Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income	$ 131,093	$ 66,660
Adjustments to reconcile net income to net cash provided by operating activities:
Share-based compensation expense	9,017	7,908
Depreciation and amortization	12,494	13,341
Amortization of debt discount and issuance costs	16,711	17,180
Changes in expected recoveries	(32,388)	0
Deferred income taxes	(44,905)	(24,900)
Net unrealized foreign currency transactions	34,060	(3,622)
Fair value in earnings for equity securities	1,159	(6,921)
Net allowance charges	0	11,427
Other	(449)	0
Changes in operating assets and liabilities:
Other assets	1,466	2,651
Other receivables, net	(1,686)	1,019
Accounts payable	45	(2,888)
Income taxes payable, net	5,664	(21,823)
Accrued expenses	(5,315)	13,888
Other liabilities	4,408	(3,484)
Right of use asset/lease liability	(15)	0
Other, net	0	257
Net cash provided by operating activities	131,359	70,693
Cash flows from investing activities:
Net, purchases of property and equipment	(12,906)	(14,890)
Purchases of finance receivables	(613,050)	(832,995)
Recoveries applied to negative allowance	784,056	0
Collections applied to principal on finance receivables	0	649,136
Purchase of investments	(27,565)	(82,670)
Proceeds from sales and maturities of investments	41,932	74,771
Business acquisition, net of cash acquired	0	(57,610)
Proceeds from sale of subsidiaries, net	0	31,177
Net cash provided by/(used in) investing activities	172,467	(233,081)
Cash flows from financing activities:
Proceeds from lines of credit	998,088	885,318
Principal payments on lines of credit	(1,331,303)	(458,566)
Payments on convertible senior notes	(287,442)	0
Proceeds from senior notes	300,000	0
Proceeds from long-term debt	55,000	0
Principal payments on long-term debt	(7,500)	(310,665)
Payments of origination cost and fees	(16,998)	0
Tax withholdings related to share-based payments	(3,176)	(1,492)
Distributions paid to noncontrolling interest	(18,585)	(6,877)
Contributions from noncontrolling interest	1,118	24,675
Purchase of noncontrolling interest	0	(1,255)
Net increase in interest-bearing deposits	8,115	38,581
Other financing activities	(3,183)	(2,088)
Net cash (used in)/provided by financing activities	(305,866)	167,631
Effect of exchange rate on cash	(16,610)	(7,043)
Net decrease in cash and cash equivalents	(18,650)	(1,800)
Cash and cash equivalents, beginning of period	123,807	98,695
Cash and cash equivalents, end of period	105,157	96,895
Supplemental disclosure of cash flow information:
Cash paid for interest	88,003	89,100
Cash paid for income taxes	64,719	61,942
Cash, cash equivalents and restricted cash reconciliation:
Total cash, cash equivalents and restricted cash	$ 105,157	$ 96,895