-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 ExNef3LZMUY1GDq4mUkLrxw+FSBmlvanw/oR470TYJLr6cfqD/rzL9QruR9G85pK
 LLeYVjVcR7lxfV0ZWzW0vg==

<SEC-DOCUMENT>0000914317-03-003133.txt : 20031029
<SEC-HEADER>0000914317-03-003133.hdr.sgml : 20031029
<ACCEPTANCE-DATETIME>20031029125401
ACCESSION NUMBER:		0000914317-03-003133
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031028
FILED AS OF DATE:		20031029

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ROCKY WILLIAM H
		CENTRAL INDEX KEY:			0001195374

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-17077
		FILM NUMBER:		03962875

	MAIL ADDRESS:	
		STREET 1:		131 EMERY ROAD
		CITY:			CENTRE HALL
		STATE:			PA
		ZIP:			16828

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PENNS WOODS BANCORP INC
		CENTRAL INDEX KEY:			0000716605
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232226454
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		115 S MAIN ST
		STREET 2:		C/O SONYA E. SCOTT
		CITY:			JERSEY SHORE
		STATE:			PA
		ZIP:			17740
		BUSINESS PHONE:		570-322-1111

	MAIL ADDRESS:	
		STREET 1:		300 MARKET ST
		CITY:			WILLIAMSPORT
		STATE:			PA
		ZIP:			17701
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>form4-55179_wrex.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<!-- - EDGAR Ease Plus 1.0                                   07/25/03  TT    -->
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>
   <periodOfReport>2003-10-28</periodOfReport>
   <notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0000716605</issuerCik>
        <issuerName>PENNS WOODS BANCORP INC</issuerName>
        <issuerTradingSymbol>PWBI</issuerTradingSymbol>
   </issuer>
   <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001195374</rptOwnerCik>
            <rptOwnerName>ROCKY WILLIAM H</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>131 EMERY ROAD</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CENTRE HALL</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>16828</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
         <isDirector>1</isDirector>
         <isOfficer>1</isOfficer>
         <isTenPercentOwner>0</isTenPercentOwner>
         <isOther>0</isOther>
         <officerTitle>Senior Vice President</officerTitle>
      </reportingOwnerRelationship>
   </reportingOwner>
 <nonDerivativeTable>
   <nonDerivativeTransaction>
      <securityTitle>
         <value>Penns Woods Bancorp, Inc. Common Stock</value>
      </securityTitle>
      <transactionDate>
         <value>2003-10-28</value>
      </transactionDate>
      <transactionCoding>
         <transactionFormType>4</transactionFormType>
         <transactionCode>J</transactionCode>
         <equitySwapInvolved>0</equitySwapInvolved>
      </transactionCoding>
      <transactionAmounts>
         <transactionShares>
           <value>250</value>
         </transactionShares>
         <transactionPricePerShare>
           <value>42</value>
         </transactionPricePerShare>
         <transactionAcquiredDisposedCode>
           <value>A</value>
         </transactionAcquiredDisposedCode>
      </transactionAmounts>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>22859</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
            <value>D</value>
         </directOrIndirectOwnership>
      </ownershipNature>
   </nonDerivativeTransaction>
 </nonDerivativeTable>
   <remarks>J- Exercised Stock Options Granted 12/21/1999.</remarks>
   <ownerSignature>
      <signatureName>/s/ Kimberly R. Yale Attorney in Fact</signatureName>
      <signatureDate>2003-10-28</signatureDate>
   </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----