X0202 4 2000-12-31 0 0000729986 UNITED BANKSHARES INC/WV UBSI 0001190513 ADAMS RICHARD M JR 514 MARKET STREET PARKERSBURG WV 26101 0 1 0 0 EXECUTIVE VICE PRESIDENT Phantom Stock 0.0000 2000-12-31 4 A 0 166 21.2500 A Common Stock 166.00 166.00 D Phantom Stock 0.0000 2001-12-31 4 A 0 2.57 29.1600 A Common Stock 2.57 168.57 D Phantom Stock 0.0000 2002-11-20 4 A 0 7.73 29.3300 A Common Stock 7.73 176.30 D Phantom Stock 0.0000 2002-12-27 4 I 0 4.58 29.6000 D Common Stock 4.58 171.72 D 1 for 1 The reporting person's shares of phantom stock arose through his deferral of compensation under the United Bankshares, Inc, Non-qualified Retirement and Savings Plan (the Plan). Shares of phantom stock are exercisable immediately. Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI. Phantom stock acquired through the dividend reinvestment feature of the Plan. Intra-plan transfer of funds from phantom stock units in Deferred Comp Plan into another fund within the Plan. By: Jennie S Singer, Lmtd Pwr Atty, Attorney-in-fact 2004-08-17