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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flows from operating activities:    
Net income $ 57,408 $ 80,358
Adjustments to reconcile net income to net cash provided by/(used in) operating activities:    
Share-based compensation expense 6,922 6,263
Depreciation and amortization 14,230 15,097
Gain on sale of subsidiaries 0 (48,474)
Amortization of debt discount and issuance costs 16,348 12,828
Deferred tax benefit (56,988) (49,974)
Net unrealized foreign currency transaction (gain)/loss (162) 1,303
Fair value in earnings for equity securities (3,523) 0
Net allowance charges 12,044 9,412
Other 0 (3,113)
Changes in operating assets and liabilities:    
Other assets 3,461 (274)
Other receivables, net 2,690 1,342
Accounts payable (1,152) 1,242
Income taxes payable, net 17,603 (10,692)
Accrued expenses (959) (7,198)
Other liabilities 153 (9,628)
Net cash provided by/(used in) operating activities 68,075 (1,508)
Cash flows from investing activities:    
Purchases of property and equipment (16,755) (10,054)
Acquisition of finance receivables (621,501) (718,553)
Collections applied to principal on finance receivables 561,626 544,301
Cash received upon consolidation of Polish investment fund 17,531 0
Proceeds from sale of subsidiaries, net 0 93,304
Purchase of investments (24,392) (3,569)
Proceeds from sales and maturities of investments 20,855 7,482
Net cash used in investing activities (62,636) (87,089)
Cash flows from financing activities:    
Proceeds from lines of credit 375,794 905,841
Principal payments on lines of credit (334,307) (1,392,176)
Repurchases of common stock 0 44,909
Tax withholdings related to share-based payments (2,078) (2,428)
Distributions paid to noncontrolling interest (13,960) (1,429)
Purchase of noncontrolling interest (1,664) 0
Principal payments on notes payable and long-term debt (7,500) (12,515)
Proceeds from long-term debt 0 310,000
Payments of origination costs and fees (404) (18,240)
Net (decrease)/increase in interest-bearing deposits (12,244) 10,140
Proceeds from convertible debt 0 345,000
Net cash provided by financing activities 3,637 99,284
Effect of exchange rate on cash (15,416) 8,780
Net (decrease)/increase in cash and cash equivalents (6,340) 19,467
Cash and cash equivalents, beginning of period 120,516 94,287
Cash and cash equivalents, end of period 114,176 113,754
Supplemental disclosure of cash flow information:    
Cash paid for interest 70,701 60,229
Cash paid for income taxes $ 56,109 $ 114,603