X0202 4 2006-01-01 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001194416 RYAN THOMAS M CVS CORPORATION ONE CVS DRIVE WOONSOCKET 02895 1 Common Stock 2006-01-01 4 A 0 250 0 A 250 I By Spouse Trust Common Stock 554 I By Wife Common Stock 4260 D Received in exchange for common stock of MBNA Corporation at an exchange rate of .5009 of a share of Bank of America and $4.125 in cash for each share of MBNA Corporation in connection with the merger of MBNA into Bank of America on January 1, 2006. On last business day preceding the effective date of the merger, the closing price of MBNA's common stock was $27.15 per share, and the closing price of Bank of America's common stock was $46.15 per share. Thomas M. Ryan/Roger C. McClary POA 2006-01-04