X0202 3 2004-07-01 0 0001281761 REGIONS FINANCIAL CORP RF 0001199169 MATLOCK SUSAN W 110 12TH STREET N BIRMINGHAM AL 35203 1 0 0 0 Common Stock 2628.91 D Common Stock (DSPP) 5418.446 D Phantom Stock Units (DDSIP) 0.00 Common Stock 3784.17 D Stock purchased through the Directors Stock Purchase Plan. The reported phantom stock units were acquired under Regions' Directors Deferred Stock Investment Plan. By: Ronald C. Jackson 2004-07-01