X0201 4 2004-01-14 0 0000355429 PROTECTIVE LIFE CORP PL 0001188417 JAMES DONALD M 2801 HIGHWAY 280 SOUTH BIRMINGHAM AL 35223 1 0 0 0 Common Stock 2004-01-14 4 A 0 35.5282 33.7760 A 11205.0300 I Deferred Compensation Common Stock 1000.0000 D Shares acquired through PLC Def. Comp. Plan for Directors who are not officers of the Corporation (exempt under Rule 16b-3). Total amount in Col. 5 includes dividend shares acquired under the PLC Def. Comp. Plan for Directors who are not officers exempt under Rule 16-a 11. By: s/Harriette Hyche Attorney-in-Fact 2004-01-15