Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 92,779	$ 119,774
Investments	37,821	56,176
Finance receivables, net	3,332,748	3,514,165
Other receivables, net	12,575	10,606
Income taxes receivable	27,554	17,918
Deferred tax assets, net	79,121	63,225
Property and equipment, net	57,826	56,501
Right-of-use assets	51,606	68,972
Goodwill	456,308	480,794
Intangible assets, net	3,392	4,497
Other assets	45,519	31,263
Total assets	4,197,249	4,423,891
Liabilities:
Accounts payable	4,285	4,258
Accrued expenses	81,913	88,925
Income taxes payable	18,885	4,046
Deferred tax liabilities, net	48,144	85,390
Interest-bearing deposits	119,834	106,246
Borrowings	2,524,429	2,808,425
Lease liabilities	55,987	73,377
Other liabilities	71,600	26,211
Total liabilities	2,925,077	3,196,878
Equity:
Preferred stock, $0.01 par value, 2,000 shares authorized, no shares issued and outstanding	0	0
Common stock, $0.01 par value, 100,000 shares authorized, 45,579 shares issued and outstanding at September 30, 2020; 100,000 shares authorized, 45,416 shares issued and outstanding at December 31, 2019	456	454
Additional paid-in capital	70,036	67,321
Retained earnings	1,482,172	1,362,631
Accumulated other comprehensive loss	(313,560)	(261,018)
Total stockholders' equity - PRA Group, Inc.	1,239,104	1,169,388
Noncontrolling interest	33,068	57,625
Total equity	1,272,172	1,227,013
Total liabilities and equity	$ 4,197,249	$ 4,423,891