X0202 4 2005-02-08 0 0000005513 UNUMPROVIDENT CORP UNM 0001182876 COPELAND F DEAN 1 FOUNTAIN SQUARE CHATTANOOGA TN 374021307 0 1 0 0 Sr EVP/Gen Counsl/Chief Admn Common Stock 2005-02-08 4 F 0 3363 17.18 D 146167.00 D Common Stock 2407.00 I By 401(k) Plan Restricted stock (10,000 shares) vested, and 3,363 shares of common stock were withheld in payment of taxes due on vesting. This amount includes: Employee Stock Purchase Plan - 544 shares; restricted stock - 61,782 shares; and shares owned (direct) outside of any plan - 83,841 shares. /s/ Copeland, F. Dean 2005-02-08