X0201 4 2003-11-05 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001189881 DESOER BARBARA J BANK OF AMERICA CORP 100 NORTH TRYON ST NO1-007-57-11 CHARLOTTE NC 28255 0 1 0 0 President, Consumer Products Common Stock 2003-11-05 4 M 0 19074.00 0 A 29594.00 D Common Stock 2003-11-05 4 S 0 1300.00 75.20 D 28294.00 D Common Stock 2003-11-05 4 S 0 427.00 75.21 D 27867.00 D Common Stock 2003-11-05 4 S 0 1727.00 75.25 D 26140.00 D Common Stock 2003-11-05 4 S 0 900.00 75.40 D 25240.00 D Common Stock 2003-11-05 4 S 0 827.00 75.41 D 24413.00 D Common Stock 2003-11-05 4 S 0 1727.00 75.42 D 22686.00 D Common Stock 2003-11-05 4 S 0 1727.00 75.43 D 20959.00 D Common Stock 2003-11-05 4 S 0 1727.00 75.50 D 19232.00 D Common Stock 2003-11-05 4 S 0 1727.00 75.54 D 17505.00 D Common Stock 2003-11-05 4 S 0 1804.00 75.60 D 15701.00 D Common Stock 2003-11-05 4 S 0 1727.00 75.70 D 13974.00 D Common Stock 2003-11-05 4 S 0 3454.00 75.87 D 10520.00 D Common Stock 683.00 I By Spouse Common Stock 6467.47 I Thrift Trust Common Stock 2813.24 I Thrift Trust-Spouse Option, Right to Buy 50.70 2003-11-05 4 M 0 19074.00 0 D 2007-05-22 Common Stock 19074.00 1930.00 D Option exercise and sale of shares in accordance with a written plan established July 15, 2003 pursuant to the requirements of Ru le 10b5-1 under the Securities Exchange Act of 1934, as amended. This option fully vested on September 30, 1998, with the merger between BankAmerica Corporation and NationsBank Corporation. Barbara J. Desoer/Roger C. McClary POA 2003-11-06