The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP REIT 03027X100 4,185 19,218 SH   SOLE   19,218 0 0
AVALONBAY COMMUNITIES INC REIT 053484101 1,456 9,892 SH   SOLE   9,892 0 0
CITIGROUP INC Common Stock 172967424 5,371 127,524 SH   SOLE   127,524 0 0
CARDINAL HEALTH INC Common Stock 14149Y108 8,455 176,374 SH   SOLE   176,374 0 0
CROWN CASTLE INTL CORP REIT 22822V101 2,101 14,547 SH   SOLE   14,547 0 0
CINCINNATI FINANCIAL CORP Common Stock 172062101 1,331 17,643 SH   SOLE   17,643 0 0
CHEVRON CORP Common Stock 166764100 4,720 65,142 SH   SOLE   65,142 0 0
DELTA AIR LINES INC Common Stock 247361702 8,466 296,746 SH   SOLE   296,746 0 0
EQUITY RESIDENTIAL REIT 29476L107 1,477 23,934 SH   SOLE   23,934 0 0
EXTRA SPACE STORAGE INC REIT 30225T102 1,680 17,548 SH   SOLE   17,548 0 0
GENERAL MOTORS CO Common Stock 37045V100 4,503 216,697 SH   SOLE   216,697 0 0
GENUINE PARTS CO Common Stock 372460105 1,207 17,932 SH   SOLE   17,932 0 0
GAP INC/THE Common Stock 364760108 2,180 309,696 SH   SOLE   309,696 0 0
HERSHEY CO/THE Common Stock 427866108 1,763 13,307 SH   SOLE   13,307 0 0
ELI LILLY & CO Common Stock 532457108 2,119 15,273 SH   SOLE   15,273 0 0
LINCOLN NATIONAL CORP Common Stock 534187109 3,593 136,512 SH   SOLE   136,512 0 0
MID-AMERICA APARTMENT COMM REIT 59522J103 1,628 15,803 SH   SOLE   15,803 0 0
MCDONALD'S CORP Common Stock 580135101 1,601 9,682 SH   SOLE   9,682 0 0
MONDELEZ INTERNATIONAL INC-A Common Stock 609207105 1,854 37,012 SH   SOLE   37,012 0 0
METLIFE INC Common Stock 59156R108 5,358 175,278 SH   SOLE   175,278 0 0
MERCK & CO. INC. Common Stock 58933Y105 1,844 23,967 SH   SOLE   23,967 0 0
ISHARES NATIONAL MUNI BOND E ETP 464288414 2,853 25,248 SH   SOLE   25,248 0 0
NUCOR CORP Common Stock 670346105 4,973 138,072 SH   SOLE   138,072 0 0
REALTY INCOME CORP REIT 756109104 1,355 27,168 SH   SOLE   27,168 0 0
PAYCHEX INC Common Stock 704326107 1,578 25,080 SH   SOLE   25,080 0 0
HEALTHPEAK PROPERTIES INC REIT 42250P103 1,514 63,480 SH   SOLE   63,480 0 0
PROCTER & GAMBLE CO/THE Common Stock 742718109 2,099 19,084 SH   SOLE   19,084 0 0
PRUDENTIAL FINANCIAL INC Common Stock 744320102 4,813 92,314 SH   SOLE   92,314 0 0
PHILLIPS 66 Common Stock 718546104 4,231 78,872 SH   SOLE   78,872 0 0
SBA COMMUNICATIONS CORP REIT 78410G104 2,235 8,279 SH   SOLE   8,279 0 0
SCHWAB U.S. TIPS ETF ETP 808524870 353 6,133 SH   SOLE   6,133 0 0
ISHARES 1-3 YEAR TREASURY BO ETP 464287457 304,756 3,516,284 SH   SOLE   3,516,284 0 0
SEAGATE TECHNOLOGY Common Stock G7945M107 7,499 153,659 SH   SOLE   153,659 0 0
SYNCHRONY FINANCIAL Common Stock 87165B103 7,903 491,156 SH   SOLE   491,156 0 0
UDR INC REIT 902653104 1,594 43,630 SH   SOLE   43,630 0 0
WALGREENS BOOTS ALLIANCE INC Common Stock 931427108 5,818 127,168 SH   SOLE   127,168 0 0
WESTERN DIGITAL CORP Common Stock 958102105 7,194 172,843 SH   SOLE   172,843 0 0
WHIRLPOOL CORP Common Stock 963320106 4,565 53,209 SH   SOLE   53,209 0 0
TECHNOLOGY SELECT SECT SPDR ETP 81369Y803 22,187 276,057 SH   SOLE   276,057 0 0
UTILITIES SELECT SECTOR SPDR ETP 81369Y886 21,811 393,636 SH   SOLE   393,636 0 0
XEROX HOLDINGS CORP Common Stock 98421M106 9,834 519,208 SH   SOLE   519,208 0 0