X0201 42003-10-03 0000926966 ALABAMA NATIONAL BANCORPORATION ALAB 0001190221 MATTHEWS WILLIAM E V P.O. BOX 10686 BIRMINGHAM AL 35202-0686 0100CFO & EVPPhantom Stock Units2003-10-035A060.1549.548ACommon Stock60.1510517.76DThe units convert to common stock on a 1-for-1 basis.The phantom stock units were accrued under the Alabama National BanCorporation Plan for the Deferral of Compensation By Key Employees and are to be settled in common stock at the end of the deferral period. William E. Matthews V2003-10-07