-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, WQU2l3O8gfL74GhmGSWd7fN3ML86qxB7A/+0VMoFRhpX3SoyD7A0EitcrwbL4jnb x5Dl3wp5QhK6PU0w/d3nHQ== 0001056404-02-001580.txt : 20021210 0001056404-02-001580.hdr.sgml : 20021210 20021209185046 ACCESSION NUMBER: 0001056404-02-001580 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20021125 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20021210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MORGAN STANLEY DEAN WITTER CAPITAL INC TRUST 2002-WL1 CENTRAL INDEX KEY: 0001185031 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 133291626 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-83986-08 FILM NUMBER: 02852826 BUSINESS ADDRESS: STREET 1: 1585 BROADWAY STREET 2: 2ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10036 8-K 1 msc02wl1.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-83986-08 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 25, 2002 a distribution was made to holders of MORGAN STANLEY DEAN WITTER CAPITAL I INC., Mortgage Pass-Through Certificates, Series 2002-WL1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the November 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust By: Wells Fargo Bank Minnesota, NA as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 12/3/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the November 25, 2002 distribution. EX-99.1
Morgan Stanley Capital I Inc. Mortgage Pass-Through Certificates Record Date: 10/31/02 Distribution Date: 11/25/02 MSMC Series: 2002-WL1 Contact: CTSLink Customer Service Wells Fargo Bank Minnesota, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution AP 61746WRN2 SEN 0.00000% 428,181.54 0.00 1,615.46 1-A-1 61746WRG7 SEN 6.00000% 9,038,890.53 45,194.45 803,526.53 1-A-2 61746WUT5 SEN 5.75000% 22,580,250.87 108,197.04 2,023,429.48 1-A-3 61746WUU2 SEN 5.75000% 188,714.36 904.26 653.85 1-A-4 61746WUV0 SEN 5.50000% 77,797,730.77 356,572.93 6,915,952.85 1-A-5 61746WUW8 SEN 2.33000% 15,559,546.15 30,211.45 1,383,190.57 1-A-6 61746WUX6 SEN 6.17000% 0.00 80,002.00 0.00 1-A-7 61746WUY4 SEN 6.00000% 0.00 4,743.53 0.00 2-A-1 61746WRH5 SEN 6.00000% 9,409,255.06 47,046.28 861,689.13 2-A-2 61746WUZ1 SEN 5.50000% 169,763,490.55 778,082.67 15,546,752.01 2-A-3 61746WVA5 SEN 2.33000% 33,952,013.80 65,923.49 3,109,287.73 2-A-4 61746WVB3 SEN 6.17000% 0.00 174,569.94 0.00 A-R 61746WRP7 SEN 6.00000% 0.00 13.09 0.00 A-LR 61746WVQ0 SEN 6.00000% 0.00 0.00 0.00 3-A-1 61746WVC1 SEN 6.84311% 22,118,540.20 126,034.23 3,119,812.49 3-A-2 61746WVD9 SEN 5.75000% 98,480,243.27 471,445.01 18,028,097.71 3-A-3 61746WVE7 SEN 2.38000% 21,883,928.25 43,305.46 4,006,139.54 3-A-4 61746WVF4 SEN 6.12000% 0.00 111,608.03 0.00 3-A-5 61746WVG2 SEN 6.25000% 18,195,000.00 94,684.43 0.00 3-A-6 61746WVH0 SEN 6.25000% 17,657,000.00 91,884.74 0.00 A-X-1 61746WRM4 SEN 6.00000% 0.00 45,715.58 0.00 A-X-2 61746WVM9 SEN 6.00000% 0.00 102,011.75 0.00 3-A-X 61746WVP2 SEN 6.25000% 0.00 77,210.66 0.00 B-1 61746WRJ1 SUB 6.00000% 2,143,940.43 10,719.70 9,165.48 B-2 61746WRK8 SUB 6.00000% 973,797.18 4,868.99 4,163.04 B-3 61746WRL6 SUB 6.00000% 585,071.63 2,925.36 2,501.22 B-4 61746WTF7 SUB 6.52561% 389,717.20 2,119.28 1,666.07 B-5 61746WTG5 SUB 6.52561% 389,717.20 2,119.28 1,666.07 B-6 61746WTH3 SUB 6.52561% 390,160.47 2,121.69 1,667.96 3-B-1 61746WVJ6 SUB 6.84311% 2,851,277.13 16,246.94 2,898.36 3-B-2 61746WVK3 SUB 6.84311% 2,323,336.77 13,238.66 2,361.70 3-B-3 61746WVL1 SUB 6.84311% 1,689,608.74 9,627.60 1,717.51 3-B-4 61746WTJ9 SUB 6.84311% 1,055,880.71 6,016.54 1,073.32 3-B-5 61746WTK6 SUB 6.84311% 739,515.70 4,213.85 751.73 3-B-6 61746WTL4 SUB 6.84311% 1,372,362.15 7,819.90 1,395.02 A-X-3 61746WVN7 SEN 6.00000% 0.00 1,620.36 0.00 Totals 531,957,170.66 2,939,019.17 55,831,174.83
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses AP 0.00 426,566.08 1,615.46 0.00 1-A-1 0.00 8,235,364.00 848,720.98 0.00 1-A-2 0.00 20,556,821.40 2,131,626.52 0.00 1-A-3 0.00 188,060.51 1,558.11 0.00 1-A-4 0.00 70,881,777.91 7,272,525.78 0.00 1-A-5 0.00 14,176,355.58 1,413,402.02 0.00 1-A-6 0.00 0.00 80,002.00 0.00 1-A-7 0.00 0.00 4,743.53 0.00 2-A-1 0.00 8,547,565.93 908,735.41 0.00 2-A-2 0.00 154,216,738.54 16,324,834.68 0.00 2-A-3 0.00 30,842,726.07 3,175,211.22 0.00 2-A-4 0.00 0.00 174,569.94 0.00 A-R 0.00 0.00 13.09 0.00 A-LR 0.00 0.00 0.00 0.00 3-A-1 0.00 18,998,727.72 3,245,846.72 0.00 3-A-2 0.00 80,452,145.56 18,499,542.72 0.00 3-A-3 0.00 17,877,788.71 4,049,445.00 0.00 3-A-4 0.00 0.00 111,608.03 0.00 3-A-5 0.00 18,195,000.00 94,684.43 0.00 3-A-6 0.00 17,657,000.00 91,884.74 0.00 A-X-1 0.00 0.00 45,715.58 0.00 A-X-2 0.00 0.00 102,011.75 0.00 3-A-X 0.00 0.00 77,210.66 0.00 B-1 0.00 2,134,774.95 19,885.18 0.00 B-2 0.00 969,634.14 9,032.03 0.00 B-3 0.00 582,570.41 5,426.58 0.00 B-4 0.00 388,051.14 3,785.35 0.00 B-5 0.00 388,051.14 3,785.35 0.00 B-6 0.00 388,492.51 3,789.65 0.00 3-B-1 0.00 2,848,378.77 19,145.30 0.00 3-B-2 0.00 2,320,975.07 15,600.36 0.00 3-B-3 0.00 1,687,891.23 11,345.11 0.00 3-B-4 0.00 1,054,807.40 7,089.86 0.00 3-B-5 0.00 738,763.97 4,965.58 0.00 3-B-6 0.00 1,370,967.10 9,214.92 0.00 A-X-3 0.00 0.00 1,620.36 0.00 Totals 0.00 476,125,995.84 58,770,194.00 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) AP 431,280.00 428,181.54 1,600.63 14.83 0.00 0.00 1-A-1 10,000,000.00 9,038,890.53 31,317.79 772,208.74 0.00 0.00 1-A-2 25,000,000.00 22,580,250.87 78,864.02 1,944,565.46 0.00 0.00 1-A-3 190,000.00 188,714.36 25.48 628.37 0.00 0.00 1-A-4 86,070,000.00 77,797,730.77 269,552.19 6,646,400.66 0.00 0.00 1-A-5 17,214,000.00 15,559,546.15 53,910.44 1,329,280.13 0.00 0.00 1-A-6 0.00 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 11,000,000.00 9,409,255.06 44,488.01 817,201.13 0.00 0.00 2-A-2 198,464,000.00 169,763,490.55 802,660.68 14,744,091.32 0.00 0.00 2-A-3 39,692,000.00 33,952,013.80 160,528.90 2,948,758.83 0.00 0.00 2-A-4 0.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 3-A-1 25,000,000.00 22,118,540.20 22,483.79 3,097,328.69 0.00 0.00 3-A-2 115,131,000.00 98,480,243.27 129,924.47 17,898,173.23 0.00 0.00 3-A-3 25,584,000.00 21,883,928.25 28,871.35 3,977,268.19 0.00 0.00 3-A-4 0.00 0.00 0.00 0.00 0.00 0.00 3-A-5 18,195,000.00 18,195,000.00 0.00 0.00 0.00 0.00 3-A-6 17,657,000.00 17,657,000.00 0.00 0.00 0.00 0.00 A-X-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 3-A-X 0.00 0.00 0.00 0.00 0.00 0.00 B-1 2,162,000.00 2,143,940.43 9,165.48 0.00 0.00 0.00 B-2 982,000.00 973,797.18 4,163.04 0.00 0.00 0.00 B-3 590,000.00 585,071.63 2,501.22 0.00 0.00 0.00 B-4 393,000.00 389,717.20 1,666.07 0.00 0.00 0.00 B-5 393,000.00 389,717.20 1,666.07 0.00 0.00 0.00 B-6 393,447.00 390,160.47 1,667.96 0.00 0.00 0.00 3-B-1 2,857,000.00 2,851,277.13 2,898.36 0.00 0.00 0.00 3-B-2 2,328,000.00 2,323,336.77 2,361.70 0.00 0.00 0.00 3-B-3 1,693,000.00 1,689,608.74 1,717.51 0.00 0.00 0.00 3-B-4 1,058,000.00 1,055,880.71 1,073.32 0.00 0.00 0.00 3-B-5 741,000.00 739,515.70 751.73 0.00 0.00 0.00 3-B-6 1,375,115.00 1,372,362.15 1,395.02 0.00 0.00 0.00 A-X-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,593,942.00 531,957,170.66 1,655,255.23 54,175,919.58 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution AP 1,615.46 426,566.08 0.98906993 1,615.46 1-A-1 803,526.53 8,235,364.00 0.82353640 803,526.53 1-A-2 2,023,429.48 20,556,821.40 0.82227286 2,023,429.48 1-A-3 653.85 188,060.51 0.98979216 653.85 1-A-4 6,915,952.85 70,881,777.91 0.82353640 6,915,952.85 1-A-5 1,383,190.57 14,176,355.58 0.82353640 1,383,190.57 1-A-6 0.00 0.00 0.00000000 0.00 1-A-7 0.00 0.00 0.00000000 0.00 2-A-1 861,689.13 8,547,565.93 0.77705145 861,689.13 2-A-2 15,546,752.01 154,216,738.54 0.77705145 15,546,752.01 2-A-3 3,109,287.73 30,842,726.07 0.77705145 3,109,287.73 2-A-4 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 3-A-1 3,119,812.49 18,998,727.72 0.75994911 3,119,812.49 3-A-2 18,028,097.71 80,452,145.56 0.69878786 18,028,097.71 3-A-3 4,006,139.54 17,877,788.71 0.69878786 4,006,139.54 3-A-4 0.00 0.00 0.00000000 0.00 3-A-5 0.00 18,195,000.00 1.00000000 0.00 3-A-6 0.00 17,657,000.00 1.00000000 0.00 A-X-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 3-A-X 0.00 0.00 0.00000000 0.00 B-1 9,165.48 2,134,774.95 0.98740747 9,165.48 B-2 4,163.04 969,634.14 0.98740747 4,163.04 B-3 2,501.22 582,570.41 0.98740747 2,501.22 B-4 1,666.07 388,051.14 0.98740748 1,666.07 B-5 1,666.07 388,051.14 0.98740748 1,666.07 B-6 1,667.96 388,492.51 0.98740748 1,667.96 3-B-1 2,898.36 2,848,378.77 0.99698242 2,898.36 3-B-2 2,361.70 2,320,975.07 0.99698242 2,361.70 3-B-3 1,717.51 1,687,891.23 0.99698242 1,717.51 3-B-4 1,073.32 1,054,807.40 0.99698242 1,073.32 3-B-5 751.73 738,763.97 0.99698242 751.73 3-B-6 1,395.02 1,370,967.10 0.99698360 1,395.02 A-X-3 0.00 0.00 0.00000000 0.00 Totals 55,831,174.83 476,125,995.84 0.78751367 55,831,174.83
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion AP 431,280.00 992.81566500 3.71134762 0.03438601 0.00000000 1-A-1 10,000,000.00 903.88905300 3.13177900 77.22087400 0.00000000 1-A-2 25,000,000.00 903.21003480 3.15456080 77.78261840 0.00000000 1-A-3 190,000.00 993.23347368 0.13410526 3.30721053 0.00000000 1-A-4 86,070,000.00 903.88905275 3.13177867 77.22087440 0.00000000 1-A-5 17,214,000.00 903.88905252 3.13177878 77.22087429 0.00000000 1-A-6 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 11,000,000.00 855.38682364 4.04436455 74.29101182 0.00000000 2-A-2 198,464,000.00 855.38682355 4.04436412 74.29101157 0.00000000 2-A-3 39,692,000.00 855.38682354 4.04436410 74.29101154 0.00000000 2-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 884.74160800 0.89935160 123.89314760 0.00000000 3-A-2 115,131,000.00 855.37555715 1.12849250 155.45920065 0.00000000 3-A-3 25,584,000.00 855.37555699 1.12849242 155.45920067 0.00000000 3-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 18,195,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-6 17,657,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,162,000.00 991.64682239 4.23935245 0.00000000 0.00000000 B-2 982,000.00 991.64682281 4.23934827 0.00000000 0.00000000 B-3 590,000.00 991.64683051 4.23935593 0.00000000 0.00000000 B-4 393,000.00 991.64681934 4.23936387 0.00000000 0.00000000 B-5 393,000.00 991.64681934 4.23936387 0.00000000 0.00000000 B-6 393,447.00 991.64682918 4.23935117 0.00000000 0.00000000 3-B-1 2,857,000.00 997.99689534 1.01447672 0.00000000 0.00000000 3-B-2 2,328,000.00 997.99689433 1.01447595 0.00000000 0.00000000 3-B-3 1,693,000.00 997.99689309 1.01447726 0.00000000 0.00000000 3-B-4 1,058,000.00 997.99689036 1.01448015 0.00000000 0.00000000 3-B-5 741,000.00 997.99689609 1.01448043 0.00000000 0.00000000 3-B-6 1,375,115.00 997.99809470 1.01447515 0.00000000 0.00000000 A-X-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1,000 denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution AP 0.00000000 3.74573363 989.06993137 0.98906993 3.74573363 1-A-1 0.00000000 80.35265300 823.53640000 0.82353640 80.35265300 1-A-2 0.00000000 80.93717920 822.27285600 0.82227286 80.93717920 1-A-3 0.00000000 3.44131579 989.79215789 0.98979216 3.44131579 1-A-4 0.00000000 80.35265307 823.53639956 0.82353640 80.35265307 1-A-5 0.00000000 80.35265307 823.53639944 0.82353640 80.35265307 1-A-6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 78.33537545 777.05144818 0.77705145 78.33537545 2-A-2 0.00000000 78.33537574 777.05144782 0.77705145 78.33537574 2-A-3 0.00000000 78.33537564 777.05144790 0.77705145 78.33537564 2-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 124.79249960 759.94910880 0.75994911 124.79249960 3-A-2 0.00000000 156.58769324 698.78786391 0.69878786 156.58769324 3-A-3 0.00000000 156.58769309 698.78786390 0.69878786 156.58769309 3-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 4.23935245 987.40746994 0.98740747 4.23935245 B-2 0.00000000 4.23934827 987.40747454 0.98740747 4.23934827 B-3 0.00000000 4.23935593 987.40747458 0.98740747 4.23935593 B-4 0.00000000 4.23936387 987.40748092 0.98740748 4.23936387 B-5 0.00000000 4.23936387 987.40748092 0.98740748 4.23936387 B-6 0.00000000 4.23935117 987.40747801 0.98740748 4.23935117 3-B-1 0.00000000 1.01447672 996.98241862 0.99698242 1.01447672 3-B-2 0.00000000 1.01447595 996.98241838 0.99698242 1.01447595 3-B-3 0.00000000 1.01447726 996.98241583 0.99698242 1.01447726 3-B-4 0.00000000 1.01448015 996.98241966 0.99698242 1.01448015 3-B-5 0.00000000 1.01448043 996.98241565 0.99698242 1.01448043 3-B-6 0.00000000 1.01447515 996.98359774 0.99698360 1.01447515 A-X-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% 428,181.54 0.00 0.00 0.00 1-A-1 10,000,000.00 6.00000% 9,038,890.53 45,194.45 0.00 0.00 1-A-2 25,000,000.00 5.75000% 22,580,250.87 108,197.04 0.00 0.00 1-A-3 190,000.00 5.75000% 188,714.36 904.26 0.00 0.00 1-A-4 86,070,000.00 5.50000% 77,797,730.77 356,572.93 0.00 0.00 1-A-5 17,214,000.00 2.33000% 15,559,546.15 30,211.45 0.00 0.00 1-A-6 0.00 6.17000% 15,559,546.15 80,002.00 0.00 0.00 1-A-7 0.00 6.00000% 948,706.88 4,743.53 0.00 0.00 2-A-1 11,000,000.00 6.00000% 9,409,255.06 47,046.28 0.00 0.00 2-A-2 198,464,000.00 5.50000% 169,763,490.55 778,082.67 0.00 0.00 2-A-3 39,692,000.00 2.33000% 33,952,013.80 65,923.49 0.00 0.00 2-A-4 0.00 6.17000% 33,952,013.80 174,569.94 0.00 0.00 A-R 50.00 6.00000% 0.00 0.00 0.00 0.00 A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00 3-A-1 25,000,000.00 6.84311% 22,118,540.20 126,132.94 0.00 0.00 3-A-2 115,131,000.00 5.75000% 98,480,243.27 471,884.50 0.00 0.00 3-A-3 25,584,000.00 2.38000% 21,883,928.25 43,403.12 0.00 0.00 3-A-4 0.00 6.12000% 21,883,928.25 111,608.03 0.00 0.00 3-A-5 18,195,000.00 6.25000% 18,195,000.00 94,765.63 0.00 0.00 3-A-6 17,657,000.00 6.25000% 17,657,000.00 91,963.54 0.00 0.00 A-X-1 0.00 6.00000% 9,143,115.07 45,715.58 0.00 0.00 A-X-2 0.00 6.00000% 20,402,349.27 102,011.75 0.00 0.00 3-A-X 0.00 6.25000% 14,824,447.64 77,210.66 0.00 0.00 B-1 2,162,000.00 6.00000% 2,143,940.43 10,719.70 0.00 0.00 B-2 982,000.00 6.00000% 973,797.18 4,868.99 0.00 0.00 B-3 590,000.00 6.00000% 585,071.63 2,925.36 0.00 0.00 B-4 393,000.00 6.52561% 389,717.20 2,119.28 0.00 0.00 B-5 393,000.00 6.52561% 389,717.20 2,119.28 0.00 0.00 B-6 393,447.00 6.52561% 390,160.47 2,121.69 0.00 0.00 3-B-1 2,857,000.00 6.84311% 2,851,277.13 16,259.66 0.00 0.00 3-B-2 2,328,000.00 6.84311% 2,323,336.77 13,249.03 0.00 0.00 3-B-3 1,693,000.00 6.84311% 1,689,608.74 9,635.14 0.00 0.00 3-B-4 1,058,000.00 6.84311% 1,055,880.71 6,021.25 0.00 0.00 3-B-5 741,000.00 6.84311% 739,515.70 4,217.15 0.00 0.00 3-B-6 1,375,115.00 6.84311% 1,372,362.15 7,826.02 0.00 0.00 A-X-3 0.00 6.00000% 324,072.33 1,620.36 0.00 0.00 Totals 604,593,942.00 2,939,846.70 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance AP 0.00 0.00 0.00 0.00 426,566.08 1-A-1 0.00 0.00 45,194.45 0.00 8,235,364.00 1-A-2 0.00 0.00 108,197.04 0.00 20,556,821.40 1-A-3 0.00 0.00 904.26 0.00 188,060.51 1-A-4 0.00 0.00 356,572.93 0.00 70,881,777.91 1-A-5 0.00 0.00 30,211.45 0.00 14,176,355.58 1-A-6 0.00 0.00 80,002.00 0.00 14,176,355.58 1-A-7 0.00 0.00 4,743.53 0.00 864,370.08 2-A-1 0.00 0.00 47,046.28 0.00 8,547,565.93 2-A-2 0.00 0.00 778,082.67 0.00 154,216,738.54 2-A-3 0.00 0.00 65,923.49 0.00 30,842,726.07 2-A-4 0.00 0.00 174,569.94 0.00 30,842,726.07 A-R 0.00 0.00 13.09 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 3-A-1 0.00 0.00 126,034.23 0.00 18,998,727.72 3-A-2 0.00 0.00 471,445.01 0.00 80,452,145.56 3-A-3 0.00 0.00 43,305.46 0.00 17,877,788.71 3-A-4 0.00 0.00 111,608.03 0.00 17,877,788.71 3-A-5 0.00 0.00 94,684.43 0.00 18,195,000.00 3-A-6 0.00 0.00 91,884.74 0.00 17,657,000.00 A-X-1 0.00 0.00 45,715.58 0.00 8,190,297.86 A-X-2 0.00 0.00 102,011.75 0.00 18,342,108.50 3-A-X 0.00 0.00 77,210.66 0.00 12,669,055.74 B-1 0.00 0.00 10,719.70 0.00 2,134,774.95 B-2 0.00 0.00 4,868.99 0.00 969,634.14 B-3 0.00 0.00 2,925.36 0.00 582,570.41 B-4 0.00 0.00 2,119.28 0.00 388,051.14 B-5 0.00 0.00 2,119.28 0.00 388,051.14 B-6 0.00 0.00 2,121.69 0.00 388,492.51 3-B-1 0.00 0.00 16,246.94 0.00 2,848,378.77 3-B-2 0.00 0.00 13,238.66 0.00 2,320,975.07 3-B-3 0.00 0.00 9,627.60 0.00 1,687,891.23 3-B-4 0.00 0.00 6,016.54 0.00 1,054,807.40 3-B-5 0.00 0.00 4,213.85 0.00 738,763.97 3-B-6 0.00 0.00 7,819.90 0.00 1,370,967.10 A-X-3 0.00 0.00 1,620.36 0.00 318,575.73 Totals 0.00 0.00 2,939,019.17 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% 992.81566500 0.00000000 0.00000000 0.00000000 1-A-1 10,000,000.00 6.00000% 903.88905300 4.51944500 0.00000000 0.00000000 1-A-2 25,000,000.00 5.75000% 903.21003480 4.32788160 0.00000000 0.00000000 1-A-3 190,000.00 5.75000% 993.23347368 4.75926316 0.00000000 0.00000000 1-A-4 86,070,000.00 5.50000% 903.88905275 4.14282479 0.00000000 0.00000000 1-A-5 17,214,000.00 2.33000% 903.88905252 1.75505112 0.00000000 0.00000000 1-A-6 0.00 6.17000% 903.88905252 4.64749622 0.00000000 0.00000000 1-A-7 0.00 6.00000% 903.88933510 4.51944248 0.00000000 0.00000000 2-A-1 11,000,000.00 6.00000% 855.38682364 4.27693455 0.00000000 0.00000000 2-A-2 198,464,000.00 5.50000% 855.38682355 3.92052297 0.00000000 0.00000000 2-A-3 39,692,000.00 2.33000% 855.38682354 1.66087600 0.00000000 0.00000000 2-A-4 0.00 6.17000% 855.38682354 4.39811398 0.00000000 0.00000000 A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 6.84311% 884.74160800 5.04531760 0.00000000 0.00000000 3-A-2 115,131,000.00 5.75000% 855.37555715 4.09867455 0.00000000 0.00000000 3-A-3 25,584,000.00 2.38000% 855.37555699 1.69649468 0.00000000 0.00000000 3-A-4 0.00 6.12000% 855.37555699 4.36241518 0.00000000 0.00000000 3-A-5 18,195,000.00 6.25000% 1000.00000000 5.20833361 0.00000000 0.00000000 3-A-6 17,657,000.00 6.25000% 1000.00000000 5.20833324 0.00000000 0.00000000 A-X-1 0.00 6.00000% 897.90578069 4.48952936 0.00000000 0.00000000 A-X-2 0.00 6.00000% 824.67514451 4.12337587 0.00000000 0.00000000 3-A-X 0.00 6.25000% 873.94046702 4.55177298 0.00000000 0.00000000 B-1 2,162,000.00 6.00000% 991.64682239 4.95823312 0.00000000 0.00000000 B-2 982,000.00 6.00000% 991.64682281 4.95823829 0.00000000 0.00000000 B-3 590,000.00 6.00000% 991.64683051 4.95823729 0.00000000 0.00000000 B-4 393,000.00 6.52561% 991.64681934 5.39256997 0.00000000 0.00000000 B-5 393,000.00 6.52561% 991.64681934 5.39256997 0.00000000 0.00000000 B-6 393,447.00 6.52561% 991.64682918 5.39256876 0.00000000 0.00000000 3-B-1 2,857,000.00 6.84311% 997.99689534 5.69116556 0.00000000 0.00000000 3-B-2 2,328,000.00 6.84311% 997.99689433 5.69116409 0.00000000 0.00000000 3-B-3 1,693,000.00 6.84311% 997.99689309 5.69116361 0.00000000 0.00000000 3-B-4 1,058,000.00 6.84311% 997.99689036 5.69116257 0.00000000 0.00000000 3-B-5 741,000.00 6.84311% 997.99689609 5.69116059 0.00000000 0.00000000 3-B-6 1,375,115.00 6.84311% 997.99809470 5.69117492 0.00000000 0.00000000 A-X-3 0.00 6.00000% 963.56322864 4.81781124 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance AP 0.00000000 0.00000000 0.00000000 0.00000000 989.06993137 1-A-1 0.00000000 0.00000000 4.51944500 0.00000000 823.53640000 1-A-2 0.00000000 0.00000000 4.32788160 0.00000000 822.27285600 1-A-3 0.00000000 0.00000000 4.75926316 0.00000000 989.79215789 1-A-4 0.00000000 0.00000000 4.14282479 0.00000000 823.53639956 1-A-5 0.00000000 0.00000000 1.75505112 0.00000000 823.53639944 1-A-6 0.00000000 0.00000000 4.64749622 0.00000000 823.53639944 1-A-7 0.00000000 0.00000000 4.51944248 0.00000000 823.53666170 2-A-1 0.00000000 0.00000000 4.27693455 0.00000000 777.05144818 2-A-2 0.00000000 0.00000000 3.92052297 0.00000000 777.05144782 2-A-3 0.00000000 0.00000000 1.66087600 0.00000000 777.05144790 2-A-4 0.00000000 0.00000000 4.39811398 0.00000000 777.05144790 A-R 0.00000000 0.00000000 261.80000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 0.00000000 5.04136920 0.00000000 759.94910880 3-A-2 0.00000000 0.00000000 4.09485725 0.00000000 698.78786391 3-A-3 0.00000000 0.00000000 1.69267745 0.00000000 698.78786390 3-A-4 0.00000000 0.00000000 4.36241518 0.00000000 698.78786390 3-A-5 0.00000000 0.00000000 5.20387084 0.00000000 1000.00000000 3-A-6 0.00000000 0.00000000 5.20387042 0.00000000 1000.00000000 A-X-1 0.00000000 0.00000000 4.48952936 0.00000000 804.33372409 A-X-2 0.00000000 0.00000000 4.12337587 0.00000000 741.39898193 3-A-X 0.00000000 0.00000000 4.55177298 0.00000000 746.87440362 B-1 0.00000000 0.00000000 4.95823312 0.00000000 987.40746994 B-2 0.00000000 0.00000000 4.95823829 0.00000000 987.40747454 B-3 0.00000000 0.00000000 4.95823729 0.00000000 987.40747458 B-4 0.00000000 0.00000000 5.39256997 0.00000000 987.40748092 B-5 0.00000000 0.00000000 5.39256997 0.00000000 987.40748092 B-6 0.00000000 0.00000000 5.39256876 0.00000000 987.40747801 3-B-1 0.00000000 0.00000000 5.68671334 0.00000000 996.98241862 3-B-2 0.00000000 0.00000000 5.68670962 0.00000000 996.98241838 3-B-3 0.00000000 0.00000000 5.68670998 0.00000000 996.98241583 3-B-4 0.00000000 0.00000000 5.68671078 0.00000000 996.98241966 3-B-5 0.00000000 0.00000000 5.68670715 0.00000000 996.98241565 3-B-6 0.00000000 0.00000000 5.68672438 0.00000000 996.98359774 A-X-3 0.00000000 0.00000000 4.81781124 0.00000000 947.22020534 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 58,859,135.67 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 21,882.73 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 58,881,018.40 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 110,824.40 Payment of Interest and Principal 58,770,194.00 Total Withdrawals (Pool Distribution Amount) 58,881,018.40 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 110,824.40 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 110,824.40
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 5 0 0 0 5 2,506,993.95 0.00 0.00 0.00 2,506,993.95 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 5 0 0 0 5 2,506,993.95 0.00 0.00 0.00 2,506,993.95 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.457038% 0.000000% 0.000000% 0.000000% 0.457038% 0.525142% 0.000000% 0.000000% 0.000000% 0.525142% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.457038% 0.000000% 0.000000% 0.000000% 0.457038% 0.525142% 0.000000% 0.000000% 0.000000% 0.525142%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 357,668.96 0.00 0.00 0.00 357,668.96 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 357,668.96 0.00 0.00 0.00 357,668.96 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.416667% 0.000000% 0.000000% 0.000000% 0.416667% 0.306946% 0.000000% 0.000000% 0.000000% 0.306946% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.416667% 0.000000% 0.000000% 0.000000% 0.416667% 0.306946% 0.000000% 0.000000% 0.000000% 0.306946% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 1,349,458.46 0.00 0.00 0.00 1,349,458.46 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1,349,458.46 0.00 0.00 0.00 1,349,458.46 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.462963% 0.000000% 0.000000% 0.000000% 0.462963% 0.683270% 0.000000% 0.000000% 0.000000% 0.683270% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.462963% 0.000000% 0.000000% 0.000000% 0.462963% 0.683270% 0.000000% 0.000000% 0.000000% 0.683270% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 799,866.53 0.00 0.00 0.00 799,866.53 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 799,866.53 0.00 0.00 0.00 799,866.53 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.473934% 0.000000% 0.000000% 0.000000% 0.473934% 0.489608% 0.000000% 0.000000% 0.000000% 0.489608% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.473934% 0.000000% 0.000000% 0.000000% 0.473934% 0.489608% 0.000000% 0.000000% 0.000000% 0.489608%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 21,882.73
COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 6.881797% Weighted Average Pass-Through Rate 6.631797% Weighted Average Maturity(Stepdown Calculation ) 173 Beginning Scheduled Collateral Loan Count 1,224 Number Of Loans Paid In Full 130 Ending Scheduled Collateral Loan Count 1,094 Beginning Scheduled Collateral Balance 531,957,170.66 Ending Scheduled Collateral Balance 476,125,995.83 Ending Actual Collateral Balance at 31-Oct-2002 477,393,910.12 Monthly P &I Constant 4,705,939.49 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 58,656,296.02 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 476,125,995.83 Scheduled Principal 1,655,255.24 Unscheduled Principal 54,175,919.59
Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed Fixed Ratio Strip Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 6.666729 6.824378 7.093106 Weighted Average Net Rate 6.416729 6.574378 6.843106 Weighted Average Maturity 173 148 335 Beginning Loan Count 263 477 484 Loans Paid In Full 23 45 62 Ending Loan Count 240 432 422 Beginning Scheduled Balance 127,340,632.00 216,249,846.41 188,366,692.25 Ending scheduled Balance 116,206,209.18 196,717,341.78 163,202,444.87 Record Date 10/31/2002 10/31/2002 10/31/2002 Principal And Interest Constant 1,148,779.18 2,252,262.29 1,304,898.02 Scheduled Principal 441,324.63 1,022,453.35 191,477.26 Unscheduled Principal 10,693,098.19 18,510,051.28 24,972,770.12 Scheduled Interest 707,454.55 1,229,808.94 1,113,420.76 Servicing Fees 26,529.30 45,052.03 39,243.07 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 680,925.25 1,184,756.91 1,074,177.69 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.416729 6.574378 6.843106
Group Level Collateral Statement Group Total Collateral Description Fixed & Mixed ARM Weighted Average Coupon Rate 6.881797 Weighted Average Net Rate 6.631797 Weighted Average Maturity 173 Beginning Loan Count 1,224 Loans Paid In Full 130 Ending Loan Count 1,094 Beginning Scheduled Balance 531,957,170.66 Ending scheduled Balance 476,125,995.83 Record Date 10/31/2002 Principal And Interest Constant 4,705,939.49 Scheduled Principal 1,655,255.24 Unscheduled Principal 54,175,919.59 Scheduled Interest 3,050,684.25 Servicing Fees 110,824.40 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,939,859.85 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.631797
Miscellaneous Reporting Group 1 Junior Percentage 1.376790% Senior Prepayment Percentage 100.000000% Senior Percentage 98.623210% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 2 Junior Percentage 1.445128% Senior Prepayment Percentage 100.000000% Senior Percentage 98.554872% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 3 Junior Percentage 5.325772% Senior Prepayment Percentage 100.000000% Senior Percentage 94.674228% Bankruptcy Loss Coverage 100,000.00 Fraud Loss Coverage 4,232,383.00 Special Hazard Loss Coverage 2,189,000.00
Group -----END PRIVACY-ENHANCED MESSAGE-----