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Consolidated Income Statements - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Revenues:        
Financing Receivable, Allowance For Credit Losses, Recoveries Reclassified To Income $ 250,934 $ 209,290 $ 491,892 $ 411,346
Financing Receivable, Allowance For Credit Loss, Changes In Estimated Recoveries 33,292 73,320 61,214 124,994
Financing Receivable, Allowance For Credit Loss, Portfolio Revenue 284,226 282,610 553,106 536,340
Revenue From Contract With Customer And Fee Revenue, Excluding Assessed Tax 3,462 1,619 4,201 3,475
Revenues, Total 287,688 284,229 557,307 539,815
Operating Expenses [Abstract]        
Labor and Related Expense 75,724 74,241 149,047 147,838
Legal Fees 15,625 13,762 30,855 25,874
Legal Costs 37,583 35,274 70,977 61,965
Agency Fees 22,688 21,008 44,056 40,731
Outside Fees And Services Expenses 21,071 18,124 42,174 43,174
Communication 9,417 11,577 19,894 24,155
Rent And Occupancy 3,504 4,136 6,984 8,280
Depreciation, amortization and impairment 2,503 2,637 6,272 5,357
Other Cost and Expense, Operating 14,462 14,248 27,360 26,823
Operating Expenses, Total 202,577 195,007 397,619 384,197
Operating Income (Loss), Total 85,111 89,222 159,688 155,618
Nonoperating Income (Expense) [Abstract]        
Interest Income (Expense), Nonoperating (62,361) (55,353) (123,331) (107,631)
Gain on sale of equity method investment 38,403 0 38,403 0
Gain (Loss), Foreign Currency Transaction, before Tax 50 (99) (1) 128
Other Nonoperating Income (Expense) (75) 46 (255) (160)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total 61,128 33,816 74,504 47,955
Income Tax Expense (Benefit) 15,415 8,702 19,727 11,088
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest, Total 45,713 25,114 54,777 36,867
Net Income (Loss) Attributable to Noncontrolling Interest 3,339 3,598 8,744 11,876
Net Income (Loss) Attributable to Parent, Total $ 42,374 $ 21,516 $ 46,033 $ 24,991
Earnings Per Share [Abstract]        
Basic (in dollars per share) $ 1.08 $ 0.55 $ 1.17 $ 0.64
Diluted (in dollars per share) $ 1.08 $ 0.54 $ 1.16 $ 0.63
Weighted Average Number of Shares Outstanding, Diluted [Abstract]        
Basic (shares) 39,323 39,364 39,436 39,319
Diluted (shares) 39,385 39,546 39,536 39,497