X0202 4 2005-04-27 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001195056 BARNET WILLIAM III THE BARNET COMPANY 507 EAST JOHN STREET SPARTANBURG SC 29302 1 0 0 0 Phantom Stock 0 2005-04-27 4 A 0 4022.73 A Common Stock 4022.73 9391.89 D Phantom Stock 0 2005-04-27 4 A 0 66.86 A Common Stock 66.86 9458.75 D Director Stock Unit Plan 0 2005-03-25 5 A 0 580.08 A Common Stock 580.08 56975.59 D Shares represent payment of the annual retainer fee and an additional award of restricted shares under the Bank of America Corpor ation Directors' Stock Plan in transactions exempt under Rule 16b-3. Phantom stock units may be settled in cash upon death or termination of service as a director. Reinvested Director Deferred Compensation and Stock Unit Plan dividend Equivilents. Director Deferred Compensation and Stock Uni t Plan units may be settled in stock upon death or termination of service as a director. William Barnet, III/Roger C. McClary POA 2005-04-28