X0201 4 2004-04-01 0 0000086312 ST PAUL TRAVELERS COMPANIES INC STA 0001201696 FISHMAN JAY S 385 WASHINGTON STREET ST. PAUL MN 55102 0 1 0 0 President and CEO Common Stock 2004-04-01 4 F 0 4185 40.77 D 174883 D Common Stock 2004-04-01 4 A 0 13328 40.77 A 188211 D The Issuer's 1994 Stock Incentive Plan permits the withholding of shares of common stock by the Company to satisfy participants' tax withholding obligations related to the lapse of restrictions on previously issued restricted stock. These shares are not sold on the open market but are retired by the Company. Per the merger agreement, the Reporting Person received a 0.4334 share of Issuer's common stock in exchange for each share of Travelers Property Casualty Corp. Class A and Class B common shares held by the Reporting Person. Bruce A. Backberg, by power of attorney 2004-04-02