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Consolidated Income Statements - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Revenues:    
Financing Receivable, Allowance For Credit Losses, Recoveries Reclassified To Income $ 269,579 $ 240,958
Financing Receivable, Allowance For Credit Loss, Changes In Estimated Recoveries 43,886 27,922
Financing Receivable, Allowance For Credit Loss, Portfolio Revenue 313,465 268,880
Revenue From Contract With Customer And Fee Revenue, Excluding Assessed Tax 1,068 739
Revenues, Total 314,533 269,619
Operating Expenses [Abstract]    
Labor and Related Expense 70,738 73,323
Legal Fees 17,071 15,230
Legal Costs 48,458 33,394
Agency Fees 24,581 21,368
Outside Fees And Services Expenses 20,884 21,103
Communication 9,019 10,477
Rent And Occupancy 3,258 3,480
Depreciation, amortization and impairment of long-lived assets 1,708 3,769
Other Cost and Expense, Operating 15,562 12,898
Operating Expenses, Total 211,279 195,042
Operating Income (Loss), Total 103,254 74,577
Nonoperating Income (Expense) [Abstract]    
Interest Income (Expense), Nonoperating (63,518) (60,970)
Gain (Loss), Foreign Currency Transaction, before Tax 1,054 (51)
Other Nonoperating Income (Expense) (254) (180)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total 40,536 13,376
Income Tax Expense (Benefit) 8,764 4,312
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest, Total 31,772 9,064
Net Income (Loss) Attributable to Noncontrolling Interest 3,562 5,405
Net Income (Loss) Attributable to Parent, Total $ 28,210 $ 3,659
Earnings Per Share [Abstract]    
Basic (in dollars per share) $ 0.74 $ 0.09
Diluted (in dollars per share) $ 0.73 $ 0.09
Weighted Average Number of Shares Outstanding, Diluted [Abstract]    
Basic (shares) 38,368 39,549
Diluted (shares) 38,511 39,688