X0201 4 2003-08-04 0 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001189881 DESOER BARBARA J BANK OF AMERICA CORP 100 NORTH TRYON ST NO1-007-57-11 CHARLOTTE NC 28255 0 1 0 0 President, Consumer Products Common Stock 2003-08-01 4 F 0 45.00 80.74 D 683.00 I By Spouse Disposition of shares to the issuer to satisfy the tax withholding obligation associated with the vesting of restricted stock whi ch is exempt under Rule 16b-3(e). An additional 2813 shares are held indirectly through the 401(k) Plan. Barbara J Desoer 2003-08-04 Barbara J. Desoer/Roger C. McClary POA 2003-08-04