X0201 4 2004-03-05 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001189881 DESOER BARBARA J BANK OF AMERICA CORPORATION NC1-007-57-02 CHARLOTTE NC 28255 0 1 0 0 President, Consumer Products Common Stock 2004-03-05 4 S 0 300.00 82.68 D 17620.00 D Common Stock 2004-03-05 4 S 0 700.00 82.79 D 16920.00 D Common Stock 2004-03-05 4 S 0 700.00 82.85 D 16220.00 D Common Stock 2004-03-05 4 S 0 600.00 82.89 D 15620.00 D Common Stock 2004-03-05 4 S 0 1400.00 82.90 D 14220.00 D Common Stock 2004-03-05 4 S 0 600.00 82.91 D 13620.00 D Common Stock 2004-03-05 4 S 0 700.00 82.97 D 12920.00 D Common Stock 2004-03-05 4 S 0 1100.00 82.61 D 11820.00 D Common Stock 2004-03-05 4 S 0 1300.00 82.65 D 10520.00 D Common Stock 683.00 I By Spouse Common Stock 2003-12-31 4 A 0 132.62 0 A 5799.50 I Thrift Trust Common Stock 2003-12-31 4 A 0 76.26 0 A 2965.98 I Thrift Trust-Spouse Option exercise and sale of shares in accordance with a written plan established July 15, 2003 pursuant to the requirements of Ru le 10b5-1 under the Securities Exchange Act of 1934, as amended. Shares acquired were exempt acquisitions pursuant to Rule 16b-3(c) under the Bank of America Corporation 401-K Plan. This is the second of two filings required to report the transactions associated with an option exercise and sale of shares under Rule 10b5-1 of the Securities Exchange Act of 1934, as amended. Barbara J. Desoer/Roger C. McClary POA 2004-03-08