X0202 5 2004-12-31 0 0 0 0001281761 REGIONS FINANCIAL CORP RF 0001189992 STONE EDMOND C P O BOX 10247 BIRMINGHAM AL 352020247 0 1 0 0 EVP, Ln Rsk Mgt/Credit Policy Common Stock 2004-10-07 5 G 0 300 0 A 189637.000 D Common Stock 13704.000 I By Spouse Stock Option 31.39 1998-10-09 2007-10-09 Common Stock 4876.00 4876.00 D Phantom Stock Units (401k) 2004-12-31 5 J 0 320 0 A Common Stock 320.00 4368.00 D Stock Option 18.17 1997-01-03 2006-01-03 Common Stock 10734.00 10734.00 D Stock Option 18.17 1998-01-03 2006-01-03 Common Stock 1612.00 1612.00 D Stock Option 22.60 2003-01-16 2011-01-16 Common Stock 24692.00 24692.00 D Stock Option 33.48 1999-04-09 2008-04-09 Common Stock 32408.00 32408.00 D Stock Option 28.88 2000-08-30 2009-08-30 Common Stock 32408.00 32408.00 D Stock Option 25.66 2004-02-19 2010-02-19 Common Stock 30865.00 30865.00 D Stock Option 25.66 2005-02-19 2010-02-19 Common Stock 15433.00 15433.00 D Stock Option 25.66 2006-02-19 2010-02-19 Common Stock 15432.00 15432.00 D Stock Option 16.28 2001-03-15 2010-03-15 Common Stock 67933.00 67933.00 D Stock Option 22.60 2002-01-16 2011-01-16 Common Stock 49384.00 49384.00 D Stock Option 22.60 2004-01-16 2011-01-16 Common Stock 24692.00 24692.00 D Stock Option 28.17 2011-04-21 Common Stock 49384.00 49384.00 D Stock Option 25.02 2003-01-22 2012-01-22 Common Stock 49384.00 49384.00 D Stock Option 25.02 2004-01-22 2012-01-22 Common Stock 24692.00 24692.00 D Stock Option 25.02 2005-01-22 2012-01-22 Common Stock 24692.00 24692.00 D The reported phantom stock units were acquired under Regions' benefit plans. The option becomes exercisable in three equal installments on April 21, 2005, 2006 and 2007. By: Ronald C. Jackson 2004-12-31