123,040   124,412
 Leases  -   -   -   -   -   13,209   13,209
 Residential construction  -   -   -   -   -   21,704   21,704
 Residential mortgage  1,205   2,133   -   7,356   10,694   282,037   292,731
 Consumer and other  9   127   -   -   136   8,988   9,124
Total originated  2,557   3,348   -   19,585   25,490   1,413,666   1,439,156
Acquired (non-covered):                    
 Commercial real estate  1,255   -   -   1,179   2,434   208,155   210,589
 Commercial construction  315   -   -   -   315   29,553   29,868
 Commercial and industrial  113   -   -   248   361   26,097   26,458
 Residential construction  136   -   -   -   136   12,674   12,810
 Residential mortgage  960   -   -   1,425   2,385   64,144   66,529
 Consumer and other  1   1   -   5   7   911   918
Total acquired (non-covered)  2,780   1   -   2,857   5,638   341,534   347,172
Acquired (covered):                    
 Commercial real estate  5,257   84   -   12,730   18,071   96,686   114,757
 Commercial construction  -   113   -   14,961   15,074   18,373   33,447
 Commercial and industrial  55   -   -   1,170   1,225   9,673   10,898
 Residential construction  -   -   -   -   -   215   215
 Residential mortgage  3,593   352   -   18,057   22,002   65,013   87,015
 Consumer and other  70   1   -   63   134   2,464   2,598
Total acquired (covered)  8,975   550   -   46,981   56,506   192,424   248,930
Total loans$ 14,312 $ 3,899 $ - $ 69,423 $ 87,634 $ 1,947,624 $ 2,035,258
Financing Receivable Credit Quality Indicators [Table Text Block]
    Pass Special        
June 30, 2013:Total Credits Mention Substandard Doubtful Loss
Originated:                 
 Commercial real estate$ 910,580 $ 817,261 $ 40,916 $ 52,403 $ - $ -
 Commercial construction  147,378   115,370   13,196   18,812   -   -
 Commercial and industrial  146,268   137,757   5,482   3,018   11   -
 Leases  14,949   14,949   -   -   -   -
 Residential construction  28,167   25,859   544   1,764   -   -
 Residential mortgage  273,721   235,094   19,860   18,767   -   -
 Consumer and other  7,881   7,606   195   80   -   -
Total originated  1,528,944   1,353,896   80,193   94,844   11   -
Total acquired (non-covered):                 
 Commercial real estate  189,700   166,313   12,967   10,420   -   -
 Commercial construction  26,800   17,848   2,395   6,557   -   -
 Commercial and industrial  19,272   17,718   896   658   -   -
 Residential construction  4,746   1,997   1,795   954   -   -
 Residential mortgage  59,560   48,754   6,262   4,544   -   -
 Consumer and other  637   563   70   4   -   -
Total acquired (non-covered):  300,715   253,193   24,385   23,137   -   -
Acquired (covered):                 
 Commercial real estate  108,244   63,785   15,638   17,299   11,522   -
 Commercial construction  23,370   11,798   1,940   7,777   1,855   -
 Commercial and industrial  8,983   5,294   1,756   721   1,212   -
 Residential construction  212   196   16   -   -   -
 Residential mortgage  76,156   39,982   14,099   9,478   12,189   408
 Consumer and other  2,317   2,077   168   71   1   -
Total acquired (covered)  219,282   123,132   33,617   35,346   26,779   408
Total loans$ 2,048,941 $ 1,730,221 $ 138,195 $ 153,327 $ 26,790 $ 408

    Pass Special        
December 31, 2012:Total Credits Mention Substandard Doubtful Loss
Originated:                 
 Commercial real estate$ 824,097 $ 739,050 $ 39,562 $ 45,485 $ - $ -
 Commercial construction  153,879   115,996   18,088   19,795   -   -
 Commercial and industrial  124,412   117,546   4,385   2,481   -   -
 Leases  13,209   13,209   -   -   -   -
 Residential construction  21,704   19,546   440   1,718   -   -
 Residential mortgage  292,731   250,083   21,831   20,817   -   -
 Consumer and other  9,124   8,760   320   44   -   -
Total originated  1,439,156   1,264,190   84,626   90,340   -   -
Acquired (non-covered):                 
 Commercial real estate  210,589   192,016   6,993   11,080   500   -
 Commercial construction  29,868   24,060   2,228   3,580   -   -
 Commercial and industrial  26,458   24,491   1,401   326   -   240
 Residential construction  12,810   7,086   176   5,548   -   -
 Residential mortgage  66,529   57,965   4,445   4,119   -   -
 Consumer and other  918   903   10   5   -   -
Total acquired (non-covered)  347,172   306,521   15,253   24,658   500   240
Acquired (covered):                 
 Commercial real estate  114,757   69,401   19,744   14,960   10,642   10
 Commercial construction  33,447   14,605   1,493   9,715   7,634   -
 Commercial and industrial  10,898   6,251   2,745   1,118   784   -
 Residential construction  215   16   199   -   -   -
 Residential mortgage  87,015   46,039   17,069   11,956   11,808   143
 Consumer and other  2,598   2,237   291   58   11   1
Total acquired (covered)  248,930   138,549   41,541   37,807   30,879   154
Total loans$ 2,035,258 $ 1,709,260 $ 141,420 $ 152,805 $ 31,379 $ 394
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
          Allowance for 
       Total Loan Losses  
  Accrual Nonaccrual TDRs Allocated 
June 30, 2013:            
Commercial real estate$ 4,737 $ 2,317 $ 7,054 $ 708 
Commercial construction  2,479   4,296   6,775   554 
Commercial and industrial  118   -   118   12 
Residential mortgage  5,282   1,990   7,272   1,072 
Consumer and other  23   40   63   86 
 Total modifications$ 12,639 $ 8,643 $ 21,282 $ 2,432 
 Total contracts 33  16  49    
              
          Allowance for 
       Total Loan Losses  
  Accrual Nonaccrual TDRs Allocated 
December 31, 2012:            
Commercial real estate$ 16,010 $ 2,314 $ 18,324 $ 904 
Commercial construction  11,420   1,030   12,450   1,960 
Commercial and industrial  322   1,029   1,351   - 
Residential mortgage  8,015   4,639   12,654   1,165 
Consumer and other  122   11   133   - 
 Total modifications$ 35,889 $ 9,023 $ 44,912 $ 4,029 
 Total contracts 44  20  64    
              
As of June 30, 2013 and December 31, 2012, the Company had no available commitments outstanding on TDRs.
New Troubled Debt Restructurings By Modification Category [Table Text Block]
  Three Months Ended June 30, 2013
        Interest      
  Rate Term only Combination Total
 modifications modifications modifications modifications modifications
Commercial real estate$ 101 $ - $ - $ 99 $ 200
Commercial construction  128   -   152   67   347
Commercial and industrial  -   89   -   -   89
Residential mortgage  452   -   686   202   1,340
Consumer and other  -   23   -   -   23
 Total modifications$ 681 $ 112 $ 838 $ 368 $ 1,999
                
  Six Months Ended June 30, 2013
        Interest      
  Rate Term only Combination Total
 modifications modifications modifications modifications modifications
Commercial real estate$ 101 $ 648 $ - $ 911 $ 1,660
Commercial construction  128   -   152   553   833
Commercial and industrial  -   89   -   -   89
Residential mortgage  452   -   686   202   1,340
Consumer and other  -   23   -   -   23
 Total modifications$ 681 $ 760 $ 838 $ 1,666 $ 3,945
                
  Three Months Ended June 30, 2012
        Interest      
  Rate Term only Combination Total
 modifications modifications modifications modifications modifications
Commercial real estate$ - $ 2,024 $ 1,141 $ 8,596 $ 11,761
Commercial construction  -   12   1,313   -   1,325
Commercial and industrial  -   34   -   294   328
Residential mortgage  -   456   3,233   2,778   6,467
 Total modifications$ - $ 2,526 $ 5,687 $ 11,668 $ 19,881
                
  Six Months Ended June 30, 2012
        Interest      
  Rate Term only Combination Total
 modifications modifications modifications modifications modifications
Commercial real estate$ - $ 2,517 $ 1,141 $ 10,625 $ 14,283
Commercial construction  -   641   1,313   -   1,954
Commercial and industrial  -   34   -   294   328
Residential mortgage  -   456   3,233   2,896   6,585
 Total modifications$ - $ 3,648 $ 5,687 $ 13,815 $ 23,150
Loans Modified in Troubled Debt Restructurings During the Previous 12 months Which Experienced a Payment Default, Period End Balance [Table Text Block]
 Three Months Ended Six Months Ended
 June 30, 2013 June 30, 2013
Commercial construction$ - $ 5,906
Commercial and industrial  -   29
      
      
 Three Months Ended Six Months Ended
 June 30, 2012 June 30, 2012
Commercial real estate$ 1,684 $ 1,684
Commercial construction  -   3,986
Commercial and industrial  2,339   2,339
Loan Sale Activity On Single Family Residential First Mortgage Loans Originated For Sale On A Presold Basis [TableTextBlock]
 Three Months Ended June 30, Six Months Ended June 30,
 2013 2012 2013 2012
Loans held for sale at June 30,$ 39,954 $ 17,793 $ 39,954 $ 17,793
Proceeds from sales of loans held for sale  98,296   61,708   198,288   107,601
Mortgage fees  2,480   1,378   4,861   2,494