X0202 4/A 2004-05-04 2004-05-04 0 0000790359 NBT BANCORP INC NBTB 0001204708 GREGORY PETER B DDS 52 SOUTH BROAD STREET NORWICH NY 13815 1 0 0 0 NBT Bancorp Inc. Common Stock 2004-05-04 4 A 0 661 0 A 94390 D Acquired pursuant to the formula provisions of the NBT Bancorp Inc. Non-employee Directors' Restricted and Deferred Stock Plan pursuant to which each outside director is entitled to receive an annual retainer for Board service in the form of restricted shares of the Company's common stock rather than cash that vests in three annual installments. By: Michael J. Chewens, Power of Attorney For: Peter B Gregory, DDS 2004-05-07