<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-05-15</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001099932</issuerCik><issuerName>CENTRA FINANCIAL HOLDINGS INC</issuerName>        <issuerTradingSymbol>none</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001202913</rptOwnerCik><rptOwnerName>GABRIEL ARTHUR</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>132 HERITAGE HILLS ROAD</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>UNIONTOWN</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>15401</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><derivativeTable><derivativeTransaction><securityTitle><value>Stock Option-NQO</value></securityTitle><conversionOrExercisePrice><value>15.5</value></conversionOrExercisePrice><transactionDate><value>2003-05-15</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>2500</value></transactionShares><transactionPricePerShare><value>15.5</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-05-15</value></exerciseDate><expirationDate><value>2013-05-14</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>2500</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4500</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes></footnotes><remarks></remarks><ownerSignature><signatureName>s/Arthur Gabriel</signatureName><signatureDate>2003-10-02</signatureDate></ownerSignature></ownershipDocument>

