X0201 42004-01-09 0000814184 TCF FINANCIAL CORP TCB 0001204875 DAHL CRAIG R 200 LAKE STREET EAST WAYZATA MN 55391-1693 0100Executive Vice PresidentCommon Stock2004-01-094A08.312551.75A13426.2876IDeferred Comp PlanCommon Stock40000 DOption (Right to Buy)29.03122000-01-012009-05-11Common Stock1000010000DOption (right to buy)29.03122001-01-012009-05-11Common Stock1000010000DOption (right to buy)29.03122002-01-012009-05-11Common Stock1000010000DOption (right to buy)29.03122003-01-012009-05-11Common Stock1000010000DThe filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned.The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan.Craig R. Dahl By POA Pam Hulwi2004-01-13