X0202 4 2005-04-27 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001195062 GIFFORD CHARLES K BANK OF AMERICA 100 FEDERAL STREET BOSTON MA 02110 1 0 0 0 Common Stock 2005-04-27 4 A 0 2685.00 44.87 A 802975.00 D Shares represent payment of a portion of the annual retainer fee and an additional award of restricted shares under the Bank of A merica Corporation Directors' Stock Plan in transactions exempt under Rule 16b-3. Since the reporting person's last report, 29,695 shares have been distributed from the reporting person's GRAT II to the reportin g person. Charles K. Gifford/Roger C. McClary POA 2005-04-28