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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 R3QieI5Q9/dkedDWYtJhcvnD51icqO030C4rBW2blO/7cIjci9w5H6piChieQPw4
 UDFEfu3OBQ4+8EpK5oQpJg==

<SEC-DOCUMENT>0001209191-03-016051.txt : 20030807
<SEC-HEADER>0001209191-03-016051.hdr.sgml : 20030807
<ACCEPTANCE-DATETIME>20030807174238
ACCESSION NUMBER:		0001209191-03-016051
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030801
FILED AS OF DATE:		20030807

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			COOGAN JAMES M
		CENTRAL INDEX KEY:			0001191185

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-30525
		FILM NUMBER:		03829592

	BUSINESS ADDRESS:	
		STREET 1:		51 PONDFIELD RD
		CITY:			BRONXVILLE
		STATE:			NY
		ZIP:			10708
		BUSINESS PHONE:		9149611300

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUDSON VALLEY HOLDING CORP
		CENTRAL INDEX KEY:			0000722256
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				133148745
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		21 SCARSDALE ROAD
		CITY:			YONKERS
		STATE:			NY
		ZIP:			10707
		BUSINESS PHONE:		9149616100

	MAIL ADDRESS:	
		STREET 1:		21 SCARSDALE ROAD
		CITY:			YONKERS
		STATE:			NY
		ZIP:			10707
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>bny89091_bny001jmc.xml
<DESCRIPTION>MAIN DOCUMENT DESCRIPTION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-08-01</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000722256</issuerCik><issuerName>HUDSON VALLEY HOLDING CORP</issuerName>        <issuerTradingSymbol>HUVL</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001191185</rptOwnerCik><rptOwnerName>COOGAN JAMES M</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1></rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>BRONXVILLE</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>10708</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Secretary</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDeriv
ativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-08-01</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>G</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionAmounts><transactionShares><value>500</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>116386</value><footnoteId id="F2" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-08-01</value></transactionDate><transactionCoding>
<transactionFormType>4</transactionFormType><transactionCode>G</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionAmounts><transactionShares><value>500</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1050</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Robin Sallinger Coogan (spouse)</value></natureOfOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footnotes><footnote id="F1">Gift to spouse - voluntarily reported earlier than required</footnote><footnote id="F2"> 116386 for Reporting Person includes 50994 for self and 65392 for Non-Marital Trust as Trustee</footnote></footnot
es><ownerSignature><signatureName>/s/ Stephen R. Brown (Stephen R. Brown as Attorney-in-Fact for James M. Coogan)</signatureName><signatureDate>2003-08-07</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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