X0202 4 2005-01-06 0000814184 TCF FINANCIAL CORP TCB 0001204875 DAHL CRAIG R 200 LAKE STREET EAST WAYZATA MN 55391-1693 0 1 0 0 Executive Vice President Common Stock 28030.592 I Deferred Comp Plan Common Stock 2005-01-06 4 F 0 13983 30.695 D 66017 D Option (Right to Buy) 14.5156 2000-01-01 2009-05-11 Common Stock 20000 20000 D Option (right to buy) 14.5156 2001-01-01 2009-05-11 Common Stock 20000 20000 D Option (right to buy) 14.5156 2002-01-01 2009-05-11 Common Stock 20000 20000 D Option (right to buy) 14.5156 2003-01-01 2009-05-11 Common Stock 20000 20000 D The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned. The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan. Craig R. Dahl By POA Pam Hulwi 2005-01-10