X0202 4 2005-05-16 0000857855 UNITED COMMUNITY BANKS INC UCBI 0001184712 GILLILAND THOMAS C PO BOX 398 BLAIRSVILLE GA 30514 1 1 0 0 EVP, Corp Sec & General Couns Common Stock 2005-05-16 4 A 0 2250 0 A 66300 D Common Stock 18948.526 I By 401k Common Stock 10225 I Cust FBO Thomas C. Gilliland, Jr. (Son) Common Stock 10225 I Cust FBO Jason W. Gilliland (Son) Common Stock 414056 I Candace W. Gilliland (Spouse) Option to Purchase Common Stock 23.10 2005-05-16 4 A 0 9000 0 A 2006-05-16 2015-05-16 Common Stock 9000 117251 D 2005 Restricted Stock Award vests over four consecutive years at 25% on the anniversary date of January 31, beginning in the year 2006. Includes debit of 820 shares gifted on 12/8/04, to Mr. Gilliland's minor children for which he claims beneficial ownership. Includes credit of 820 shares gifted on 12/8/04, by parents for which Mr. Gilliland claims beneficial ownership. 2005 Options vest over four consecutive years at 25% each anniversary date. Lois J. Rich by Power of Attorney 2005-05-16