X0201 4 2003-08-16 0 0000086312 ST PAUL COMPANIES INC /MN/ SPC 0001198917 BRADLEY THOMAS A 385 WASHINGTON STREET ST. PAUL MN 55102 0 1 0 0 Chief Financial Officer Common Stock 2003-08-16 4 F 0 818 34.66 D 31787 D The Company's 1994 Stock Incentive Plan permits the withholding of shares of common stock to satisfy tax withholding obligations of the participants. These shares are not sold on the open market but are retired. In addition to these direct holdings, the Reporting Person also indirectly owns 805 shares and 1,300 shares of the Issuer's common stock under an employee benefit plan and through his son, respectively. Bruce A. Backberg, by power of attorney 2003-08-29