X0201 4 2004-02-20 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001189895 TAYLOR R EUGENE BANK OF AMERICA CORPORATION NC1-007-57-10 CHARLOTTE NC 28255 0 1 0 0 Pres, Consumer and Comml Bkg Common Stock 2004-02-20 4 M 0 75000.00 26.8125 A 136663.00 D Common Stock 2004-02-20 4 S 0 2400.00 80.76 D 134263.00 D Common Stock 2004-02-20 4 S 0 2700.00 80.81 D 131563.00 D Common Stock 2004-02-20 4 S 0 1600.00 80.82 D 129963.00 D Common Stock 2004-02-20 4 S 0 1500.00 80.83 D 128463.00 D Common Stock 2004-02-20 4 S 0 1700.00 80.86 D 126763.00 D Common Stock 2004-02-20 4 S 0 2600.00 80.87 D 124163.00 D Common Stock 2004-02-20 4 S 0 1500.00 80.88 D 122663.00 D Common Stock 2004-02-20 4 S 0 5100.00 80.89 D 117563.00 D Common Stock 2004-02-20 4 S 0 3100.00 80.90 D 114463.00 D Common Stock 2004-02-20 4 S 0 2600.00 80.92 D 111863.00 D Common Stock 2004-02-20 4 S 0 2400.00 80.93 D 109463.00 D Common Stock 2004-02-20 4 S 0 900.00 80.97 D 108563.00 D Common Stock 2004-02-20 4 S 0 1700.00 80.98 D 106863.00 D Common Stock 2004-02-20 4 S 0 2200.00 80.99 D 104663.00 D Common Stock 2004-02-20 4 S 0 1000.00 81.01 D 103663.00 D Common Stock 2004-02-20 4 S 0 2800.00 81.02 D 100863.00 D Common Stock 2004-02-20 4 S 0 4900.00 81.04 D 95963.00 D Common Stock 2004-02-20 4 S 0 1800.00 81.05 D 94163.00 D Common Stock 2004-02-20 4 S 0 2700.00 81.06 D 91463.00 D Common Stock 2004-02-20 4 S 0 100.00 81.07 D 91363.00 D Common Stock 1618.71 I Thrift Trust Option, Right to Buy 26.8125 2004-02-20 4 M 0 75000.00 26.8125 D 2005-07-01 Common Stock 75000.00 75000.00 D Option exercise and sale of shares in accordance with a written plan established January 20, 2004 pursuant to the requirements of Rule 10b5-1 under the Securities Exchange Act of 1934, as amended. The option vested in three equal installments commencing July 1, 1996. R. Eugene Taylor/Roger C. McClary POA 2004-02-23