X0303 4 2008-12-31 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001189881 DESOER BARBARA J BANK OF AMERICA CORP NC1-002-29-01 CHARLOTTE NC 28255 0 1 0 0 Pres Mtge Home Equity & Ins Sv Common Stock 2008-12-31 4 A 0 1223.7 0 A 13499.8 I Thrift Trust Common Stock 2009-02-15 4 M 0 77632 5.57 A 77632 D Common Stock 2009-02-15 4 F 0 25278 5.57 D 52354 D Common Stock 148172 I Joint Revocable Trust Restricted Stock Units 0 2009-02-15 4 M 0 77632 0 D 2009-02-15 Common Stock 77632 0 D Shares acquired were exempt acquisitions pursuant to Rule 16b-3(c) under the Bank of America 401(k) Plan. Disposition of shares to the issuer to satisfy the tax withholding obligation associated with the vesting of restricted stock which is exempt under Rule 16-b3(e). On February 22, 2008, 34,095 shares previously held by the reporting person were transferred to the reporting person's revocable trust, and on December 19,2008, 124,382 shares previously held in the reporting person's revocable trust were transferred to the reporting person's joint revocable trust. Each restricted stock unit represents a contingent right to receive one share of Bank of America common stock. These restricted stock units, which are exempt under Rule 16b-3(d), vest on the third anniversary of the grant date. Barbara J. Desoer/Roger C. McClary POA 2009-02-18