X0201 4 2004-02-10 0000750556 SUNTRUST BANKS INC STI 0001182000 MENTZER CARL F 303 PEACHTREE ST. ATLANTA GA 30308 0 1 0 0 Executive Vice President Common Stock 32237 D Common Stock 5108 I Spouse Common Stock 6141.478 I 401(k) Common Stock 3903.655 I Spouse's 401(k) Common Stock 34580 I Restricted Stock Phantom Stock Units Common Stock 32000 32000 D Phantom Stock Units Common Stock 1456.5163 1456.5163 D Option 30.25 2005-08-08 Common Stock 2500 2500 D Option 73.0625 2002-11-09 2009-11-09 Common Stock 6000 6000 D Option 51.125 2003-11-14 2010-11-14 Common Stock 10000 10000 D Option 64.57 2004-11-13 2011-11-13 Common Stock 15000 15000 D Option 54.28 2006-02-11 2013-02-11 Common Stock 15000 15000 D Option 73.19 2004-02-10 4 A 0 18000 73.19 A 2007-02-10 2014-02-10 Common Stock 18000 18000 D Because the stock fund component of the 401(k) Plan is accounted for in unit accounting, the number of share equivalents varies based on the closing price of SunTrust stock on the applicable measurement date. Restricted stock held under 1986 SunTrust Executive Stock Plan, 1995 SunTrust Executive Stock Plan and SunTrust Banks, Inc. 2000 Stock Plan. Subject to certain vesting conditions. Restricted stock agreements contain tax withholding features allowing stock to be withheld to satisfy tax withholding obligations. All plans are exempt under Rule 16(b)-3. Granted in exchange for restricted stock. Will be paid out on various dates. These securities convert to common stock on a one-for-one basis. The reported phantom stock units were acquired under SunTrust Banks, Inc.'s 401(k) excess benefit plan. These securities convert to common stock on a one-for-one basis. This option became exercisable in 20% increments over 5 years, ending on 8/8/99. This option was granted pursuant to the 1995 SunTrust Executive Stock Plan. Granted pursuant to the 1995 SunTrust Executive Stock Plan. Granted pursuant to the SunTrust Banks, Inc. 2000 Stock Plan. Margaret Hodgson, Attorney-in-Fact for Carl F. Mentzer 2004-02-11